Family First Credit Union East Rochester NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Family First Of Ny, your trusted financial partner located at 375 Fairport Rd, East Rochester, NY 14445. Since our establishment in 1969, we have dedicated ourselves to serving our community with integrity and commitment. With a total membership of 15,397 and assets reaching an impressive $322,036,908, we pride ourselves on being a stable and reliable credit union for all your financial needs. At Family First Of Ny, we understand that every member has unique goals and challenges. That's why we offer a wide range of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. We are here to support not only individuals but also businesses, providing essential services like merchant banking and business loans. Our leadership team is dedicated to ensuring that our members receive the best possible service. Under the guidance of CEO Thomas Dambra and Board President Barbara Moehle, we strive to foster a welcoming environment where your financial success is our priority. Our staff of 64 employees is always ready to assist you in navigating your financial journey. While you can visit us at our branch for all your banking needs, please feel free to reach out via phone at (585) 586-8225 or through our website at familyfirstny.com. Whether you're looking to open an account or need assistance with loans totaling over $18014, we're here to help you every step of the way. Join us today at Family First Of Ny, where your financial future begins!

Branch History & Mission

A Commitment to Innovation

As technology continues to shape how we manage finances, Family First Of Ny embraces digital advancements that enhance convenience without compromising personal touch. Our online and mobile banking services allow you to access your accounts anytime, anywhere. We also prioritize ADA compliance so that everyone can enjoy our services comfortably.

Community Focus

At Family First Of Ny, we are more than just a credit union; we are your neighbors and partners in progress. Our outreach initiatives demonstrate our dedication to enhancing the lives of those around us. We actively seek partnerships with local organizations to provide resources and opportunities for growth within our community. While members can visit us at 375 Fairport Rd, official correspondence should be sent to the same address as we strive for seamless communication with all who reach out.

Join Us Today!

We invite you to become part of the Family First Of Ny community. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial future. Whether you're looking for checking accounts or loans tailored just for you, we're here every step of the way. For inquiries or assistance, feel free to call us at 585-586-8225 during our operating hours: Monday, Tuesday, Thursday from 9 AM - 4:30 PM; Wednesday from 10 AM - 4:30 PM; Friday from 9 AM - 6 PM; and Saturday from 9 AM - 1 PM. Join Family First Of Ny today and take the first step toward securing a brighter financial future!

Our Journey

From humble beginnings, Family First Of Ny has evolved into a cornerstone of financial support in East Rochester. Our commitment to providing personalized banking solutions has allowed us to expand our services while maintaining the community-oriented approach that defines us. With features like ATM availability and a convenient drive-thru, we ensure that accessing your finances is as easy as possible. Our mission is simple yet profound: to empower our members through exceptional financial services and unwavering support. We believe that everyone deserves access to quality banking options tailored to their unique needs. Whether it's personal banking, auto loans, or business financing, our goal is to help you achieve your financial dreams.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. We offer ample parking spaces right outside the building, ensuring that you have a hassle-free experience when you visit us. For those who may need additional assistance, our facility is ADA compliant, featuring ramps and accessible entrances to cater to all members of our community. You can rely on us not just during regular banking hours but also for quick transactions through our drive-thru service. Whether you're making deposits or withdrawals, we aim to make your visit as efficient as possible.

Get in Touch!

We invite you to experience the friendly service at Family First Of Ny. If you have any questions or want more information about our services, don't hesitate to give us a call at 585-586-8225. Our dedicated team looks forward to welcoming you soon!

Operating Hours and Services

Family First Of Ny offers flexible operating hours to fit your busy schedule. You can visit us Monday, Tuesday, and Thursday from 9 AM to 4:30 PM, Wednesday from 10 AM to 4:30 PM, and Friday from 9 AM to 6 PM. We're also open on Saturday from 9 AM to 1 PM for your convenience. At our East Rochester / Perinton Branch, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here for you every step of the way. Plus, enjoy access to ATMs for quick cash withdrawals and balance checks any time you need them.

Member Eligibility

Becoming a member of Family First Of Ny is like joining a caring family that looks out for each other. If you're looking to enjoy personalized banking services, we welcome you with open arms! You can become a member if you live, work, or worship in the area, or if you have a family member who is already part of our community. This means many people can easily join us! For more detailed eligibility criteria, feel free to check out our website at . Opening your account is just as simple! Just visit us at our branch located at 375 Fairport Rd East Rochester Ny 14445, and bring along some basic identification and proof of your eligibility. Our friendly staff is always ready to help you through the process. If you have any questions, don't hesitate to give us a call at (585) 586-8225. Join us today and start enjoying all the benefits that come with being part of Family First Of Ny!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $125 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $37,074,927, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine a payment solution that streamlines your operations and enhances customer satisfaction. Our merchant services help you accept payments easily, whether online or in-person, allowing you to focus on what matters most growing your business. With tools designed for efficiency, we make managing cash flow simpler so you can invest back into your passion. Located at 375 Fairport Rd East Rochester Ny 14445 in East Rochester, NY, we are here to provide tailored solutions that meet your unique needs. Contact us at (585) 586-8225 to discover how we can partner together for success!

Comprehensive List Of Services

Business Services

For those running their own businesses, we have tailored solutions under our Business Banking services, including merchant services and business loans. We know how important it is for small businesses to thrive, so we're here to support your growth with the right financial tools.

Credit Options

With Credit Cards with Rewards, every purchase can bring you closer to exciting perks and benefits. We believe in rewarding our members for their loyalty, making everyday spending more rewarding.

Digital Access

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features. You can manage your accounts anytime and anywhere from your smartphone or computer. Enjoy easy access to ATM and cash withdrawal services, along with basic drive-thru banking for deposits, withdrawals, and other simple transactions.

Home Financing

Thinking about buying your dream home? Our Mortgage Loans & Refinancing services can guide you through the process, making it easier than ever to secure financing that works for you. Additionally, if you're looking to consolidate debt or cover unexpected expenses, our Personal Loans & Debt Consolidation options are designed to provide quick access to cash when you need it most.

Personal Banking

We offer a variety of Personal Banking options, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking simple. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. We ensure competitive rates and flexible terms to match your budget.

Shared Services

If you're a member of another credit union, don't worry! Our branch also provides Basic Shared Branch Transactions, allowing partner credit union members to make deposits and withdrawals seamlessly. At Family First Of Ny, we prioritize making banking accessible for everyone. Our commitment extends beyond just offering services; it's about building relationships with our members in East Rochester and surrounding areas. If you have any questions or would like more information about how we can assist you further, feel free to reach out at (585) 586-8225. We're here for you! Explore all that we have to offer by visiting us online at East Rochester / Perinton Branch. Join us today and experience the difference in personalized banking!

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://home.familyfirstny.com/ to log in and take charge of your finances. Need to check your balance, pay bills, or transfer money? You can do it all with just a few clicks. Plus, our mobile application ensures that you have full control of your banking right in your pocket. Sending money to friends or family is simple with our person-to-person transfers feature. Whether it's splitting a bill or sending a gift, you can securely send funds without the hassle of cash. And if you prefer paperless statements, our e-statements availability allows you to receive important documents digitally keeping your information organized and reducing clutter.

Security & Convenience

Your security is our top priority. With electronic signature authorization, signing documents is quick and safe. You won't have to worry about lost paperwork or delays; everything can be done from the comfort of your home. For those who love mobile payments, our system supports this feature, allowing you to make purchases directly from your smartphone. It's all about making life easier while keeping your financial information safe. At Family First Of Ny, we are committed to providing user-friendly solutions that fit seamlessly into your daily life. With real-time account management and easy access to essential services, banking is now at your fingertips! Experience the freedom of digital banking today!

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 35,940, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $2,184,728, demonstrating our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family First Of Ny is your trusted partner. Visit us at 375 Fairport Rd East Rochester Ny 14445 or call us at 585-586-8225 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $75,370,525 in share certificates and $36,246,081 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,459,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our financial results. Although our net income stands at $0 currently, it showcases our focus on maintaining services without sacrificing quality. We also take pride in having 58 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Improvement

With $34,937,990 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1126 in used auto loans and an impressive $263,641,155 in total loans and leases.

Solid Financial Health

With a net worth of $34,937,990, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,383,999 in used vehicle loans and $7,881,884 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Business Financing

For business owners looking for funding to grow and expand their operations, our outstanding commercial loans totaling $37,074,927 provide essential capital. We are dedicated to supporting local businesses and fostering economic growth within our community. We also recognize that refinancing options may be available if you're looking to lower your payments or access equity from your existing loans. It's important to explore these possibilities so you can maximize your financial health. For more information about our loan offerings or to start your application today, please visit us at 375 Fairport Rd East Rochester NY 14445 or give us a call at 585-586-8225. Our team is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 4:30 PM, Wednesday from 10 AM to 4:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $37,734,954. With competitive interest rates and flexible terms, you can take a confident step toward owning your dream home.

Unsecured Credit Card Loans

Managing finances can be challenging, but our flexible terms on unsecured credit card loans can help ease that burden. We currently have $4,020,721 in unsecured credit card loans assisting members in their everyday financial management.

Loan Aggregator

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FAMILY FIRST OF NY FEDERAL CREDIT UNION - East Rochester, NY