Family First Credit Union Freeland MI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Family First, your trusted financial partner since 1939. Located at 6900 Midland Rd, Freeland, MI 48623, we take pride in serving our community with a commitment to excellence and member satisfaction. With over 5,589 members and total assets reaching an impressive $99,321,466, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Family First, we understand that every financial journey is unique. That's why we offer a wide range of services from personal checking and savings accounts to auto loans and mortgages. Our experienced team, led by CEO Janie Smith and Board President Maurice Patterson, works diligently to ensure that each member receives the guidance and support they deserve. While members can visit us at our Freeland branch, official correspondence should be sent to the same address: 6900 Midland Rd, Freeland, MI 48623-8759. We invite you to explore how our services can help you achieve your financial goals. With $11,460,381 in total deposits and a net worth of $9,375,246, our solid financial foundation allows us to invest back into the community and support our members effectively. Whether you're looking for straightforward banking solutions or personalized advice on loans over 4,111 loans currently funded we're here for you. Call us today at 989-695-5144 or visit our website at Family First to discover how we can help you thrive financially. Join us as we continue to build a stronger community together!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we're a part of the fabric of Freeland. Our partnerships with local organizations and ongoing community outreach programs highlight our commitment to making a difference. From sponsoring local events to offering educational resources about financial literacy, we are dedicated to empowering our members and neighbors alike. As technology advances, so do we. Our digital banking services ensure that you can manage your finances conveniently and securely from anywhere. Plus, with ATM availability and drive-thru banking options at your disposal, accessing your accounts has never been easier.

Join Us Today

As we continue this journey together, we invite you to become part of the Family First community. Experience the benefits of membership that not only prioritize your financial health but also contribute positively to Freeland. Together, let's build a brighter future one member at a time. For more information or assistance, please call us at 989-695-5144 or visit our website. Your path towards financial empowerment starts here!

Our Journey

From our humble beginnings at 6900 Midland Rd, we have witnessed remarkable milestones that reflect our commitment to our members. With total assets reaching an impressive $99,321,466, we have expanded our offerings to include personal banking, auto loans, mortgages, and business services. Our journey has been marked by a dedication to helping our members achieve their financial goals while fostering a strong sense of community.

Our Mission

At Family First, our mission is simple yet profound: to enhance the financial well-being of our members while giving back to the communities we serve. We believe that everyone deserves access to quality financial services, which is why we focus on providing personalized support tailored to individual needs. Whether it's through competitive loan rates or community outreach initiatives, we strive to make a positive impact in Freeland and beyond. While members can visit us at 6900 Midland Rd, official correspondence should be sent to 6900 Midland Rd, Freeland, MI 48623-8759. We invite you to stop by during our operating hours Monday through Thursday from 9 AM to 5 PM, Tuesday from 10 AM to 5 PM, and Friday from 9 AM to 6 PM to experience firsthand the welcoming atmosphere and dedicated service that define Family First.

Branch Location & Accessibility

Come Visit Us Today!

Whether you're an existing member or looking to join our family, we invite you to stop by or give us a call at 989-695-5144. Our friendly staff is eager to assist you with any questions or services you may need. Discover how Family First can help you achieve your financial goals today!

Convenient Access and Amenities

At Family First, we understand that convenience is key. That's why we offer ample parking right outside our branch, ensuring easy access for everyone. Our facility is ADA compliant, featuring ramps and accessible entrances to accommodate all of our members comfortably. While you can visit us at our main location for all your banking needs, if you need to send official correspondence, please use our mailing address: 6900 Midland Rd, Freeland, MI 48623-8759.

Operating Hours Tailored for You

We're dedicated to serving you during hours that fit your busy schedule! Our lobby hours are Monday, Wednesday, and Thursday from 9:00 a.m. to 5:00 p.m., with extended hours on Friday until 6:00 p.m. We also open a bit later on Tuesdays from 10:00 a.m. to 5:00 p.m. So whether you need assistance with personal banking, auto loans, or anything in between, we're ready to help when it works best for you.

Services Designed for Your Needs

Family First offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that suit every member of our community. Plus, with ATM availability and drive-thru banking services for quick deposits and withdrawals, managing your finances has never been easier!

Member Eligibility

Joining the Family First community means stepping into a world of financial support and shared values. To become a member of Family First, you'll need to meet some simple eligibility criteria. Generally, anyone who lives, works, or worships in the Freeland area is welcome to apply. This inclusive approach means that your neighbors and friends could already be members, sharing in the benefits and services we offer. If you're curious about the exact requirements or want to see if you qualify, feel free to check out the detailed information at this link. Opening an account with us is a breeze! Just visit us at our branch located at 6900 Midland Rd, Freeland, MI 48623, or give us a call at 989-695-5144 for assistance. Our friendly team is ready to guide you through every step of the process, making it easy for you to access everything from checking accounts to loans. We can't wait to welcome you into our Family First community!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we provide merchant services that simplify payment processing for your business. From point-of-sale systems to online payment solutions, our services ensure that you can focus on what matters most serving your customers and growing your business. Reach out today at (989) 695-5144 or visit us at 6900 Midland Rd Freeland Mi 48623 in Freeland, MI to learn how Family First can help your business thrive!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds to purchase new equipment or expand your workspace. With our accessible loans, you can turn these dreams into reality.

Comprehensive List Of Services

Anytime Access with ATMs and Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping foot inside the branch. If you're on a tight schedule but need to conduct simple transactions like deposits or withdrawals, take advantage of our basic drive-thru banking services. At Family First, we're not just about transactions; we're about building relationships and supporting our members' financial well-being. If you have any questions or would like more information about any of our services, please don't hesitate to reach out at 989-695-5144. We invite you to visit us at Family First in Freeland today! Together, let's take charge of your financial future with confidence.

Business Banking Solutions

For our business members, we offer merchant services and business loans to help grow your venture. We recognize the hard work you put into building your business and are here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Family First, we provide online and mobile banking services that let you manage your accounts anytime, anywhere. Whether you're making deposits or checking your balance on the go, our digital features ensure that your banking experience is efficient and accessible.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts that suit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates. Additionally, we offer auto loans and vehicle financing, ensuring that you can drive away in the car of your dreams without breaking the bank. For those considering homeownership, our mortgage loans and refinancing solutions provide flexible terms tailored just for you.

Simplifying Borrowing with Confidence

If life throws unexpected expenses your way, our personal loans and debt consolidation options can help alleviate stress. We understand that managing finances can sometimes feel overwhelming; that's why our friendly staff is always available to guide you through the process. Plus, with credit cards that offer rewards, every purchase can bring you closer to exciting benefits.

Digital & Online Banking

Key Features for Your Convenience

Enjoy the benefits of 24/7 online banking services that allow you to check your balance, transfer funds, and pay bills without having to visit a branch. Our user-friendly mobile application makes it easy to access your accounts right from your smartphone. You can also send money quickly and securely with our person-to-person transfer feature perfect for splitting bills or sending gifts. For those who prefer going paperless, we offer e-statements that are not only eco-friendly but also help keep your financial records organized and easily accessible. Plus, with electronic signature authorization, signing documents is quick and hassle-free, saving you time on those important transactions.

Security Meets Ease-of-Use

We prioritize your security. Our online services are designed with the latest encryption technology to ensure your personal information stays safe. You can feel confident knowing that your data is protected while you enjoy seamless access to your finances. Our mobile payments feature also adds another layer of convenience, allowing you to make purchases directly from your device without the need for cash or cards. With all these tools at hand, managing your money has never been easier! Whether you're at home or on the go, Family First is here to support you with reliable digital banking solutions that simplify your financial life. Explore everything we have to offer today!

Financial Strength

A Growing Community

We have a strong member base with a total of 10,892 share accounts, showcasing the trust that our members place in us. This growing community further reinforces our ability to support your financial journey with confidence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family First is your trusted partner. Visit us at 6900 Midland Rd Freeland Mi 48623 or call (989) 695-5144 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $8,646,010 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals with $947 in used auto loans and $49,236,541 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $22,428,650 in share certificates and $5,606,250 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $380,061, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $9,375,246, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those seeking additional financial flexibility, our total credit lines amount to $18,000,000, giving members access to funds when they need them most. If you're considering refinancing options or checking eligibility for any of our loan products, please don't hesitate to reach out. Our dedicated team at Family First is here to assist you every step of the way. You can visit us at our branch located at 6900 Midland Rd Freeland Mi 48623, or give us a call at 989-695-5144 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,559,539 in used vehicle loans and $4,008,729 in new vehicle loans already helping members get on the road. We offer competitive financing options for both new and used vehicles, ensuring you can drive away with confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,985,075 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to provide you with purchasing power while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,549,062, make buying or refinancing simple. We strive to provide flexible terms that fit your needs and help you secure the home of your dreams.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that the offers you see are fair and transparent. By utilizing verified data, LendMesh ensures that all loan offers come from legitimate financial institutions, promoting trust and clarity in your decision-making process.

FAMILY FIRST CREDIT UNION