Family Advantage Credit Union Spring Hill TN | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Family Advantage, your trusted partner in financial well-being, located at 100 Stephen P Yokich Pkwy, Spring Hill, TN 37174. Since our establishment in 1997, we've been dedicated to serving the community with a personal touch and a commitment to excellence. With a total membership of 7,481 and assets exceeding $96 million, we pride ourselves on being a reliable resource for our members' financial needs. At Family Advantage, we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking accounts and auto loans or seeking business banking services, we're here to help you every step of the way. Our total deposits amount to an impressive $16,454,759, demonstrating the trust our members place in us. Under the leadership of CEO John Kenley, IV and Board President Mike Herron, we have fostered an environment where community matters. Our team of 28 dedicated employees works tirelessly to ensure that you receive personalized service tailored to your financial goals. While members can visit us at our branch address, official correspondence should be sent to our mailing address: P.O. Box 39, Spring Hill, TN 37174. Explore our website at myfafcu.org for more information about our services or to become a member today! If you have any questions or need assistance, don't hesitate to call us at 931-486-3125. Join Family Advantage and discover how we can help you achieve your financial dreams!

Branch History & Mission

Community Impact

Family Advantage is deeply rooted in its community. We actively participate in outreach efforts that support local organizations and initiatives aimed at enhancing the quality of life for all residents. Our partnerships help us give back to the community that has supported us over the years. We also prioritize safety and accessibility by ensuring ADA compliance throughout our facilities. With an ATM available on-site and drive-thru banking services for quick transactions, we strive to meet every member's needs efficiently. Join us at Family Advantage today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community-focused organization. Whether you're looking for a loan or simply want assistance managing your finances, we're here for you every step of the way. For more information or to become a member, visit our website at Family Advantage or call us at 931-486-3125. Together, let's build a brighter financial future!

Our Mission

At Family Advantage, our mission is simple: to empower our members with financial tools and support that enhance their lives. We believe in providing more than just banking services; we strive to foster strong relationships within the community. Our focus is on personal banking solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also offer business banking services tailored to meet the needs of local entrepreneurs. We are committed to accessibility and convenience. Our operating hours accommodate busy schedules Monday through Wednesday and Friday from 9:00 A.M. to 5:00 P.M., Thursday until 5:30 P.M., and Saturday from 8:00 A.M. to 12:00 P.M. For those who prefer digital solutions, we provide online and mobile banking options that allow members to manage their finances anytime, anywhere.

Branch Location & Accessibility

Additional Services

Family Advantage is more than just a bank; we are committed to providing a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards there's something for everyone. We also offer online and mobile banking services so you can manage your accounts anytime, anywhere. If you have any questions or need assistance, don't hesitate to reach out! You can call us at (931) 486-3125 or simply drop by our branch. We can't wait to welcome you at Family Advantage in Spring Hill!

Convenient Access

At Family Advantage, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities with ramps and designated parking spaces, ensuring everyone can enjoy a hassle-free visit. If you're in a rush, our drive-thru service allows for quick and easy transactions without leaving your car. Plus, you can access cash and perform basic transactions at our ATM available on-site.

Operating Hours

We know that your time is valuable. That's why we offer flexible operating hours tailored to fit your busy schedule. You can visit us Monday through Wednesday and Friday from 9:00 A.M. to 5:00 P.M., Thursday until 5:30 P.M., and Saturday mornings from 8:00 A.M. to 12:00 P.M. This way, whether it's during the week or on the weekend, we're ready to assist you when it's convenient for you.

Member Eligibility

At Family Advantage, we believe that joining our community is not just about becoming a member; it's about becoming part of a family that supports your financial journey. To be eligible for membership at our Spring Hill branch located at 100 Stephen P Yokich Pkwy, TN 37174, you simply need to meet a few friendly criteria. We welcome individuals who live, work, or worship in the area, as well as those connected to our existing members. This inclusiveness means more people can enjoy the benefits we offer, from personalized service to competitive rates on loans and savings accounts. Opening an account with us is straightforward and designed with you in mind. If you're ready to take the next step, you can find all the details you need by visiting our eligibility page at http://www.myfafcu.org/become-a-member-at-fafcu. Once you're ready to join, the account opening process is easy just give us a call at (931) 486-3125 or check out this link for more information on how to get started. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have not funded any commercial loans, we're eager to work with you to explore financing options tailored to your needs. From flexible member commercial loans to non-member solutions, we're here to help your business thrive.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine being able to accept payments effortlessly from customers using various methods, including credit cards and mobile wallets. This convenience not only enhances customer satisfaction but also helps you manage cash flow more effectively. If you're ready to take your business to the next level, visit us at 100 Stephen P Yokich Pkwy Spring Hill Tn 37174 in Spring Hill, TN or call us at (931) 486-3125. Let's discuss how we can partner together for your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms. We understand that buying a vehicle can be overwhelming, so our team will walk you through the process, ensuring you find the right financing that fits your budget.

Business Banking Services

At Family Advantage, we also support local businesses with our comprehensive Business Banking services. From merchant services to business loans, we understand what it takes to grow and sustain a business in today's market.

Convenient Access and Support

For quick transactions, utilize our ATM & Cash Withdrawal Services, available both at our branch and across a wide network. If you prefer face-to-face assistance for simple transactions like deposits and withdrawals, visit us during lobby hours or take advantage of our Basic Drive-Thru Banking service. We invite you to discover how easy banking can be with the right support. If you have questions or want to learn more about any of these services, don't hesitate to call us at (931) 486-3125 or visit us at Family Advantage F.c.u. online. Your financial well-being is important to us, and we're here to assist you every step of the way!

Home Financing

If homeownership is on your radar, explore our Mortgage Loans & Refinancing services. We provide various mortgage products tailored to meet your needs, whether you're a first-time buyer or looking to refinance an existing loan. Let us help you secure the best possible rates and terms for your dream home.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to grow your savings, we've got you covered. Our Personal Banking options include checking and savings accounts designed for everyday use. You can easily manage your finances through our Online & Mobile Banking platforms, making it simple to check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Credit Cards

For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services offer straightforward solutions. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases turning spending into rewards that benefit you.

Digital & Online Banking

Key Features

Our online banking includes E-Statements Availability, allowing you to receive your account statements electronically. This not only helps you stay organized but also reduces paper waste. Plus, with features like Person-to-Person Transfers, sending money to friends or family has never been easier no need for cash or checks! If you're always on the move, you'll be pleased to know that we have a Mobile Application available. This app brings the bank right to your fingertips, letting you manage your finances whenever and wherever you want. While mobile payments aren't currently offered, our app still provides plenty of functionality for your banking needs. For those who prefer digital signatures, please note that we do not offer Electronic Signature Authorization at this time. However, rest assured that your information is secure with us as we prioritize safety in all transactions. In addition to these features, our commitment to accessibility means you can count on us for support when needed. If you ever have questions or need assistance, don't hesitate to reach out via phone at (931) 486-3125. At Family Advantage, we're dedicated to providing a modern banking experience that fits your lifestyle while keeping your financial data safe and sound. Join us today and take advantage of our convenient digital banking solutions!

Financial Strength

At Family Advantage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, which is designed to benefit you and your family. With a net worth of $10,282,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,068 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,563,440 in share certificates and $5,471,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,153,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,282,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $2,163 in used auto loans and $55,744,789 in total loans and leases, helping you achieve your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $610,457. Total Share Accounts: 12,847, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Advantage is your trusted partner. Visit us at 100 Stephen P Yokich Pkwy Spring Hill Tn 37174 or call (931) 486-3125 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,003,479 in used vehicle loans and $12,340,908 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or purchasing a reliable used one, we have you covered.

Credit Lines

For those who prefer having access to funds when needed, our credit lines are available up to $2,800,000, allowing you to borrow as much or as little as you require. This can be an excellent option for managing unexpected expenses or funding personal projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,531,597, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure your dream home.

Refinancing Options

If you're considering refinancing existing loans, we can assist you with that as well. Our team is here to guide you through the eligibility options and help you find solutions that work best for your financial situation. At Family Advantage, we pride ourselves on providing personalized service and transparent information about our loan products. If you're ready to explore your options further or have any questions, don't hesitate to reach out! You can contact us at (931) 486-3125 or visit us at our branch located at 100 Stephen P Yokich Pkwy Spring Hill Tn 37174 in Spring Hill, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your journey towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,020,562 in loans helping members manage their finances effectively. These cards provide the convenience and flexibility you need for everyday purchases without the burden of collateral.

Loan Aggregator

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