Family Advantage Credit Union Fairview TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Family Advantage, your trusted financial partner at the Fairview Branch located at 7001 City Center Way, Fairview, TN 37062. Established in 1997, we take pride in serving our community with a personal touch and a commitment to providing exceptional financial services. With over 7,481 members and assets totaling an impressive $96,239,325, we are dedicated to helping you achieve your financial goals. At Family Advantage, we understand that your needs are unique. That's why we offer a variety of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our goal is to ensure that all our members have access to the resources they need for financial well-being. Under the leadership of our CEO, John Kenley, IV, and Board President Mike Herron, our team of 28 employees is here to support you every step of the way. We strive to create a welcoming environment where your questions are answered and your financial dreams can flourish. If you need assistance or want to learn more about how we can help you thrive financially, don't hesitate to reach out. You can call us at 931-486-3125 or visit our website at myfafcu.org for more information. Together, let's build a brighter financial future! While members can visit us at 7001 City Center Way Fairview Tn 37062, official correspondence should be sent to 7001 City Center Way, Fairview, TN 37062.

Branch History & Mission

Welcome to Family Advantage, your trusted financial partner in Fairview, TN. Since our doors opened in 1997, we have proudly served the community with dedication and care. Located at 7001 City Center Way, we are more than just a credit union; we are a cornerstone of support for our members, helping them achieve their financial goals and dreams. Over the years, Family Advantage has grown significantly. Today, we serve over 7,481 members and manage total assets of approximately $96,239,325. Our journey reflects not only growth but also a commitment to providing exceptional service tailored to the needs of our community. We have expanded our offerings beyond traditional banking services to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our mission is simple yet profound: to empower our members through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial success and stability. This mission drives us every day as we work to support our members not just financially but also through various community outreach programs. While members can visit us at 7001 City Center Way, official correspondence should be sent to the same address. Our branch features convenient ATM availability and drive-thru banking services for quick transactions. We are also part of a shared service center network, allowing our members access to even more locations and services. Family Advantage is committed to embracing digital advancements to enhance your banking experience. With online banking and mobile application capabilities available, managing your finances has never been easier. We invite you to join Family Advantage today! Experience firsthand how we can help you navigate your financial journey with personalized service and a genuine commitment to your success. For more information on membership or services, please call us at 931-486-3125 or visit our website at myfafcu.org. Your path to financial freedom starts here!

Branch Location & Accessibility

Call Us Today!

If you have any questions or would like to know more about how we can support you financially, don't hesitate to give us a call at 931-486-3125. We invite you to visit us soon at the Family Advantage Fairview Branch where your financial future is our priority!

Convenient Access

Our branch is designed with accessibility in mind. You'll find ample parking available right outside, along with features that accommodate all members of our community. If you prefer drive-thru banking, we offer that option too, making it even easier for you to manage your finances without leaving your vehicle.

Nearby Landmarks

Located near popular spots like the Fairview Recreation Center and local dining options, our branch is in a vibrant area where you can easily combine errands or grab a bite after your visit. Plus, if you need to send any official correspondence, feel free to use our mailing address: 7001 City Center Way, Fairview, TN 37062.

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, ready to assist you with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and more. Our dedicated team is committed to helping you achieve your financial goals. And if you're in need of cash after hours, we have an ATM available for your convenience.

Member Eligibility

At Family Advantage, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're interested in joining us, you'll be pleased to know that eligibility is open to those who live, work, or worship in certain areas around Fairview. This means if you're part of our community or have ties here, we welcome you with open arms! Our members enjoy a range of benefits, from competitive loan rates to personalized service, all designed to help you thrive financially. To learn more about the specific eligibility criteria and ensure you qualify, feel free to visit our website at this link. Once you're ready to take the next step, opening an account is simple just check out the details at this page or give us a call at (931) 486-3125. We're excited to help you become part of our Family Advantage community!

Business Banking & Commercial Services

Empowering Your Transactions

In addition to loans, we offer merchant services that simplify your daily operations. Imagine having the ability to process payments quickly and securely, enhancing customer satisfaction while streamlining your cash flow. Our services help you focus on what truly matters growing your business. Located at 7001 City Center Way Fairview Tn 37062 in Fairview, TN, we're here to partner with you on your journey toward success. Reach out to us at (931) 486-3125 for more information about how we can assist your business today!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no specific commercial loans funded for members or non-members, we are dedicated to offering competitive financing solutions when you need them.

Comprehensive List Of Services

Business Banking Services

At Family Advantage, we understand that businesses require specialized support. Our business banking services, including merchant services and business loans, are designed to help local entrepreneurs thrive. Whether you're just starting out or looking to expand, we have the financial tools necessary for success.

Connect With Us

We invite you to explore all these services and see how they can benefit you today! For more information about any specific service or to ask questions about becoming a member, feel free to reach out at 931-486-3125. Visit us online at myfafcu.org for additional resources or to get started on opening an account! Experience financial wellness with Family Advantage where community matters!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts anytime and anywhere with ease check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go through our mobile app. Need cash quickly? Our ATM services allow for easy cash withdrawals and balance checks at various locations across town. Additionally, our drive-thru service provides a quick way to handle deposits and simple transactions without leaving your car.

Personal Banking Solutions

Starting with personal banking, we offer flexible checking and savings accounts tailored to fit different lifestyles. Imagine having a checking account that allows you to easily manage your day-to-day expenses while earning interest on your savings. Our competitive savings accounts ensure your money works as hard as you do. When it comes to financing, our auto loans and vehicle financing options make it easy for you to drive away in the car of your dreams. With flexible terms and competitive rates, purchasing a vehicle has never been more straightforward. If home ownership is on your mind, our mortgage loans and refinancing solutions can guide you through the process of buying or refinancing your home, making it easier than ever to secure a place you can call your own. For those looking to consolidate debt or fund personal projects, we offer personal loans that provide the cash flow you need without the hassle. Plus, our credit cards with rewards make everyday purchases even more rewarding, allowing you to earn points for travel or cashback on your spending.

Shared Services

We also offer shared branch transactions for members of partner credit unions. This means that if you're part of another credit union within our network, you can still access basic services like deposits and withdrawals right here at Family Advantage.

Digital & Online Banking

Key Features for Your Convenience

One standout feature is our person-to-person transfers. This allows you to easily send money to friends and family without needing to visit a branch. Whether it's splitting a dinner bill or helping out a loved one, transferring money is quick and hassle-free. If you're looking to go paperless, you'll be pleased to know we offer e-statements. This means you can access your account statements electronically, helping you stay organized while reducing clutter in your mailbox. For those who prefer using their smartphones, our mobile application brings all these features right into the palm of your hand. With this app, you can manage your account wherever life takes you. Unfortunately, we don't currently support mobile payments, but we're always working on enhancing our offerings for our members. While we do not utilize electronic signature authorization for transactions at this time, rest assured that your information is secure with us. We prioritize the safety of your data as much as we value accessibility. At Family Advantage, we strive to make banking easier for you. Explore our digital offerings today at myfafcu.org and experience financial freedom like never before!

Financial Strength

Growing Member Base

We proudly support a growing member base with 12,847 total share accounts showing trust in us with their finances. Additionally, our net shares available for lending and investments stand at $610,457, further emphasizing our commitment to providing valuable services to our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Advantage is your trusted partner. Visit us at 7001 City Center Way Fairview TN 37062 or call 931-486-3125 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $11,563,440 in share certificates and $5,471,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,153,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to maintain competitive loan rates and solid financial products for our members. We take pride in having 28 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Our Financial Health

With a net worth of $10,282,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in You

With $10,282,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with 2,163 used auto loans and a total of $55,744,789 in loans and leases available.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,003,479 in used vehicle loans and $12,340,908 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you get the best deal possible.

Credit Lines

For those who need a little extra cushion for unexpected expenses or projects, our credit lines totaling $2,800,000 provide quick access to funds when you need them most. This option offers flexibility and peace of mind for any financial situation. Our commitment to serving our community goes beyond just offering loans; we strive to create lasting relationships built on trust and support. If you're interested in any of these loan products or would like more information about refinancing options available at Family Advantage, please don't hesitate to reach out. You can contact us at (931) 486-3125, visit us at our branch located at 7001 City Center Way Fairview TN 37062, or explore our website at myfafcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Family Advantage help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,531,597, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your financial situation. If you're considering refinancing your current mortgage, ask us about our eligibility options that may help lower your monthly payments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,020,562 in loans helping members manage their finances effectively. Our credit cards come with rewards that enhance your spending power while keeping your budget intact.

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