Family Advantage Credit Union Columbia TN | Best Auto Loans & Business Banking

Introduction

Welcome to Family Advantage, your trusted partner for financial services in the heart of Columbia, TN. Located at 615 W 7Th St, Columbia, TN 38401, we have been serving our community since 1997. With a proud membership of over 7,481 individuals and families, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. At Family Advantage, we understand that financial well-being is essential for a thriving community. That's why we manage a robust total asset base of $96,239,325, ensuring that your money is not only safe but also working hard for you. Our commitment to responsible lending is reflected in our total loans and leases amounting to 5,900, allowing us to support our members with everything from auto loans to mortgages. Our total deposits stand at an impressive $16,454,759, demonstrating the trust our members place in us every day. With a net worth of $10,282,891 and cash in hand totaling $1,938,061, Family Advantage is not just another credit union; we are a financial institution grounded in stability and reliability. Led by CEO John Kenley, IV and Board President Mike Herron, our team of 28 dedicated employees works tirelessly to ensure that every member feels valued and understood. We offer a range of services including personal banking accounts, auto loans, credit cards with rewards, and online banking options for your convenience. While members can visit us at our branch location for face-to-face assistance or use our drive-thru service for quick transactions, official correspondence should be sent to the same address: 615 W 7th St, Columbia, TN 38401. We invite you to explore how Family Advantage can help you achieve your financial goals. Whether you're looking to open a new account or need guidance on loans and savings options, feel free to reach out at (931) 486-3125 or visit us online at myfafcu.org. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Connections

We believe in giving back. That's why we actively engage in local initiatives and partnerships that help uplift our neighbors. From sponsoring local events to providing financial literacy programs, we are committed to making a positive impact in Columbia and beyond.

Customer-Centric Services

In today's fast-paced world, convenience is key. That's why Family Advantage offers both ATM services and drive-thru banking options for easy access to your funds. Our operating hours are designed with your schedule in mind: Monday through Friday from 9:00 am to 5:00 pm, and Saturday from 9:00 am to 12:00 pm. As we continue on this journey together, we invite you to join us at Family Advantage Credit Union. Experience personalized service that prioritizes your financial success and community involvement. Together, let's build a brighter future for Columbia! For more information or to become a member today, please visit our website.

Our Mission

The mission of Family Advantage is simple yet profound: to provide exceptional financial services while supporting the well-being of our community. We strive to offer accessible banking solutions that cater to all walks of life. Our vision includes being a place where everyone feels welcome and valued a true family advantage. While members can visit us at 615 W 7Th St Columbia Tn 38401, official correspondence should be sent to 615 W 7th St, Columbia, TN 38401. We are dedicated to ensuring that your experience is smooth and enjoyable whether you choose to come into the branch or connect with us online.

The Journey So Far

From our humble beginnings, Family Advantage has steadily evolved to meet the changing needs of our members. With total assets now exceeding $96 million, we've expanded our services to include personal banking, auto loans, mortgages, and business banking solutions. Our journey reflects not only growth in numbers but also in the relationships we've built within the community. Whether it's through educational workshops or community outreach events, we aim to empower our members with knowledge and resources.

Branch Location & Accessibility

Get in Touch

Whether you're looking to open an account or just have questions about our services, don't hesitate to reach out! You can call us at 931-486-3125 or simply stop by during our operating hours. We look forward to welcoming you at Family Advantage where community banking meets exceptional service!

Operating Hours

Our friendly staff is ready to assist you during the week, with lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. We also open on Saturdays from 9:00 AM to 12:00 PM for those who prefer to handle their banking on weekends.

Parking and Accessibility

We understand that convenience is key when it comes to banking. That's why we offer ample parking right outside our branch, ensuring that you can pop in without hassle. Our facility is designed with accessibility in mind, featuring ramps and other ADA-compliant features to ensure everyone feels welcome.

Services Offered

At Family Advantage, we're dedicated to providing a range of services tailored to meet your financial goals. You can take advantage of personal banking options like checking and savings accounts, auto loans for your next vehicle, mortgage loans for homeownership dreams, and credit cards that come with rewards! If you're a business owner, we also offer merchant services and business loans to help you thrive. For added convenience, our branch features both ATM availability and drive-thru banking. This means you can manage deposits and withdrawals without leaving your car. Plus, if you're a member of another credit union that partners with us for shared services, you can complete basic transactions right here!

Member Eligibility

At Family Advantage, we believe that everyone deserves to be part of a supportive community where financial dreams can thrive. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Maury County area, you're already eligible to join us. We're excited to offer you a range of benefits designed to help you achieve your financial goals, from personalized banking services to competitive loan rates. If you're curious about the specific eligibility details, feel free to check out our resource at http://www.myfafcu.org/become-a-member-at-fafcu . Opening an account with us is just as easy. You can start your journey by visiting our website at http://www.myfafcu.org/loan-application or give us a call at (931) 486-3125 if you have any questions. Our friendly team at our Columbia branch, located at 615 W 7Th St Columbia Tn 38401, is here to guide you through the process. Join us today and experience the difference of being a valued member at Family Advantage!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine being able to process payments easily while focusing on what you do best running your business. Our merchant services simplify transactions so you can enhance customer satisfaction and boost sales. From accepting card payments to managing online sales efficiently, we're here to support your operational needs. Visit us at 615 W 7Th St Columbia Tn 38401 in Columbia, TN or call us at (931) 486-3125 to learn more about how our business banking and commercial services can help you achieve your goals!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, can support your growth ambitions. We understand the unique challenges faced by small businesses, and we're here to provide tailored financial solutions that help you thrive.

Credit Cards

Looking to earn rewards on your everyday purchases? Explore our credit cards with rewards that allow you to earn points while spending on things you already buy. It's a great way to get more from your transactions.

Digital Banking Convenience

To ensure you have access whenever and wherever you need it, we offer comprehensive online and mobile banking services. You can easily manage your accounts, pay bills, or transfer money using our user-friendly app or website. Plus, our ATM services allow for quick cash withdrawals without hassle.

Drive-Thru & Shared Services

Convenience is key at Family Advantage. We feature basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those busy days when you're on the go! Additionally, through shared branch transactions, members from partner credit unions can also benefit from our services. No matter what financial need arises, Family Advantage is here for you at 615 W 7Th St in Columbia, TN 38401. Feel free to give us a call at (931) 486-3125 if you have any questions or need assistance with any of our offerings. We look forward to helping you achieve your financial goals! Explore more about us at myfafcu.org and discover how we can serve your needs today!

Home Ownership

For those considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options offer various plans that cater to first-time buyers as well as seasoned homeowners. Picture yourself securing a loan with favorable terms while benefiting from personalized service throughout the entire process.

Personal Banking

For individuals and families, we offer robust personal banking options that include checking and savings accounts designed to help you manage your finances efficiently. Imagine having a checking account that not only allows easy access to your funds but also provides the ability to set savings goals right within your online banking interface. Our savings accounts can help you grow your money over time, giving you peace of mind for future expenses.

Personal Loans

Need cash for unexpected expenses or planning a big event? Our personal loans and debt consolidation services can provide the support you need. With straightforward application processes and quick responses, we aim to ease financial burdens when they arise.

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions make it easy for you to drive away in the car of your dreams. We provide competitive rates and flexible terms that fit your budget. You could be enjoying your new ride sooner than you think!

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://myfafcu.org/ , you can check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly interface makes it simple to navigate through your financial needs without any hassle.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! Our e-statements feature allows you to access your bank statements anytime, anywhere, in a secure digital format. This not only helps keep things organized but also contributes to a greener environment.

Quick Transfers Made Simple

Need to send money to a friend? With our person-to-person transfer feature, moving funds is quick and easy. No more fumbling for cash or writing checks just a few clicks, and you're done! At Family Advantage, we're committed to providing you with the tools you need for effective money management. Join us today and experience banking that fits into your life effortlessly!

Secure Transactions at Your Fingertips

Security is our top priority. You can rest assured that all your transactions are protected with advanced security measures. We don't use electronic signature authorization, ensuring that your sensitive information remains safe while you enjoy the convenience of banking online.

Stay Connected with Mobile Banking

For those who prefer using their smartphones, our mobile application gives you the flexibility to manage your accounts right from your device. Whether you're checking balances or making payments, our app keeps everything just a tap away.

Financial Strength

Committed Team Support

We also take pride in having 28 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 12,847 share accounts, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family Advantage is your trusted partner. Visit us at 615 W 7Th St Columbia TN 38401 or call 931-486-3125 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $11,563,440 in share certificates and $5,471,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,153,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $10,282,891 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,637,109 in used auto loans and a total of $55,744,789 in loans and leases.

Solid Financial Health

With a net worth of $10,282,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,003,479 in used vehicle loans and $12,340,908 in new vehicle loans already helping members get on the road. We provide flexible terms and options for refinancing if you're considering switching your existing auto loan.

Credit Lines and More

In addition to our primary offerings, we have a total of $2,800,000 available in credit lines. This can be an excellent option for those who need extra flexibility with their finances. At Family Advantage, we're dedicated to supporting our members' financial journeys with transparent products and services. For more information on our loan offerings and how they can fit into your life, visit us online at myfafcu.org or stop by our branch during operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,531,597, making buying or refinancing simple. If you're interested in exploring eligibility options or want to understand how refinancing works, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,020,562 in loans helping members manage their finances effectively. These cards come with various features tailored to meet your spending habits and financial management needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are viewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user sees the same loan offers based purely on their merits. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly compare options and find the most competitive deals available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the real-world value that LendMesh provides to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers, allowing users to trust the information presented.

FAMILY ADVANTAGE FEDERAL CREDIT UNION - Columbia, TN