Family 1st Credit Union New Castle PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Family 1st, your trusted financial partner located at 917 Moravia St, New Castle, PA 16101. Since our establishment in 1951, we have been dedicated to providing exceptional service and support to our community. With a robust membership base of 1,773 members, we pride ourselves on being more than just a credit union; we are a family that cares about your financial well-being. At Family 1st, we understand the importance of trust and reliability in banking. That's why we have grown our total assets to an impressive $16,263,503, and our total deposits stand at $3,592,182. Our commitment to serving you extends beyond numbers; it's about creating meaningful relationships and ensuring you feel supported every step of the way. Our leadership team is here for you. Under the guidance of CEO Erin Ross and Board President David Booth, we strive to uphold the highest standards of integrity and transparency. With a dedicated staff of 7 employees, we work hard to ensure that all your banking needs are met efficiently. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 917 Moravia St, New Castle, PA 16101-3916. Whether you're looking for personal banking options like checking and savings accounts or loans such as auto financing or mortgages we're here to help. Our goal is not just to meet your needs but exceed them by providing tailored solutions for every member of our community. Ready to take the next step? Give us a call at 724-656-8420 or visit our website at Family 1st Federal Credit Union today! Let us show you how we can help you achieve your financial goals with care and dedication.

Branch History & Mission

At Family 1st Federal Credit Union, we take pride in our rich history and commitment to the community. Established in 1951, our branch in New Castle, PA has been a cornerstone of financial support for local families and businesses for over seven decades. Located at 917 Moravia St, just a stone's throw away from the bustling downtown area, we have grown alongside our members, adapting to their needs and ensuring that financial services are accessible to all. Since opening our doors, Family 1st has evolved significantly. Today, we proudly serve a membership of over 1,773 individuals who trust us with their financial needs. With total assets amounting to $16,263,503, we are equipped to offer a wide range of services tailored to help our members achieve their financial goals. Whether it's personal banking, auto loans, or mortgage refinancing, our mission remains clear: to provide exceptional service while fostering a sense of community. Our mission is simple yet impactful: to empower our members through accessible financial solutions and community support. We believe that everyone deserves the opportunity for financial growth and stability. This belief drives us to go beyond traditional banking; we actively participate in community outreach programs and partnerships that aim to uplift those around us. While members can visit us at 917 Moravia St New Castle Pa 16101, official correspondence should be sent to 917 Moravia St, New Castle, PA 16101-3916. We understand that convenience is key; that's why we're dedicated to providing excellent service during our operating hours from 9 AM to 4:30 PM Monday through Wednesday and 9 AM to 5 PM Thursday and Friday. Although we currently do not have ATM or drive-thru services available, our team is always ready to assist you in person. In this digital age, we embrace technology by offering online banking options and mobile applications designed for ease of use. Our commitment also extends towards ensuring ADA compliance so that everyone can access our services comfortably. Join us on this journey! At Family 1st Federal Credit Union, we invite you to become part of our family. Experience the difference of personalized service and community-oriented banking today. For more information about membership benefits or how to open an account, feel free to reach out at (724) 656-8420 or visit us online at Family 1st FCU. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Family 1st, we understand that accessibility is important. Our branch is designed with features that ensure everyone can visit us comfortably. From ADA-compliant entrances to ample parking options, we strive to provide an inclusive environment for all our members.

Contact Us Today!

If you have any questions or need assistance before your visit, feel free to give us a call at 724-656-8420. We look forward to welcoming you at Family 1st Federal Credit Union! Your financial journey starts here come see how we can help today!

Convenient Location

Nestled in Lawrence County, our branch is just a short drive from popular local spots like Cascade Park, making it an ideal stop for your banking needs after enjoying some time outdoors. We take pride in being part of the community and are committed to serving our members with dedication and care.

Operating Hours

Our lobby hours are designed to fit your busy schedule: we're open from 9 AM to 4:30 PM Monday through Wednesday, and from 9 AM to 5 PM on Thursday and Friday. We want you to have convenient access to your banking services when you need them most.

Services Offered

While visiting us, you can explore a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. For business owners, we also offer tailored solutions such as merchant services and business loans. Although we currently do not have ATM or drive-thru services available, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Family 1st feels like joining a close-knit family where everyone is valued and supported. If you're looking to become part of our community, it's quite simple! You are eligible to join us if you live, work, worship, or attend school in the area surrounding 917 Moravia St New Castle Pa 16101. Additionally, family members of current members can also join. This welcoming approach ensures that we create a network of support that extends beyond just financial services. By becoming a member at Family 1st, you'll enjoy benefits such as competitive loan rates, personalized service, and access to various financial products designed with your needs in mind. To get started on your membership journey, you can find more detailed eligibility criteria at http://www.family1stfcu.com/membership_and_benefits.php. Once you confirm your eligibility, opening an account is easy and straightforward; just visit our account opening page at https://www.ownerschoice.com/apply-online. If you have any questions or need assistance, feel free to give us a call at (724) 656-8420. We're here to help you take this exciting step toward better financial health!

Business Banking & Commercial Services

Driving Economic Growth

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in New Castle, PA. Join us at Family 1st, located at 917 Moravia St New Castle Pa 16101, and discover how our business banking services can be a key part of your success story. For more information or to get started, call us at (724) 656-8420.

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we provide flexible financing solutions with $0 in non-member commercial loans, ensuring that all businesses in our community can access the resources they need.

Merchant Services for Everyday Operations

Imagine having the tools to easily accept payments from customers, manage transactions smoothly, and keep your cash flow steady. Our merchant services make this possible by providing reliable payment processing options tailored for your business needs. From card processing to online payment solutions, we help simplify your day-to-day operations so you can focus on what you do best running your business.

Comprehensive List Of Services

Business Banking Services

We also cater to small businesses with our business banking services, including merchant services and business loans. As a local business owner in New Castle, you can rely on us to support your growth and help you manage finances effectively. Our services are designed with entrepreneurs in mind, ensuring that you have access to the resources needed for success.

Convenient Access Anytime

With our commitment to convenience, members enjoy online and mobile banking features that allow easy access anytime and anywhere. You can manage all aspects of your account at your fingertips no need for long waits at branches or ATMs. If you have any questions about our services or want to learn more about how Family 1st can assist you today, feel free to reach out at (724) 656-8420. We invite you to visit us at 917 Moravia St New Castle Pa 16101 in New Castle, PA or explore more about what we offer by visiting our website at Family 1st Federal Credit Union. Your financial journey starts here!

Credit Cards with Rewards

For those looking to maximize their spending potential, our credit cards come with rewarding benefits. Imagine earning points on every purchase that can be redeemed for travel, merchandise, or cash back. It's not just about spending; it's about getting something back for every dollar you use.

Home Financing Options

When it comes to purchasing a home or refinancing an existing mortgage, we provide mortgage loans with attractive rates and personalized service. Our team is here to guide you through each step of the process, ensuring you find the best fit for your financial situation. Whether it's your first home or an investment property, we aim to make homeownership a reality for you.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to help you manage your money effectively. Imagine having a secure place for your funds while also earning interest on your savings. With our user-friendly online and mobile banking options, you can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Solutions

Life can throw unexpected expenses your way. That's where our personal loans come into play. If you're facing medical bills or need to consolidate debt, we offer solutions that can help ease financial stress. Think of us as your partner in navigating life's financial hurdles with flexible repayment options tailored to suit your needs.

Vehicle Financing Made Easy

If you're in the market for a new car or need financing for your existing vehicle, our auto loans and vehicle financing options are designed to be straightforward and accessible. Picture yourself driving off in that dream car with an affordable loan that fits your budget. We offer competitive rates and flexible terms, making it easier than ever to get behind the wheel.

Digital & Online Banking

Key Features

Visit us at https://family1stfcu.com/ to explore a world of digital banking options designed with you in mind. Whether you're checking your balance, transferring funds, or reviewing transactions, everything you need is just a click away. Our online banking platform is not only convenient but also safe and secure, ensuring that your personal information is protected. For those who prefer a mobile experience, our mobile application makes it easy to manage your accounts right from your smartphone. You can check balances, view statements, and even authorize transactions all in real-time! While we currently do not offer mobile payments or person-to-person transfers, our app keeps you connected to your financial needs.

Security and Accessibility

At Family 1st, we prioritize your security. Although electronic signature authorization is not available at this time, our commitment to safeguarding your information remains strong. Plus, with e-statements available, you'll receive your account statements electronically saving paper and keeping things organized. With our 24/7 online banking services, managing your finances has never been easier. You can stay on top of your accounts anytime you need to. So whether you're at home or out and about, Family 1st is here to support all of your banking needs!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Family 1st is your trusted partner. Visit us at 917 Moravia St New Castle Pa 16101 or call (724) 656-8420 to learn more about how we can help you achieve your financial goals.

Efficient Operations

Our operations remain efficient, as reflected by our $45,097 which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and commitment. The trust you've placed in us is reflected in our total share accounts: 3,061. This growing member base showcases the faith that others have put into Family 1st, reinforcing our mission to provide reliable financial solutions tailored to your needs.

Member-Centric Savings Options

Members' savings are secured through $4,619,907 in share certificates and $5,157,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Future Growth

With $1,462,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our aim is to provide you with the best possible experience while helping you meet your financial goals. We also support our community by offering $407 in used auto loans and $10,853,134 in total loans and leases. Our lending capacity supports members' financial goals across various sectors, ensuring that you have access to the resources you need.

Strong Financial Position

With a net worth of $2,049,970, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth underlines our commitment to serving you with integrity and stability. Our net worth ratio of $1,260 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of resilience means you can trust us with your finances.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,360,353 in used vehicle loans and $2,816,511 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our competitive interest rates and flexible terms make it easier than ever.

Credit Lines

In addition to traditional loans, we provide credit lines totaling $650,000. This option allows you to access funds when you need them most without the hassle of reapplying each time. It's an excellent choice for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or exploring eligibility options for our various products, our knowledgeable staff is ready to guide you through the process. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Family 1st or stop by our branch today! Your financial future is bright with Family 1st by your side.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $87,246, make buying or refinancing simple. We're committed to supporting our members through every stage of the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $478,160 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, allowing you to spend with confidence.

Loan Aggregator

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Take Action Today

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Family 1St