Families And Schools Together Credit Union Lemoore CA

Introduction

Welcome to Families And Schools Together, your trusted financial partner located at 200 Follett St, Lemoore, CA 93245. Since our establishment in 1954, we have been dedicated to serving our community, empowering families and individuals with the financial tools they need to thrive. With over 17,726 members and total assets exceeding $296 million, we pride ourselves on being a cornerstone of financial support in the Lemoore area. At Families And Schools Together, we understand that every member's needs are unique. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. Our commitment extends beyond traditional banking; we also offer business services to help local enterprises flourish. While members can visit us at our branch for all their banking needs, official correspondence should be directed to 312 W 7th St, Hanford, CA 93230. Our dedicated team of 46 employees, led by CEO Paula Lehn and Board President Christine Andrada, is here to ensure you receive personalized service tailored to your financial goals. We invite you to explore our website at www.fastcu.com or give us a call at 559-584-0922. Join us in building a brighter financial future together!

Branch History & Mission

At Families And Schools Together, known as the Lemoore Branch, we take pride in our rich history and unwavering commitment to our community. Established in 1954, our branch has grown alongside the vibrant city of Lemoore, CA. With a focus on providing exceptional financial services, we have built a strong legacy rooted in support and trust. Located at 200 Follett St, Lemoore, CA 93245, our branch is easily accessible for all members of the community. We welcome you to visit us during our lobby hours, Monday through Friday from 10:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. If you need to reach us by mail, please send your correspondence to 312 W 7th St, Hanford, CA 93230. Over the years, Families And Schools Together has evolved into a trusted partner for financial solutions. Today, we proudly serve over 17,726 members and manage total assets of $296,064,980. Our mission is clear: to provide comprehensive banking services that empower individuals and families while fostering a spirit of collaboration within our community. Our offerings range from personal banking services like checking and savings accounts to auto loans and mortgage refinancing. We also provide business banking solutions that include merchant services and business loans. By embracing digital advancements such as online banking and mobile payments, we strive to make banking more convenient and accessible for everyone. We understand that being part of the community means giving back. That's why we actively engage in outreach programs and partnerships that support local schools and organizations. Our commitment extends beyond just financial services; we aim to uplift our community by helping families achieve their goals. As a member-focused institution without drive-thru banking or shared service centers, we prioritize personalized service tailored to your needs. Whether you're coming in for assistance with loans or simply looking for financial advice, our dedicated staff is here to help every step of the way. Join us at Families And Schools Together in Lemoore and experience the benefits of being part of a credit union that truly cares about its members and the community at large. Discover how we can help you achieve your financial dreams today! For more information or inquiries, feel free to call us at 559-584-0922 or visit our website at fastcu.com.

Branch Location & Accessibility

Welcome to the Families And Schools Together Lemoore Branch, your friendly neighborhood credit union located at 200 Follett St, Lemoore, CA 93245. We're proud to serve the Kings County community with a convenient and welcoming environment. Just a short walk from local landmarks like Lemoore City Park, you can easily drop by for your banking needs. At our branch, accessibility is important to us. We offer ample parking for all members and ensure that our facilities are ADA compliant, so everyone can comfortably visit us. While you're here, you'll find a cozy atmosphere where our dedicated staff is ready to assist you with various services, from personal banking to auto loans and more. Our lobby hours are designed to fit your schedule: we're open Monday through Friday from 10:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Whether you're stopping in for a quick transaction or need help with a loan application, our team is here for you. For those on the go, we also have an ATM available for quick cash withdrawals and balance checks. Although we don't currently offer drive-thru banking or shared services at this location, we're committed to providing excellent service within our branch. While members can visit us at 200 Follett St, official correspondence should be sent to our mailing address at 312 W 7th St, Hanford, CA 93230. If you have any questions or need assistance before your visit, feel free to give us a call at 559-584-0922. We look forward to welcoming you into the Families And Schools Together family!

Member Eligibility

At Families And Schools Together, we believe that everyone deserves a chance to be part of a caring community that supports their financial journey. Becoming a member is straightforward and welcoming! If you live, work, or go to school in our area, you're likely eligible to join us at Families And Schools Together located at 200 Follett St Lemoore Ca 93245. We open our doors to anyone who shares our values and vision for better financial health. To get all the details about eligibility, feel free to visit this page. Joining is just the beginning of your journey with us! You'll enjoy a range of benefits designed to help you thrive, from personalized banking services to great loan options. Ready to take the next step? You can easily open an account online by visiting https://online.fastcu.com/auth/enrollment?culturename=en or give us a call at (559) 584-0922 if you have any questions. We're excited to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools to streamline transactions and manage cash flow seamlessly. Our merchant services are designed to simplify your payment processes, making it easier for you to focus on what you do best running your business. From credit card processing to mobile payment options, we offer solutions that adapt to your operational needs. Visit us at 200 Follett St Lemoore Ca 93245 in Lemoore, CA or call us at (559) 584-0922 to learn more about how our business banking and commercial services can help your enterprise thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,788,021, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help make that dream a reality. With competitive rates, we aim to provide flexible terms that fit your budget. Picture driving off in your new vehicle without the stress of complicated financing processes!

Business Banking

If you're a business owner, our business banking services include merchant services and business loans tailored to help you grow. We know how important it is for businesses to have reliable financial support.

Credit Cards with Rewards

Our credit cards with rewards are another great option for members who want to earn while they spend. These cards not only offer convenience but also give back through points on purchases that can be redeemed for various rewards.

Digital Banking Features

Convenience is key at Families And Schools Together. With features like online banking, mobile payments, and easy access to ATMs, managing your finances has never been simpler. You can make cash withdrawals or check balances at any time that suits you! We invite you to discover how our comprehensive range of services can empower you financially. For more information or assistance, don't hesitate to reach out at 559-584-0922 or visit us online at fastcu.com. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans & Refinancing

For those looking to settle into a new home or refinance an existing mortgage, we offer mortgage loans with favorable rates. This service allows you to purchase your dream home or lower your monthly payments with ease. Our team is here to guide you through every step of the process.

Personal Banking

We offer personal banking services that include checking and savings accounts designed to help you manage your money effectively. Imagine having easy access to your funds whenever you need them through our online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your phone or computer.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes you need extra support. Our personal loans can assist with unexpected expenses or help consolidate debt into one manageable payment. It's all about simplifying your financial life so you can focus on what matters most.

Digital & Online Banking

Always Accessible

With 24/7 online banking services available at Families And Schools Together, you'll never have to worry about banking hours again. Manage your money in real-time, track spending habits, and stay on top of your financial goals all from the comfort of your home or while out and about. Embrace the ease of modern banking with us! Visit our website today to learn more about how our digital and online banking services can enhance your financial experience. Your convenience is our priority!

Security You Can Trust

We prioritize your security with features like electronic signature authorization and e-statements. This means you can sign documents securely without needing to visit a branch, making transactions faster and more efficient. Plus, opting for e-statements keeps your financial information safe and reduces paper clutter.

Financial Strength

Committed Team

We also take pride in having 41 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 36,293, indicating a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Families And Schools Together is your trusted partner. Visit us at 200 Follett St Lemoore Ca 93245 or call 559-584-0922 to learn more about how we can help you achieve your financial goals.

Lending Support

Our commitment to supporting your financial goals is reflected in our lending capacity. We have 1,627 used auto loans and a total of $217,422,260 in loans and leases available to help you achieve your aspirations.

Member-Focused Savings

Your savings are secure with us. We have $25,184,142 in share certificates, offering stable and rewarding growth opportunities for our members. We prioritize our members over non-members; with $0 in non-member deposits, all our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with $0 net income reflecting our focus on investing back into services for you rather than maximizing short-term profits. This strategy allows us to provide competitive loan rates while ensuring the quality of service remains high.

Reinvesting for Growth

With $51,138,269 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. This means more choices and better service when you need it most.

Solid Financial Health

With a net worth of $51,609,675, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,550,674 in used vehicle loans and $18,297,508 in new vehicle loans already helping members get on the road. We provide flexible financing options that allow you to choose terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $11,788,021 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing business operations, our team is ready to assist you. We invite you to explore refinancing options if you're considering consolidating existing debt or lowering your monthly payments. Additionally, eligibility for various loan products can vary based on individual circumstances; please feel free to reach out for more information. If you have any questions or would like to learn more about our loan products and services, don't hesitate to contact us at 559-584-0922. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,063,322, making buying or refinancing simple. We understand that purchasing a home is a significant milestone, and we're here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,563,659 in loans helping members manage their finances effectively. These cards provide an excellent option for everyday purchases while allowing you to build your credit score.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to make informed decisions without hidden agendas. LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to stay informed and find the best options available. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" With its commitment to accuracy and user satisfaction, LendMesh is a reliable choice for anyone looking to compare loan offers effectively. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION - Lemoore, CA

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