Faith Community United Credit Union Cleveland OH | Best Auto Loans & Business Banking

Introduction

Welcome to Faith Community United Credit Union, your trusted partner in financial well-being, conveniently located at 3550 E 93Rd St, Cleveland, OH 44105. Established with a commitment to serving our community, we are proud to have grown our membership to 4,372 members since our founding. Our dedicated team of 10 employees, led by CEO Jacqueline Moore and Board President Tyrone McGuinea, is here to help you achieve your financial goals. At Faith Community United, we understand the importance of building strong relationships with our members. With total assets amounting to $14,936,391 and total deposits reaching $2,380,415, we are well-equipped to offer a range of services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans, mortgage financing, or business banking services, we have you covered. While members can visit us at our branch for personalized service during our operating hours from 9:00 AM - 6:00 PM Monday through Friday, official correspondence should be directed to the same address for convenience. Our commitment goes beyond just numbers; it's about supporting our community and fostering financial empowerment. Join us in making a difference! We invite you to contact us at 216-271-7111 or explore our website at Faith Community United Credit Union for more information on how we can assist you today. Your journey towards financial stability starts here!

Branch History & Mission

Welcome to Faith Community United, a credit union dedicated to serving the vibrant community of Cleveland, Ohio. Established with the goal of providing personalized financial services, our branch has grown alongside its members since its inception. Although we opened our doors in a year that reflects the ongoing evolution of community banking, we have remained steadfast in our commitment to fostering financial well-being for all. Located at 3550 E 93Rd St, Cleveland, OH 44105, our branch is conveniently situated near local landmarks and neighborhoods, making it easy for members to access our wide range of services. While members can visit us at this address for their banking needs, official correspondence should be sent to 3550 e 93rd street, cleveland, OH 44105-1644. At Faith Community United, we are proud to serve over 4,372 members, collectively contributing to our total assets of $14,936,391. Our mission is simple yet powerful: to provide reliable financial services while supporting our community's growth and development. We believe in empowering individuals and families by offering essential services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our operating hours are designed with your convenience in mind open from 9:00 AM to 6:00 PM Monday through Friday. While we currently do not offer ATM or drive-thru services, we ensure that our online and mobile banking platforms are user-friendly and accessible for all members. We take pride in being ADA compliant and continually strive to improve our customer-centric initiatives. Through partnerships with local organizations and various outreach programs, we actively engage with the community to support those in need. Whether it's financial literacy workshops or sponsorships of local events, we are committed to making a positive impact right here in Cleveland. As we look forward to the future, we invite you to join the Faith Community United family. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their financial journeys. Together, let's build a stronger community! If you have any questions or need assistance, feel free to reach out at 216-271-7111.

Branch Location & Accessibility

Banking Services Tailored for You

Our team is dedicated to providing personalized service with a smile. We offer various services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Plus, we make banking convenient with online and mobile banking options that allow you to manage your finances on the go. Unfortunately, we currently do not have ATM or drive-thru services available at this location; however, our friendly staff is always eager to help you directly inside the branch.

Convenient Access and Amenities

At Faith Community United, we prioritize accessibility for all members. Our branch features ADA-compliant facilities to ensure everyone can visit us comfortably. Parking is readily available, making it easy for you to stop by whether you're running errands or just want to chat about your financial options. While our official address is 3550 E 93Rd St, please remember that any correspondence should be sent to 3550 e 93rd street, cleveland, OH 44105-1644 if that's different from where you visit us. We're here from 9:00 AM to 6:00 PM Monday through Friday, ready to assist you with a range of services tailored to meet your financial goals.

Your Financial Home Awaits

We invite you to visit us at Faith Community United Credit Union at our Cleveland branch. Whether you're looking for financial advice or need help with a loan application, we're here for you. Feel free to give us a call at 216-271-7111 if you have any questions or want more information about our services. We look forward to serving you!

Member Eligibility

At Faith Community United, we believe that everyone deserves a financial partner who truly cares. Joining our community is easy and welcoming! If you live, work, worship, or attend school in the Cleveland area, you're already eligible to become a member. We're dedicated to supporting our members with personalized services tailored just for you. Enjoy the benefits of competitive rates on loans, savings accounts, and a range of financial products designed to help you thrive. To get started, simply visit us at our branch located at 3550 E 93Rd St Cleveland Oh 44105 or give us a call at (216) 271-7111. You can also check out the detailed eligibility criteria [here](). We can't wait to welcome you into the Faith Community United family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine being able to accept payments seamlessly from your customers without the hassle of complicated systems. That's what we offer! Our solutions are tailored for various types of businesses, ensuring that you have the tools needed to thrive in today's market. Located conveniently at 3550 E 93Rd St Cleveland Oh 44105 in Cleveland, OH, we invite you to explore how our business banking and commercial services can help turn your vision into reality. For more information or assistance, feel free to call us at (216) 271-7111. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $622,397, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find value in our business banking services. From merchant services that streamline transactions to flexible business loans that fuel growth, we're committed to supporting local businesses in Cleveland and beyond.

Convenient Access

Our commitment doesn't stop at traditional banking hours. With features like ATM and cash withdrawal services, as well as our robust online tools, accessing your accounts has never been easier. You can manage all aspects of your finances whenever it suits you. At Faith Community United, our goal is to make banking simple and supportive for all our members. If you'd like to learn more about how we can assist you with any of these services or have questions about opening an account, don't hesitate to reach out! Give us a call at (216) 271-7111, or visit us during our lobby hours from 9:00 AM to 6:00 PM Monday through Friday. We look forward to helping you achieve your financial goals!

Personal Banking

We understand that managing your money is important. That's why we offer various checking and savings accounts that fit different lifestyles. Imagine having the peace of mind knowing you can easily access your funds anytime through our online and mobile banking platforms. You can check your balance, transfer money, or pay bills from the comfort of your home or on the go. For those looking to make larger purchases, our auto loans and vehicle financing options can help get you behind the wheel without breaking the bank. We also provide mortgage loans and refinancing solutions tailored to help you secure your dream home or lower your current mortgage payments.

Personal Loans & Credit Cards

Need extra cash for unexpected expenses? Our personal loans and debt consolidation services are here for you. We work with you to create a manageable repayment plan that fits your budget. Plus, our credit cards with rewards allow you to earn points on everyday purchases, making it easier to enjoy the little things in life.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at , you can check your account balances, make transfers, and pay bills from anywhere. This means no more waiting in line or rushing to the bank before it closes. Your financial information is just a few clicks away.

Manage Your Finances on the Go

For those who prefer using their mobile devices, our mobile application makes banking even more accessible. You can easily deposit checks, set up person-to-person transfers, and take advantage of our mobile payments feature all from the palm of your hand. No matter where life takes you, staying on top of your finances is simple.

Safe and Secure Transactions

Your security is our priority. Our online banking platform uses advanced encryption technology to keep your data safe. Plus, with electronic signature authorization available, signing important documents is quick and secure. You can rest easy knowing that your personal information is protected.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available, you can view your account statements online anytime you need them. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste. At Faith Community United, we strive to provide you with user-friendly tools that help you manage your money efficiently and securely. Explore all these features today and experience the ease of digital banking!

Financial Strength

A Trusted Partner

Total Share Accounts: 5,555 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Faith Community United is your trusted partner. Visit us at 3550 E 93Rd St Cleveland Oh 44105 or call 216-271-7111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Our Future

With $4,374,838 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $7,532,731 in total loans and leases, including $76 in used auto loans.

Member-Centric Savings

Members' savings are secured through $403,201 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,672,914, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $14,298 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $4,389,136, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 29.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $975,589 in used vehicle loans and $275,393 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the best financing options for your situation.

Business Loans

For business owners, our outstanding commercial loans totaling $622,397 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are committed to supporting our local entrepreneurs with tailored loan solutions. If you're interested in any of these products or have questions about refinancing options or eligibility criteria, please call us at 216-271-7111 or visit us at 3550 E 93Rd St Cleveland OH 44105. We're open Monday through Friday from 9:00 AM to 6:00 PM and ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Faith Community United, we're dedicated to providing transparent and supportive service as you navigate your financial journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $188,272 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and are designed to provide you with financial flexibility when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to explore other financing solutions that may fit your needs. If you have questions about eligibility or refinancing options in the future, please don't hesitate to reach out.

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FAITH COMMUNITY UNITED CREDIT UNION