Fairwinds Credit Union Winter Springs FL | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Fairwinds at our Tuskawilla branch, located at 1475 Tuskawilla Rd, Winter Springs, FL 32708. Since our establishment in 1949, we have been dedicated to serving our community with trust and reliability. With a proud membership of 232,476 individuals, Fairwinds stands as a beacon of support for families and businesses alike in the Winter Springs area. At Fairwinds, we understand that your financial needs are unique. That's why we offer a comprehensive range of services tailored just for you from personal banking solutions like checking and savings accounts to specialized loans for vehicles and mortgages. Our commitment goes beyond basic banking; we strive to empower our members with financial education and resources to help them thrive. With total assets exceeding $4.83 billion and net worth of $496,858,200, Fairwinds demonstrates solid financial health. We are also proud to manage over $186 million in deposits, ensuring that your money is safe and working hard for you. Our CEO, Larry Tobin, along with Board President Elizabeth Krahmer, lead a team of 581 employees who are eager to assist you. While members can visit us at our branch location, official correspondence should be sent to the same address: 1475 Tuskawilla Rd, Winter Springs, FL 32708-5209. For any inquiries or assistance, feel free to give us a call at 407-277-6030 or visit our website at Fairwinds.org. Join us in building a brighter financial future together! Whether you're looking for loan options or everyday banking services, we're here to support you every step of the way. Visit us today!

Branch History & Mission

Community Commitment

Fairwinds is more than just a financial institution; we are an integral part of the Winter Springs community. We actively participate in local events and initiatives aimed at uplifting those around us. Our partnerships with various organizations allow us to extend our reach and provide resources for financial education and wellness programs. With our operating hours designed to meet your needs Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday for drive-thru banking from 9 AM to 1 PM we ensure that you can access your finances conveniently. Plus, with ATM availability and drive-thru services, managing your money is easier than ever.

Join Us Today!

As we look toward the future, we invite you to become part of the Fairwinds family. Experience firsthand how we can help you achieve your financial goals while being a valued member of a community-focused organization. Visit us at our branch or give us a call at 407-277-6030 today! Together, let's build a brighter financial future!

Our Evolution

Starting with just a handful of members, Fairwinds has grown into a robust credit union with over 232,476 members and total assets exceeding $4.8 billion. Our journey is marked by significant milestones that showcase our unwavering dedication to community service and member satisfaction. As we expanded our services over the years, we embraced digital advancements while ensuring accessibility for all, including ADA compliance to cater to every member's needs.

Our Mission

At the heart of Fairwinds lies a mission that goes beyond just banking. We believe in empowering individuals and families through personalized financial solutions that foster growth and stability. Whether it's helping someone secure their first auto loan or providing guidance on home financing options, we are here to support every step of our members' financial journeys. Our services include personal banking options such as checking and savings accounts, auto loans, mortgages, business banking solutions, and convenient online services. While members can visit us at 1475 Tuskawilla Rd, official correspondence should be sent to 1475 Tuskawilla Rd, Winter Springs, FL 32708-5209 if needed.

Branch Location & Accessibility

Convenient Access

Situated just a stone's throw away from local landmarks like the Tuskawilla Park and nearby shopping centers, our location is easy to find. With ample parking available, visiting us is hassle-free. For those who require additional assistance, our branch is fully ADA compliant, ensuring that everyone can access our services comfortably.

Get in Touch

Have questions or want to learn more? Don't hesitate to give us a call at (407) 277-6030! We look forward to welcoming you into our community and helping you achieve your financial goals. Come visit us today at Fairwinds where your success matters!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit our lobby Monday through Thursday from 9 AM to 4 PM, and on Fridays until 6 PM. Our drive-thru service operates Monday to Friday from 8 AM to 6 PM, and we're open on Saturdays from 9 AM to 1 PM for your convenience.

Services Designed for You

At Fairwinds, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and more. Need to make a quick transaction? Our drive-thru banking allows for simple deposits and withdrawals without leaving your car. Plus, with ATM availability on-site, accessing cash has never been easier! While members can visit us at 1475 Tuskawilla Rd Winter Springs Fl 32708, official correspondence should be sent to 1475 Tuskawilla Rd, Winter Springs, FL 32708-5209 for any necessary paperwork.

Member Eligibility

At Fairwinds, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to individuals who live, work, or worship in our service areas. Whether you're looking for personal banking solutions, loans, or just a friendly place to manage your finances, we're here for you. The eligibility criteria are straightforward and designed to be inclusive, so you can start enjoying the benefits of membership right away. If you want to dive into the details, feel free to check out the full eligibility information at . Opening an account with us is just as easy! You can begin your journey toward financial wellness by visiting us at our location on 1475 Tuskawilla Rd Winter Springs Fl 32708 or giving us a call at (407) 277-6030. Our team is ready to assist you with any questions and guide you through the account opening process. Join us today and discover all that Fairwinds has to offer!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most: growing your business. Whether it's in-person sales or online transactions, our solutions help streamline operations and enhance customer experiences. Visit us at 1475 Tuskawilla Rd Winter Springs Fl 32708 in Winter Springs, FL, or call us at (407) 277-6030 to learn more about how our business banking and commercial services can help turn your vision into reality!

Comprehensive List Of Services

Accessible Banking Options

We believe that banking should be straightforward. That's why we offer basic drive-thru services for quick transactions such as deposits and withdrawals. Our ATMs are available for balance checks and cash withdrawals when you're on the go. At Fairwinds, we are dedicated to providing exceptional service tailored specifically for you. If you're ready to explore how our comprehensive range of services can benefit your financial life, give us a call at (407) 277-6030 or visit us at our branch location. We're excited to assist you on your journey towards financial success!

Business Banking Services

For our business members, we provide essential services to help your venture thrive. From merchant services that simplify payment processing to business loans that fuel growth, we understand the unique challenges small businesses face and tailor solutions accordingly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Tuskawilla, we prioritize digital banking features that put you in control. Our online and mobile banking platforms allow you to check balances, transfer funds, and pay bills anytime, anywhere. With features like mobile payments and easy access to ATMs for cash withdrawals, managing your finances has never been easier.

Personal Banking Solutions

Understanding that personal finance can often feel overwhelming, we offer various options to help you manage your money effectively. Our checking and savings accounts are designed with your everyday needs in mind, allowing for easy access and management of your funds. If you're considering purchasing a vehicle, our auto loans and vehicle financing provide competitive rates to get you behind the wheel without breaking the bank. For those looking to buy a home or refinance their existing mortgage, our mortgage loans can guide you through the process smoothly. We also recognize that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. Plus, with our credit cards that come with rewards, you can earn while you spend!

Digital & Online Banking

Accessibility and Ease-of-Use

Navigating your finances has never been simpler. Our user-friendly platform makes real-time account management straightforward. You can monitor your spending habits, set up alerts, and plan for future expenses all designed with your needs in mind. At Fairwinds, we're committed to providing tools that empower our members. Join us today and take advantage of all our digital banking services that keep you connected and informed about your finances!

Key Features

One standout feature is the ability to authorize electronic signatures. This means you can sign documents quickly and securely from the comfort of your home. No more trips to the branch just to sign a form! Plus, we offer e-statements, which not only help you go green but also allow for easy access to your financial statements without the clutter of paper. If you're always on the go, our mobile application is a perfect fit for you. Available for download, it allows you to make mobile payments with ease and conduct person-to-person transfers send money to friends or family instantly! Whether you're making purchases or splitting a bill, it's all just a few taps away.

Financial Strength

At Fairwinds, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your finances, and we are proud to share our solid financial standing with you. With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $448,641,693 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,447 in used auto loans and a total of $3,069,180,467 in loans and leases. Our operational efficiency is reflected in our impressive net income of $47,523,760, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $17,697,509, while we boast a strong and growing member base with 606,068 total share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Fairwinds is your trusted partner. Visit us at 1475 Tuskawilla Rd Winter Springs FL 32708 or call 407-277-6030 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we have tailored options to meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand. We believe in supporting local businesses and fostering economic growth within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, make buying or refinancing simple. We provide competitive rates and flexible terms to help you navigate the home-buying process with ease.

Refinancing Options

We know that financial situations can change over time, so we offer refinancing options for various types of loans. If you're looking to lower your monthly payments or take advantage of better interest rates, our team is here to guide you through the eligibility requirements and help you find the best solution for your situation. At Fairwinds, located at 1475 Tuskawilla Rd Winter Springs Fl 32708, Winter Springs, FL, our dedicated staff is ready to assist you with any questions about our loan offerings. Call us today at (407) 277-6030 or visit our website at https://www.fairwinds.org/ for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial aspirations starts here!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans helping members manage their finances effectively. These cards come with rewards that can benefit your spending habits while keeping your budget intact.

Loan Aggregator

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Ensuring Accurate Comparisons

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Take Action

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Fairwinds