Fairwinds Credit Union Winter Park FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Fairwinds, your trusted partner in financial well-being since 1949. Located at 401 S Semoran Blvd, Winter Park, FL 32792, we are proud to serve a vibrant community with a commitment to providing exceptional banking services tailored to your needs. With over 232,000 members, our mission is clear: we strive to make a positive impact in the lives of those we serve. At Fairwinds, our strength lies in our solid financial foundation. We manage total assets of $4,832,971,664, ensuring that your deposits totaling an impressive $186,382,647 are safe and secure. Our net worth stands at $496,858,200, reflecting our stability and dedication to our members. Additionally, we have approximately $70,624,771 in cash readily available to meet your banking needs. We take pride in offering a wide range of services designed to help you achieve your financial goals. Whether you're interested in personal banking solutions like checking and savings accounts or looking for auto loans and mortgages, we've got you covered. Our dedicated team of 581 employees is always ready to assist you with the highest level of service. Under the leadership of CEO Larry Tobin and Board President Elizabeth Krahmer, Fairwinds continues to innovate while keeping member satisfaction at the forefront. Our friendly staff is here to guide you through every step of your financial journey. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 3087 N. Alafaya Trail, Orlando, FL 32826. Ready to take the next step? We invite you to explore what Fairwinds has to offer by visiting us online at fairwinds.org or giving us a call at 407-657-0070. Let's work together toward a brighter financial future!

Branch History & Mission

At Fairwinds, we take pride in our rich history and the strong relationships we've built within our community. Established in 1949, our branch has been a cornerstone of financial support for the people of Winter Park, Florida. Located at 401 S Semoran Blvd, we are not just a credit union; we are a part of the fabric that makes this city thrive. Over the years, Fairwinds has grown significantly, now serving over 232,000 members with total assets reaching an impressive $4.83 billion. Our journey began with a simple mission: to provide accessible and meaningful financial services to our members while fostering a sense of belonging. As we evolved, so did our commitment to innovation and community engagement. We understand that banking isn't just about numbers; it's about helping individuals achieve their dreams and improving lives. Our mission remains clear: to empower our members through personal banking solutions that meet their needs. Whether it's checking and savings accounts, auto loans, or mortgages, we strive to offer services that truly make a difference. Additionally, we believe in giving back to the community that supports us. That's why we actively participate in local outreach initiatives and partnerships aimed at uplifting those around us. While you can visit us at our main branch address in Winter Park for all your banking needs, any official correspondence should be sent to our mailing address at 3087 N. Alafaya Trail, Orlando, FL 32826. Fairwinds is proud to embrace digital advancements as well. We ensure that all members have access to online and mobile banking services for convenience and security. Our commitment extends to ADA compliance and customer-centric initiatives designed to enhance your experience with us. We understand the importance of accessible banking services, which is why we offer features such as ATM availability and drive-thru banking options for easy transactions. Our operating hours cater to your busy schedule: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM for drive-thru services. Join us at Fairwinds today! Experience firsthand how we can help you reach your financial goals while being a supportive member of your community. Together, let's build a brighter future! For more information or assistance, feel free to contact us at 407-657-0070.

Branch Location & Accessibility

Operating Hours

We're here for you throughout the week! Our lobby hours are Monday through Thursday from 9 AM to 4 PM, and on Friday from 9 AM to 6 PM. If you need to use our drive-thru service, we're open Monday through Friday from 8 AM to 6 PM, and Saturday from 9 AM to 1 PM. We strive to accommodate your schedule so that banking is as effortless as possible.

Services Offered

At Fairwinds, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Additionally, our drive-thru allows for simple transactions such as deposits and withdrawals without having to leave your car. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 3087 N. Alafaya Trail, Orlando, FL 32826. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 407-657-0070. We look forward to welcoming you into the Fairwinds family soon!

Member Eligibility

At Fairwinds, we believe in the power of community, and we're excited to welcome you as a member! Becoming part of our family is easy and rewarding. If you live, work, or worship in the areas we serve, or if you have a family member who is already a member, you're likely eligible to join us. We also extend membership to certain organizations and businesses, making it inclusive for many. For more specific details on eligibility, feel free to check out our resource at . Joining Fairwinds opens the door to a world of benefits, including personalized service, competitive rates on loans and savings accounts, and access to various financial products tailored just for you. To start your journey with us, simply visit our branch located at 401 S Semoran Blvd Winter Park Fl 32792 or give us a call at (407) 657-0070. Our friendly team is here to guide you through the account opening process and answer any questions you may have!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for businesses of all sizes. Imagine being able to accept payments quickly and securely, whether you're at a storefront or on the go. Our services help you focus on what matters most growing your business. Visit us at 401 S Semoran Blvd Winter Park Fl 32792, Winter Park, FL to explore how we can partner in your success. You can also call us at (407) 657-0070 for more information or visit our website at https://www.fairwinds.org/. Let's work together to take your business to the next level!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we understand that time is money. That's why our Business Banking services include essential tools like Merchant Services & Business Loans to keep your operations running smoothly. Whether you're just starting out or looking to grow your business, we're here to support your ambitions.

Convenience at Your Fingertips

We know that convenience matters in today's fast-paced world. Our digital banking features allow you to handle transactions from the comfort of your home or on the go. With options like basic drive-thru banking for deposits and withdrawals as well as straightforward ATM access for balance checks and cash withdrawals, managing your finances has never been easier. In addition to these services, our friendly team at Fairwinds is always ready to assist you with any questions or support you may need along the way. If you're ready to explore how we can help you achieve your financial dreams, don't hesitate! Call us today at (407) 657-0070 or visit us at 401 S Semoran Blvd Winter Park Fl 32792 in Winter Park, FL. Let us be part of your financial journey because at Fairwinds, you're not just a member; you're family.

Loans and Financing Solutions

If you're considering purchasing a new vehicle or refinancing an existing one, our Auto Loans & Vehicle Financing options are here to help. Picture driving away in your dream car without the stress of complicated loan processes. We also provide various Mortgage Loans & Refinancing solutions, making homeownership more attainable than ever. Moreover, if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can assist you in managing those costs effectively. And don't forget about our Credit Cards with Rewards, perfect for everyday purchases while earning points for future benefits.

Personal Banking

For many members, starting with a solid foundation is key. That's why we offer various Checking & Savings Accounts designed to fit different lifestyles and goals. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking options, allowing you to check balances, transfer money, and pay bills anytime, anywhere. Additionally, our ATM & Cash Withdrawal Services ensure that cash is readily available when you need it.

Digital & Online Banking

Key Features for You

Our online banking services are available 24/7, ensuring you have real-time access to your accounts whenever you need it. Whether you're at home or on the go, just visit https://www.fairwinds.org/ to log in securely and manage your finances with ease. You can check balances, transfer funds, and even set up automatic payments without missing a beat. Need to send money quickly? Our person-to-person transfer feature allows you to easily send money to friends and family with just a few taps on your smartphone. Plus, if you're looking to streamline your banking further, our mobile application gives you the power of banking right at your fingertips.

Security and Convenience

Your security is our priority. We utilize electronic signature authorization for transactions, so you can feel confident that your financial actions are safe and secure. Additionally, e-statements are available for those who prefer a paperless option, making it easy to keep track of your finances without clutter. And let's not forget about mobile payments! With this feature, you can make quick purchases directly from your mobile device whether it's grabbing coffee or shopping for essentials without having to dig for cash or cards. At Fairwinds, we aim to make banking as accessible and convenient as possible. From checking account balances anytime to utilizing advanced security features, we're here to help you take control of your financial journey effortlessly. Join us today and experience the convenience of modern banking!

Financial Strength

Dedicated Team

We also take pride in having 570 full-time employees and 11 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share Accounts: 606,068, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 401 S Semoran Blvd Winter Park Fl 32792 or call (407) 657-0070 to learn more about how we can help you achieve your financial goals.

Lending Support

Our lending capacity supports members' financial goals across various sectors. We currently have $21,447 in used auto loans and $3,069,180,467 in total loans and leases available to help you achieve your dreams.

Operational Efficiency

Our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment to growth means more opportunities for you.

Secure Savings Opportunities

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares, our focus remains on maximizing your savings potential.

Solid Financial Foundation

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget. Plus, if you're considering refinancing your current auto loan for better terms, we can assist with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have access to the funds necessary for success. At Fairwinds, our goal is to simplify your borrowing experience while providing exceptional service. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what financial need you may have today whether it's purchasing a new vehicle or managing personal finances our dedicated team is ready to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, making buying or refinancing simple. We offer flexible terms and competitive rates to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans helping members manage their finances effectively. These cards provide convenience for everyday purchases while allowing you to build your credit score.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers they see are fair and transparent. Every lender listed has been vetted for reliability, ensuring that the comparisons reflect genuine rates available in the market.

Fairwinds