Fairwinds Credit Union Winter Park FL | Affordable Vehicle Loans & Checking

Introduction

Welcome to Fairwinds, your trusted partner in personal and business banking since 1949. Located at 699 N Orlando Ave, Winter Park, FL 32789, we proudly serve a vibrant community of over 232,476 members. Our commitment to providing exceptional financial services is reflected in our impressive total assets of $4,832,971,664 and total deposits amounting to $186,382,647. At Fairwinds, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored just for you whether you're looking for checking and savings accounts, auto loans, or even mortgage refinancing. With a strong net worth of $496,858,200, we are not just a credit union; we are a reliable financial institution dedicated to helping you achieve your goals. Our friendly team of 581 employees is here to assist you with any questions or needs you may have. Under the leadership of our CEO, Larry Tobin, and Board President, Elizabeth Krahmer, Fairwinds continues to thrive as a member-focused organization. We take pride in our community involvement and are always seeking ways to make a positive impact. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 699 N Orlando Ave, Winter Park, FL 32789. If you have any questions or need assistance, don't hesitate to reach out by calling us at 407-277-6030. Join us at Fairwinds today and experience the difference in banking! Visit our website at fairwinds.org for more information on how we can help you succeed financially.

Branch History & Mission

Accessibility & Convenience

We understand the importance of accessibility in today's fast-paced world. That's why we offer various services such as drive-thru banking for quick transactions and ATMs for easy cash access. Our operating hours are designed with your schedule in mind Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Community Focus

Beyond providing financial services, Fairwinds is deeply committed to community outreach. We partner with local organizations and participate in initiatives that promote education, wellness, and overall community development. These efforts are not just part of our business; they are integral to who we are as a credit union.

Join Us

As we continue this journey together with our community and members, we invite you to become part of the Fairwinds family. Experience firsthand how we can help you navigate your financial journey while making a positive impact in Winter Park. Visit us or call at 407-277-6030 today!

Our Mission

Our mission is simple yet impactful: to help our members achieve their financial dreams and improve their lives through personalized service and innovative solutions. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We also prioritize technological advancements like online and mobile banking so that our members can manage their finances conveniently. While you can visit us at our branch address for all your banking needs, if you need to send official correspondence, please use our mailing address: 699 N Orlando Avenue, Winter Park, FL 32789.

Branch Location & Accessibility

Accessibility Features

At Fairwinds, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. Plus, ample parking is available nearby, so you can visit us without hassle.

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours to fit your schedule. You can visit us Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance with personal banking or business services, our dedicated team is ready to help during these times.

Services Offered

Fairwinds provides a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have options that work for you. Need cash quickly? Enjoy the convenience of our ATM services and drive-thru banking for quick deposits and withdrawals without leaving your vehicle. While members can visit us at 699 N Orlando Ave Winter Park Fl 32789, official correspondence should be sent to 699 N Oralndo Avenue, Winter Park, FL 32789 if it differs from our branch location. For any questions or concerns, don't hesitate to give us a call at (407) 277-6030. Come by today and discover how Fairwinds can help you achieve your financial goals! We look forward to welcoming you soon!

Member Eligibility

Joining the Fairwinds family is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. At Fairwinds, we welcome anyone who lives, works, or attends school in Orange County and surrounding areas to become a member. It's simple to qualify, and once you're in, you'll enjoy a range of benefits tailored to help you thrive financially. To learn more about eligibility requirements, feel free to visit our website at . Opening your account is also a breeze! Our friendly team at our branch located at 699 N Orlando Ave, Winter Park, FL 32789 is here to assist you with every step. Whether you're interested in checking and savings accounts or loans of various types, we have something for everyone. If you have any questions or need assistance, don't hesitate to call us at (407) 277-6030. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on running your business. Imagine easily accepting payments from customers, both online and in-person, without the hassle of complicated systems. Our services help streamline transactions, making it easier for you to manage cash flow and enhance customer satisfaction. Located at 699 N Orlando Ave Winter Park Fl 32789 in Winter Park, FL, we're here to provide personalized support tailored to your business needs. Connect with us today at (407) 277-6030 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we also provide robust Business Banking solutions. From merchant services that simplify transactions to business loans that support growth initiatives, we're here to help your business thrive.

Convenient Access Anytime

Accessing your accounts has never been easier with our Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can handle transactions swiftly and securely. Additionally, our ATM & Cash Withdrawal Services ensure that you have quick access to cash when needed. If you prefer in-person banking, visit us at our branch located at 699 N Orlando Ave Winter Park Fl 32789 in Winter Park, FL. Our friendly staff is ready to assist with any of your banking needs during lobby hours from Monday through Friday.

Credit Options Tailored for You

Our Credit Cards with Rewards allow you to earn points on everyday purchases, giving you more value back on what you spend. Whether you're treating yourself or saving for something special, these rewards can enhance your experience.

Final Thoughts

At Fairwinds, we prioritize making banking as straightforward as possible for all our members. We're more than just a credit union; we're part of the community and committed to supporting each member's financial journey. Ready to explore how we can help? Give us a call at (407) 277-6030, or visit us at our branch today! Your financial success starts here!

Home Financing Made Easy

When it comes to buying a home, we understand that it's one of the biggest decisions you'll ever make. That's why our Mortgage Loans & Refinancing options are crafted to help you navigate the process smoothly. We'll work closely with you to find a mortgage that fits both your budget and your goals.

Personal Banking Solutions

Managing your money should be simple and convenient. That's why we offer Personal Banking options including checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your phone perfect for busy lives. For those planning to purchase a vehicle, our Auto Loans & Vehicle Financing solutions make it easier than ever. With competitive rates, you can drive away in your dream car without breaking the bank. Plus, if you're looking for ways to consolidate debt or need some extra cash, our Personal Loans & Debt Consolidation services are designed with flexibility in mind.

Digital & Online Banking

Key Features

Our mobile application offers a user-friendly experience, allowing you to manage your accounts right from your smartphone. You can enjoy the convenience of mobile payments, making transactions quick and hassle-free. Plus, sending money to friends and family is simple with our person-to-person transfer feature. For those who prefer going paperless, we provide e-statements that keep your financial records organized and accessible at all times. With electronic signature authorization available, signing documents is secure and efficient no need for printing or mailing. Security is always a top priority at Fairwinds. Our online banking services come equipped with advanced security measures to protect your personal information and ensure safe transactions. This way, you can bank with peace of mind knowing that your data is secure. Overall, the digital and online banking services at Fairwinds are designed to make managing your money easier than ever before. Enjoy real-time account management from the comfort of your home or on the go! Visit us today at https://www.fairwinds.org/ and explore how we can help simplify your banking experience.

Financial Strength

Growing Together

With net shares of $17,697,509, we have ample funds available for lending and investments. Additionally, the total number of share accounts stands at 606,068, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 699 N Orlando Ave Winter Park Fl 32789 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our ability to lend is reflected in the $21,447 in used auto loans and $3,069,180,467 in total loans and leases, supporting our members' financial goals across various sectors.

Operational Efficiency

Our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Strong Financial Foundation

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings for Our Members

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that fit your budget.

Credit Lines

Need extra funds for unexpected expenses? Our total credit lines amounting to $1,008,298,137 can give you the peace of mind knowing that support is available when you need it most. We encourage you to explore our refinancing options as well. If you're considering consolidating debts or simply lowering your monthly payments, our team is here to discuss eligibility and find the best solution for your situation. For more information about our loan offerings or to speak with one of our friendly representatives, feel free to reach out at (407) 277-6030. You can also visit us at 699 N Orlando Ave Winter Park Fl 32789, located right here in beautiful Winter Park, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent and reliable services for all your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, make buying or refinancing simple. We are dedicated to guiding you through each step of the process and ensuring you understand all your options.

Personal and Business Loans

For those looking for personal financing solutions, our unsecured credit card loans are designed with flexibility in mind. We have issued a total of $93,761,364 in these loans to help our members manage their finances effectively. Additionally, if you're a business owner, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

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Fairwinds