Fairwinds Credit Union Sanford FL | Best Auto Loans & Business Banking

Introduction

Welcome to Fairwinds, your trusted financial partner right here in the heart of Sanford, Florida. Located at 5020 W State Road 46, we have proudly served our community since 1949. With a commitment to providing exceptional service, we currently support over 232,476 members and manage total assets of $4,832,971,664. Our focus is on helping you achieve your financial goals through personalized banking solutions that fit your lifestyle. At Fairwinds, we understand that every member's needs are unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and even business banking options. With total loans amounting to 116,451 and total deposits reaching $186,382,647, we are dedicated to ensuring that your money works for you. Our leadership team is passionate about fostering a welcoming environment for all members. Under the guidance of our CEO Larry Tobin and Board President Elizabeth Krahmer, we strive to create a supportive community where everyone feels valued. While members can visit us at our branch location in Sanford, official correspondence should be sent to the same address: 5020 W State Road 46, Sanford, FL 32771. You can reach us at 407-277-6030 or explore more about our offerings on our website: Fairwinds.org. Join us in making financial dreams a reality come visit us today or give us a call!

Branch History & Mission

Advancements and Accessibility

Fairwinds embraces digital advancements by offering online and mobile banking solutions that cater to today's fast-paced lifestyle. Our ADA-compliant facilities ensure that everyone can access our services comfortably. Additionally, with ATM availability and drive-thru banking options, we prioritize convenience for all our members.

Community Outreach

We pride ourselves on being more than just a financial institution; we are an integral part of the Sanford community. Our outreach efforts focus on empowering local residents through educational workshops and financial literacy programs that equip them with knowledge and resources. Join us at Fairwinds today! Experience firsthand the benefits of being part of a credit union that puts people first. We invite you to become a member and take advantage of personalized service designed with your best interests at heart. For any inquiries or assistance, feel free to reach out at 407-277-6030. Together, let's build a brighter financial future!

Our Mission

The mission of Fairwinds is straightforward yet powerful: we are here to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to the tools needed for financial success. Whether it's through personal banking options like checking and savings accounts or loans for auto financing and mortgages, our goal is to help you achieve your aspirations. We also understand that financial health goes beyond numbers; it's about building relationships. This commitment drives us to engage with our community actively. From partnering with local organizations to supporting educational initiatives, we strive to make a meaningful impact beyond traditional banking. While members can visit us at our branch address, official correspondence should be sent to the same location: 5020 W State Road 46, Sanford, FL 32771.

Branch Location & Accessibility

Welcome to Fairwinds, your friendly credit union located at 5020 W State Road 46 in Sanford, Florida. Our branch is conveniently positioned near local landmarks, making it easy for you to stop by for all your banking needs. Whether you're heading back from the nearby Lake Forest Park or just passing through the area, we're here to serve you. At Fairwinds, we understand the importance of accessibility. Our branch features ADA-compliant facilities and ample parking to ensure that everyone can visit us comfortably. If you prefer a quick transaction, our drive-thru service is available for your convenience during operating hours. Plus, we have an ATM on-site, allowing you to access your funds anytime. We're open Monday through Thursday from 9 AM to 4 PM, with extended hours on Friday until 6 PM. On Saturdays, our drive-thru operates from 9 AM to 1 PM, so you can take care of your banking even on weekends. If you have any questions or need assistance, feel free to give us a call at 407-277-6030. While members can visit us at our branch address, official correspondence should be sent to the same location: 5020 W State Road 46, Sanford, FL 32771. We invite you to explore the variety of services we offer, including checking and savings accounts, auto loans, personal loans, and more. Come visit us today! At Fairwinds, we're excited to help you achieve your financial goals.

Member Eligibility

At Fairwinds, we believe that everyone deserves a place in our welcoming community. Becoming a member is straightforward and inclusive, opening doors to a range of financial services designed with you in mind. If you live, work, or worship in the Sanford area or have family who are already members, you're likely eligible to join us! We're dedicated to providing you with valuable resources and support to help manage your finances effectively. To learn more about the specific eligibility criteria, check out our detailed information here. Once you're ready to take the next step, opening an account is easy! Just visit us at 5020 W State Road 46 Sanford Fl 32771 or give us a call at (407) 277-6030 for assistance. Join Fairwinds today and start enjoying the benefits of membership!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Imagine having a reliable partner that ensures you can accept payments seamlessly, whether it's online or in-store. Our services help you keep transactions smooth and efficient, allowing you to focus on what matters most growing your business. Visit us at 5020 W State Road 46 Sanford Fl 32771 in Sanford, FL or call us at (407) 277-6030 to learn more about how our Business Banking & Commercial Services can empower your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options can make it easier than ever. We understand how important reliable transportation is for you and your family. Our competitive rates mean you can drive off in your dream car without breaking the bank.

Business Banking

For entrepreneurs out there, our business banking services include merchant services and business loans tailored to help your business thrive. Whether you're just starting or looking to expand, we understand the unique challenges businesses face and are ready to support you.

Convenient Access

Accessing your accounts has never been easier with our ATM and cash withdrawal services, available both in-branch and at various locations throughout the community. Our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions quickly without leaving your car. At Fairwinds in Sanford, we pride ourselves on being more than just a financial institution; we are part of the community. If you have questions about any of our services or would like to discuss how we can assist you further, feel free to reach out at 407-277-6030 or visit us during lobby hours: Monday through Thursday from 9 AM - 4 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 1 PM. Join us today at Fairwinds where your financial goals meet expert guidance!

Credit Cards with Rewards

And let's not forget about our credit cards with rewards! These cards not only provide purchasing power but also earn points that can be redeemed for travel, merchandise, and more. It's like getting paid back for spending!

Home Loans

For those looking to buy a home or refinance an existing mortgage, we offer comprehensive mortgage loans and refinancing solutions. Picture yourself settling into that cozy living room you've always wanted; we'll help make that dream a reality with personalized lending options that fit your budget.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed for every lifestyle. Imagine having access to your funds wherever you go through our online and mobile banking platforms. You can check your balance, transfer money, or even make payments right from your phone. Plus, our accounts come with features like e-statements and electronic signatures for added convenience.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you won't have to face them alone. Whether it's consolidating existing debts or funding a big purchase, our team is here to guide you through the process with clarity and support.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly interface makes it easy for anyone to navigate their accounts, ensuring you have real-time access to your financial information whenever you need it.

Go Paperless with E-Statements

Say goodbye to paper clutter! Enjoy the convenience of e-statements, available at no extra cost. This feature not only helps you keep track of your transactions but also enhances security by reducing the risk of identity theft associated with paper statements.

Seamless Mobile Experience

For those who prefer banking on their smartphones, our mobile application is here to help. Whether you're making person-to-person transfers or using mobile payments for quick purchases, everything is just a tap away. Our app is designed with ease-of-use in mind so that you can manage your money effortlessly.

Sign Securely

Worried about paperwork? With our electronic signature authorization feature, signing documents online is simple and secure. This means less hassle for you and a quicker turnaround for transactions and approvals. At Fairwinds, we're committed to providing you with tools that fit your lifestyle while keeping your information safe. Join us today and experience the future of banking with confidence!

Financial Strength

Growing Member Base

The trust placed in us by our community is evident with a total of 606,068 share accounts. This growing member base showcases the confidence that individuals like you have in Fairwinds as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is here to help you achieve your financial goals. Visit us at 5020 W State Road 46 Sanford Fl 32771 or call 407-277-6030 to learn more about how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our net income of $47,523,760, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is substantial; we currently hold $2,030,052,467 in total loans and leases, including $21,447 in used auto loans. This means we're here to support your financial goals across various sectors.

Secured Savings Opportunities

Your savings are secure with us. We have $1,017,123,120 in share certificates, offering stable and rewarding growth opportunities for our members. Unlike traditional banks, we prioritize you. With non-member deposits at $19,891,421, we focus our resources on benefiting our members through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $496,858,200, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your auto financing experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, our team is here to guide you through the process. At Fairwinds located at 5020 W State Road 46, Sanford FL 32771, we are committed to offering personalized service and support throughout your borrowing journey. If you have questions or need assistance finding the right loan product for you, don't hesitate to call us at 407-277-6030. For more details on all our offerings and how we can assist you in achieving your financial goals, visit us online at Fairwinds. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $93,761,364 in loans helping members navigate their finances effectively, our credit cards come with rewards that can enhance your spending power while keeping payments manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, make buying or refinancing simple. We offer competitive rates and various terms to fit your budget. Plus, if you're considering refinancing your existing mortgage, we can help you explore eligibility options to find the best solution for your needs.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. Each loan listing is verified, so you can trust that the information is accurate and up-to-date.

Fairwinds