Fairwinds Credit Union Oviedo FL | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Fairwinds, your trusted partner in financial success located at 156 Geneva Dr, Oviedo, FL 32765. With a proud history since 1949, we have been dedicated to empowering our community through exceptional banking services. Our commitment to our members shines through our impressive achievements, including a total membership of 232,476 and total assets amounting to an impressive $4,832,971,664. At Fairwinds, we prioritize your financial well-being. Our diverse offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to local businesses with tailored banking options and services. With a robust total loan portfolio of 116,451 loans and leases and deposits totaling $186,382,647, we ensure that your money is safe and working for you. While members can visit us at our branch address mentioned above, official correspondence should be directed to the same mailing address: 156 Geneva Dr, Oviedo, FL 32765. Under the leadership of our CEO, Larry Tobin, and Board President Elizabeth Krahmer, we are devoted to fostering strong relationships with our members and the surrounding community. We take pride in our dedicated team of 581 employees who work tirelessly to provide top-notch service. With over $70,624,771 in cash on hand and a net worth of $496,858,200, Fairwinds stands as a pillar of financial stability in Oviedo. Ready to enhance your banking experience? Reach out to us at 407-365-6611 or visit our website at Fairwinds.org today! Let's build your financial future together!

Branch History & Mission

Join Us

We invite you to become part of the Fairwinds family. Experience the difference that comes from being more than just a member become part of a community dedicated to your success. Visit us today or call us at (407) 365-6611 to learn more about how we can assist you on your financial journey!

Mission Statement

At Fairwinds, our mission goes beyond providing exceptional financial services; it encompasses a commitment to community support and outreach. We believe that by investing in the communities we serve, we uplift lives and foster growth. Through partnerships with local organizations and programs aimed at enhancing financial literacy, we aim to make a positive impact on those around us. While members can visit us at 156 Geneva Dr Oviedo Fl 32765, official correspondence should be sent to 156 Geneva Dr, Oviedo, FL 32765. Whether you're looking for guidance on your first home loan or seeking resources for your small business, we are here to help you achieve your goals.

Our Story

Since opening our doors in the heart of Oviedo, Fairwinds has strived to create a welcoming environment where individuals and families can find the financial tools they need. From humble beginnings, we've expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and more. Our drive-thru banking and ATM availability ensure convenience for our members while maintaining accessibility for everyone. As we evolved over the years, embracing advancements in technology became essential. Today, we offer robust online and mobile banking solutions that empower our members to manage their finances anytime and anywhere. We are proud to be ADA compliant and continuously strive to enhance our customer experience with initiatives designed around your needs.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Fairwinds, we provide a full range of personal banking services tailored to meet your financial goals. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is here to guide you every step of the way. And if you need quick cash access, our ATM services are readily available for balance checks and withdrawals. If you need any assistance or have questions about our offerings, don't hesitate to reach out! You can contact us at 407-365-6611. We invite you to visit us soon and experience the warm community atmosphere that makes Fairwinds special. Your financial journey starts here!

Convenient Access and Amenities

At Fairwinds, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate comfortably. Ample parking is available right outside our door, making it simple to stop by for your banking needs. Plus, if you prefer to bank from your vehicle, our drive-thru service is ready to assist you with deposits, withdrawals, and other simple transactions no need to leave your car!

Operating Hours Designed for You

We understand that life can get busy, which is why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Thursday from 9 AM to 4 PM and on Friday from 9 AM to 6 PM. For those who prefer the convenience of drive-thru banking, we're open Monday through Friday from 8 AM to 6 PM.

Member Eligibility

Joining Fairwinds is like stepping into a welcoming community where your financial well-being is prioritized. To become a member, you'll find that eligibility is designed to be inclusive and straightforward. If you live, work, worship, or attend school in the local area or have family ties to existing members, you're likely already qualified! Plus, membership brings a host of benefits think lower loan rates, personalized service, and access to a range of financial products tailored just for you. It's not just about banking; it's about being part of something special. Ready to get started? Opening an account is easy! Simply visit us at our branch located at 156 Geneva Dr Oviedo Fl 32765 or give us a call at (407) 365-6611 for more information. You can also check out the detailed eligibility criteria on our website at . We're excited to welcome you into the Fairwinds family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools you need to process payments seamlessly, manage cash flow efficiently, and grow your customer base all under one roof. Our merchant services offer easy payment solutions that empower you to focus on what matters most: running your business. Whether it's online transactions or point-of-sale systems, we ensure that your payment processing is smooth and reliable. Visit us at 156 Geneva Dr Oviedo Fl 32765 in Oviedo, FL or call us at (407) 365-6611 to learn more about how we can help your business succeed!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Options

If you prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. For those quick trips, our ATMs are available for withdrawals and balance checks as well. We invite you to experience the wide array of services at Fairwinds. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 6 PM. Give us a call at (407) 365-6611 or visit us online at Oviedo - Geneva to learn more about how we can help you reach your financial goals! Your journey toward better financial health starts here come see us today!

Business Banking Support

For our business members, we provide tailored solutions including merchant services and business loans. We know running a business can be challenging, which is why we offer resources that help ease the financial burden and allow you to focus on what you do best.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why online and mobile banking are essential parts of our service offerings. You can easily check your balance, transfer funds, or pay bills all from your smartphone or computer. Our digital features like ATM and cash withdrawal services ensure that accessing your money is straightforward and hassle-free.

Credit Cards That Reward You

We also offer credit cards with rewards, giving you something back for every purchase you make. Whether it's cashback or points towards travel, you'll find a card that suits your lifestyle perfectly.

Personal Banking Made Easy

Our personal banking options include checking and savings accounts that cater to everyone's needs. Imagine having easy access to your funds while earning interest on your savings it's all possible with us! Additionally, if you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing options make the process simple and affordable. When it comes to home ownership, we've got you covered with mortgage loans and refinancing solutions that can fit various budgets. Need some extra cash for personal projects or debt consolidation? Our personal loans can provide the flexibility you need to manage life's surprises.

Digital & Online Banking

E-Statements Availability

Say goodbye to paper clutter! With our e-statements feature, you can view your account statements online whenever you want. This not only helps the environment but also gives you instant access to your financial information without waiting for the mail.

Mobile Banking Made Easy

For those who prefer banking on-the-go, our mobile application is here to help. You can manage your accounts right from your smartphone. Plus, if you're looking for an easy way to make payments, our mobile payments feature allows you to send money quickly and conveniently.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service makes it simple. Just a few taps on your phone or clicks on your computer will get the job done in no time. With all these features combined with top-notch security measures, managing your finances has never been easier. Embrace the future of banking with us at Fairwinds where convenience meets reliability!

Financial Strength

Commitment to Growth

Our commitment to reinvesting in our community is evident with $448,641,693 in undivided earnings. This allows us to enhance our services continuously with innovative banking tools and stronger lending options. With $21,447 in used auto loans and $3,069,180,467 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,017,123,120 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 606,068, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $17,697,509 further reinforces our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 156 Geneva Dr Oviedo Fl 32765 or call (407) 365-6611 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can make it happen.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans total $876,661,123. These loans provide the capital needed to expand operations or invest in new ventures.

Eligibility and Refinancing Options

We believe in making financing accessible. If you're considering refinancing existing debts or exploring eligibility for any of our loan products, our team is here to guide you through the process. If you have questions or need more information about our loan offerings at Fairwinds located at 156 Geneva Dr, Oviedo FL 32765, feel free to call us at 407-365-6611. We're committed to supporting your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200. This could be your chance to secure your dream home with favorable rates tailored to fit your budget.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. We offer flexible terms on these cards, with a total of $93,761,364 in loans helping members manage their finances effectively. Enjoy rewards and benefits while staying within your budget!

Loan Aggregator

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Ensuring Accurate Comparisons

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Fairwinds