Since opening our doors more than seven decades ago, Fairwinds has been committed to empowering our members through sound financial solutions. With total assets exceeding $4.8 billion, we are equipped to offer competitive rates and innovative products that help our members achieve their financial goals. Our rich history is not just about numbers; it's about building relationships within the community. We take pride in being more than just a bank we are your neighbors and friends who genuinely care about your success.
Fairwinds embraces technology while ensuring accessibility for all members. We offer convenient digital banking options such as online banking and mobile payments to make managing finances easier. For those who prefer face-to-face interactions, our drive-thru service enhances your experience with quick transactions without leaving your vehicle. While you can visit us at our branch on S Nova Rd for personal service or ATM access any day during our operating hours Monday through Thursday from 9:00 AM to 4:00 PM, Friday until 6:00 PM, and Saturday until 1:00 PM official correspondence should be sent to the same address for consistency.
With an unwavering commitment to excellence and community spirit, Fairwinds invites you to experience the benefits of membership. Whether you're looking for advice on saving for your future or need assistance with loans or credit cards that reward your loyalty, we are here to help every step of the way. Discover how Fairwinds can help you thrive financially. Visit us at Fairwinds or call us at 407-277-6030 today!
At Fairwinds, our mission is simple yet profound: we aim to improve the financial well-being of our members while fostering community growth. We understand that each member's journey is unique, which is why we provide personalized support through a variety of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our dedication extends beyond transactions; we actively participate in local outreach efforts that uplift the communities we serve.
At Fairwinds, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can easily access our services. You'll find ample parking available, so you won't have to worry about finding a spot when you visit us. Plus, if you prefer the convenience of banking on the go, we also offer an ATM for quick cash withdrawals and balance checks.
If you have any questions or need assistance, don't hesitate to give us a call at 407-277-6030. We're excited to help you achieve your financial goals! Come visit us at Fairwinds today; we look forward to welcoming you into our community!
We understand that life can get busy, which is why we offer flexible operating hours to suit your schedule. Our lobby hours are Monday through Thursday from 9:00 am to 4:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. If you need assistance outside of these hours, our drive-thru service is available Monday through Friday from 8:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm.
Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, Fairwinds has got you covered. Our team is here to assist with everything from simple transactions at the drive-thru to more complex financial needs. We pride ourselves on offering personalized service that makes banking easy and approachable. While members can visit us at 208 S Nova Rd for all their banking needs, please note that official correspondence should be sent to the same address.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.
Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our merchant services are designed to simplify payment processing, whether you're at a busy storefront or on the go. By integrating these services, you can enhance customer satisfaction and streamline operations. Located at 208 S Nova Rd Ormond Beach Fl 32174 in Ormond Beach, FL, our team is here to guide you every step of the way. Let us help you unlock your business's full potential! For more information, feel free to call us at (407) 277-6030 or visit our website at Fairwinds.
For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to help your company thrive. We believe in supporting local businesses because they are the backbone of our community.
We make banking easy with our ATM and cash withdrawal services, available whenever you need cash on hand. If you prefer face-to-face service, our basic drive-thru banking allows you to complete deposits and withdrawals quickly without leaving your car. Whether you're visiting us in person or using our online platforms, convenience is at the heart of what we do. Our team at Fairwinds is committed to providing accessible financial solutions that cater to your needs. For any questions or assistance, don't hesitate to give us a call at (407) 277-6030. We're here to help! Visit us today at 208 S Nova Rd Ormond Beach Fl 32174, or explore more about what we offer by checking out our website at Ormond Beach. Join us in taking the next step towards achieving your financial dreams!
Need some extra cash? Our personal loans can assist with debt consolidation or unexpected expenses. Plus, our credit cards come with rewards that allow you to earn points on your purchases perfect for those who love shopping or dining out.
Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds whenever you need them. With our online and mobile banking options, managing your money is as simple as tapping a few buttons on your phone. You can check balances, transfer money, and pay bills with ease. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy for you to drive away in the car you want without breaking the bank. We also offer mortgage loans and refinancing solutions that can help make homeownership more attainable or lower your monthly payments.
With our 24/7 online banking services, you can check balances, pay bills, and transfer funds whenever it suits you. Plus, if you prefer to go paperless, you can sign up for e-statements and access your financial documents anytime. And when it comes to signing important documents, our electronic signature authorization makes the process quick and hassle-free. For those who love mobile technology, our user-friendly mobile application ensures that your banking needs are right at your fingertips. You can make mobile payments effortlessly and send money directly to friends with our person-to-person transfer feature. It's all about making banking more accessible while keeping security top of mind.
At Fairwinds, your safety is paramount. Our digital services incorporate advanced security measures to protect your personal information and transactions. You can bank with peace of mind knowing that we have you covered with strong encryption and authentication processes. In summary, whether you're managing everyday expenses or planning for the future, our digital banking solutions at Fairwinds provide the convenience and accessibility you need. Explore all the features available to you by visiting https://www.fairwinds.org/ today!
Our operational efficiency is reflected in our $12,483,068, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 570 full-time employees and 11 part-time employees who are always ready to assist you with knowledgeable support. Our net shares amount to $17,697,509, showing the funds available for lending and investments while maintaining a robust member base with 606,068 total share accounts. This growth reflects the trust our community places in us as their preferred financial institution. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 208 S Nova Rd Ormond Beach Fl 32174 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Our lending capacity supports members' financial goals across various sectors. We currently offer $21,447 in used auto loans and have a total of $3,069,180,467 in loans and leases available for our members. This variety ensures that no matter what your needs may be whether it's purchasing a vehicle or consolidating debt we have options tailored just for you.
Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Although we don't currently have money market shares, our commitment to safeguarding your savings remains unwavering. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.
With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, we have options that fit your budget.
For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and succeed in today's competitive market. We also understand that life changes and sometimes refinancing is necessary. If you're interested in refinancing any of your existing loans or would like to discuss eligibility options for any of our products, our knowledgeable staff is here to help guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards securing a loan or would like more information about our offerings at Fairwinds in Ormond Beach, don't hesitate to call us at 407-277-6030. Let us assist you in achieving your financial dreams today!
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, designed to provide you with affordable financing solutions for your dream home.
We also offer flexible terms on unsecured credit card loans. With a total of $93,761,364 in loans helping members manage their finances effectively, our credit cards can support your everyday spending while offering rewards and benefits that suit your lifestyle.
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