Fairwinds Credit Union Orlando FL | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Fairwinds, your trusted financial partner located at 5875 Arnold Palmer Dr, Orlando, FL 32835. Since our establishment in 1949, we have proudly served the community, helping over 232,476 members achieve their financial goals. With total assets amounting to an impressive $4,832,971,664, we are committed to providing a wide array of services tailored to meet your individual needs. At Fairwinds, we understand that every member's journey is unique. That's why we offer a variety of personal banking options including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to businesses with essential services such as merchant accounts and business loans. Our total loans and leases stand at 116,451, demonstrating our dedication to supporting you every step of the way. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 5875 Arnold Palmer Dr, Orlando, FL 32835. Our experienced team of 581 employees, led by CEO Larry Tobin and Board President Elizabeth Krahmer, is here to ensure that your banking experience is smooth and satisfying. As part of our commitment to you and the community, we maintain a solid net worth of $496,858,200 and cash in hand totaling $70,624,771. This financial strength allows us to invest back into our services and provide you with competitive rates on loans and deposits. Feel free to reach out by calling us at 407-277-6030 or visiting our website at Fairwinds.org for more information on how we can help you thrive financially. Together, let's build a brighter financial future!

Branch History & Mission

Our Evolution

Since opening our doors, Fairwinds has focused on providing accessible banking solutions tailored to the unique needs of our members. With a current total asset base of $4,832,971,664, we are proud to offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking options. Our journey is marked by significant milestones that reflect our growth and dedication to innovation. In an ever-changing world, we've embraced technology to enhance the member experience with online and mobile banking options. We ensure that our services are ADA compliant and user-friendly so everyone can access their accounts easily. Additionally, we have made digital advancements such as electronic signatures and mobile payments available for convenience.

Our Mission

At Fairwinds, our mission is simple: to empower our members through financial education and support while giving back to the community we cherish. We believe in building relationships based on trust and transparency. Our focus extends beyond just banking; we actively participate in community outreach programs that foster growth and improvement in the neighborhoods we serve. Our operating hours are designed for your convenience: - Lobby Hours: Monday to Thursday from 9 AM to 4 PM; Friday from 9 AM to 6 PM - Drive-Thru Hours: Monday to Friday from 8 AM to 6 PM; Saturday from 9 AM to 1 PM We also offer ATM availability for those who prefer quick cash access without entering the branch. While members can visit us at 5875 Arnold Palmer Dr Orlando Fl 32835, official correspondence should be sent to 5875 Arnold Palmer Dr, Orlando, FL 32835. For any inquiries or assistance, feel free to reach out at (407) 277-6030. As we look towards the future, we invite you to join Fairwinds Credit Union. Experience the benefits of being part of a community-focused financial institution where your goals matter. Together, let's build a brighter financial future!

Branch Location & Accessibility

Getting Here

Our location offers ample parking and features accessibility options to ensure everyone can visit us comfortably. The branch is fully ADA compliant, complete with ramps and wide doorways. If you need assistance, don't hesitate to ask one of our friendly staff members.

Operating Hours

We know your time is valuable, so we've designed our operating hours to suit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and we also welcome you on Saturdays from 9 AM to 1 PM for drive-thru banking. Whether you're popping in during your lunch break or after work, we're here for you!

Services Offered

At Fairwinds, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks at any time. And if you prefer not to step inside, enjoy the convenience of our drive-thru service for simple transactions. While members can visit us at 5875 Arnold Palmer Dr Orlando Fl 32835, official correspondence should be sent to the same address: 5875 Arnold Palmer Dr, Orlando, FL 32835. If you have any questions or need assistance, feel free to give us a call at 407-277-6030. We're excited to serve you! Come on down and experience the Fairwinds difference today!

Member Eligibility

At Fairwinds, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria. Whether you're living, working, or attending school in our vibrant community, you can open an account with us. We aim to provide a range of services tailored to your needs, from personal banking to loans that help you achieve your dreams. If you're interested in learning more about the specific eligibility requirements, please visit our website at . Starting your membership journey at Fairwinds is straightforward and inviting. Just give us a call at (407) 277-6030, and our team will guide you through the process of opening an account. We're here to make everything as easy as possible for you! Plus, with our branch conveniently located at 5875 Arnold Palmer Dr Orlando Fl 32835, you'll find it effortless to visit us for any questions or assistance. Join us today and experience the benefits of being part of the Fairwinds family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Alongside loans, we offer merchant services designed to make everyday transactions easier. Imagine having the ability to accept payments seamlessly from your customers whether they're shopping online or at your physical store. Our solutions help streamline your payment processes, allowing you to focus more on what you do best: running your business. Located at 5875 Arnold Palmer Dr Orlando Fl 32835 in Orlando, FL, we are here to partner with you on your journey toward success. For more information, give us a call at (407) 277-6030 or visit our website at https://www.fairwinds.org/. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need to refinance your current vehicle, our auto loans provide flexible options that fit your budget. With competitive rates and personalized service, we help make your car-buying experience as smooth as possible. Picture yourself driving off in your dream car without the stress of complicated financing.

Business Banking Services

For local business owners, Fairwinds offers robust business banking solutions including merchant services and business loans to help fuel growth. We understand the challenges small businesses face and are committed to providing support every step of the way.

Convenient Access Points

Accessibility is key, which is why we provide ATM services for cash withdrawals and balance checks, along with basic drive-thru banking for quick deposits and simple transactions. You can manage your finances on-the-go without hassle. In summary, at Fairwinds, we combine comprehensive financial services with modern conveniences like online banking and mobile apps to ensure that managing your money fits seamlessly into your life. If you're ready to explore how we can assist you further, give us a call at (407) 277-6030 or visit us today! Your financial journey starts here at Metrowest!

Credit Cards with Rewards

Enjoy shopping more with our credit cards that offer rewards tailored to your lifestyle. Use them for everyday purchases and watch your points add up towards exciting rewards making each transaction count!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans come with tailored terms that suit various budgets and lifestyles. We also offer refinancing options to help you save on monthly payments or tap into equity for renovations or other financial goals. Imagine stepping into your new home with confidence knowing you have a trusted partner by your side.

Personal Banking Solutions

For those looking to simplify their day-to-day finances, our personal banking services offer both checking and savings accounts designed for convenience and growth. Imagine having access to your funds anytime through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and even make person-to-person payments all from the palm of your hand.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans are here to help you navigate those challenges smoothly. Whether it's funding a special project or consolidating debt for easier management, we provide solutions that empower you financially.

Digital & Online Banking

Key Features

Our online banking experience goes beyond just basic account management. Enjoy the convenience of electronic signature authorization, allowing you to handle important documents without the hassle of paper forms. Plus, with e-statements available, you can easily keep track of your transactions while reducing clutter in your home. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few clicks. Whether it's splitting a bill or sending a gift, it's fast and straightforward. And for those on the go, our mobile application makes it even easier to manage your finances right from your smartphone.

Security and Ease of Use

We prioritize your security by implementing robust measures across all our digital services. Your information is protected, giving you peace of mind while you bank online or through our mobile app. You can also take advantage of mobile payments, making transactions quicker and more convenient than ever. With these features, managing your money has never been more accessible. At Fairwinds, we're committed to providing tools that fit into your lifestyle, making financial management simple and efficient. Experience the ease of banking with us today!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 606,068, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $17,697,509, which underscores our capacity to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 5875 Arnold Palmer Dr Orlando Fl 32835 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $21,447 in used auto loans and $3,069,180,467 in total loans and leases. Our operational efficiency is reflected in our $47,523,760, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ambitions with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200. Our dedicated team is here to guide you through the process and ensure you find a solution that works for you.

Refinancing Options

If you're considering refinancing any existing loans or lines of credit, we can assist you with competitive rates and terms that may help lower your monthly payments or free up cash for other needs. Our team will work closely with you to evaluate your current situation and find the best refinancing options available. At Fairwinds, we prioritize transparency and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan products or to discuss eligibility options further, feel free to call us at 407-277-6030 or visit us online at Fairwinds.org. We're here to help you navigate your financial future!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees.

Loan Aggregator

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Fairwinds