Fairwinds Credit Union Orlando FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Fairwinds, your trusted financial partner located at 1000 Universal Studios Plz, Orlando, FL 32819. Established in 1949, we have proudly served our community for over seven decades, helping our members achieve their financial goals with personalized service and a wide range of products. With a total membership of 232,476 and assets exceeding $4.8 billion, we are dedicated to providing financial solutions that cater to the diverse needs of our members. At Fairwinds, we understand that banking is not just about numbers it's about building relationships. Our CEO, Larry Tobin, along with Board President Elizabeth Krahmer, leads a passionate team of 581 employees who are committed to enhancing your banking experience. We offer various services, including checking and savings accounts, auto loans, mortgages, and business banking options. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 1000 Universal Studios Plz, T-16, Orlando, FL 32819-7601. With total deposits amounting to $186,382,647 and a net worth of $496,858,200, we pride ourselves on our stability and reliability. Additionally, with cash in hand totaling $70,624,771, you can trust that your finances are secure with us. We invite you to experience the Fairwinds difference. Whether you're looking for an auto loan or need assistance with personal finances, our knowledgeable staff is here to help. Don't hesitate to reach out at 407-277-6030 or visit us online at Fairwinds for more information. Join us today and let's take the next step towards your financial success together!

Branch History & Mission

Commitment to Community

At Fairwinds, we understand that our responsibility extends beyond providing financial products. We believe in giving back to our community through partnerships with local organizations and programs designed to uplift those around us. Our commitment includes supporting educational initiatives and providing resources for financial literacy, ensuring that everyone has the tools they need to thrive. While members can visit us at our main branch location for personal banking services including checking and savings accounts, auto loans, mortgage financing, and more official correspondence should be sent to our mailing address at 1000 Universal Studios Plz, T-16, Orlando, FL 32819-7601.

Modern Banking Experience

To enhance convenience for our members, we offer ATM availability and online banking options that make managing finances easy from anywhere. Our branch operates during convenient hours Monday through Thursday from 9 AM to 5 PM; Friday from 7 AM to 5 PM; and Saturday from 9 AM to 1 PM allowing flexibility for busy lifestyles. As we look ahead, Fairwinds is excited about continuing to innovate while maintaining our focus on customer service excellence. Join us today and discover how Fairwinds can help you achieve your financial goals while being part of a caring community. For more information or assistance, please contact us at (407) 277-6030. Experience the benefits of membership with Fairwinds we're here for you!

Our Journey

Over the decades, Fairwinds has evolved significantly, adapting to the changing needs of its members while remaining committed to its core values of integrity and community support. As we reflect on our journey, it's clear that each milestone whether it's expanding our range of services or embracing modern technology has been guided by a deep dedication to our members' financial well-being. Our headquarters is just a short distance away in Orlando, FL, where we have established ourselves not only as a reliable banking institution but also as an active participant in community outreach initiatives. Our mission is simple yet powerful: to empower our members through financial education and accessible banking solutions that inspire growth and security.

Branch Location & Accessibility

Banking Hours and Services

We strive to provide banking solutions that fit your schedule. Our lobby hours are open Monday through Thursday from 9 AM to 5 PM and Friday from 7 AM to 5 PM. On Saturdays, we welcome you from 9 AM until 1 PM. Fairwinds offers a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. For those on the go, we also provide online and mobile banking services along with an ATM on-site for quick cash withdrawals and balance checks. Although we currently do not have drive-thru service available at this location, our friendly staff is always ready to assist you inside the branch.

Convenient Access

At Fairwinds, we understand that your time is valuable. That's why our branch is designed with convenience in mind. While you can visit us at our main location, please note that any official correspondence should be sent to our mailing address: 1000 Universal Studios Plz, T-16, Orlando, FL 32819-7601. When you arrive, you'll find ample parking available, making it easy for you to pop in whether you're on a break from work or spending a fun day at the park. Plus, our facility is ADA compliant and features ramps for those who need them, ensuring everyone can access our services with ease.

Get in Touch!

Whether you're looking for expert financial advice or need help with your accounts, our team is here for you. If you have any questions or want more information about our services, don't hesitate to give us a call at 407-277-6030. We look forward to welcoming you to Fairwinds soon!

Member Eligibility

Becoming a member of Fairwinds is like joining a warm, supportive family dedicated to your financial well-being. To be eligible, you just need to meet a few simple criteria which often include living or working in the local community, or being associated with certain organizations or schools. This means that many people can easily join and start enjoying the benefits of membership right away! As a member, you'll gain access to a variety of services designed to help you thrive financially, from competitive loan rates to personalized banking solutions. Ready to take the next step? Opening an account at Fairwinds is straightforward and welcoming. You can find all the details about eligibility and how to get started by visiting our website at . If you have any questions or want more information, feel free to give us a call at (407) 277-6030. We're here to help you on your journey toward better financial health!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner for your payment processing needs. Our merchant services are designed to simplify transactions and enhance customer experiences. Whether you're a local retailer or a service provider, our tools help you accept payments seamlessly, manage inventory efficiently, and keep track of sales data all crucial for informed decision-making. Come visit us at 1000 Universal Studios Plz Orlando Fl 32819 or call us at (407) 277-6030 to learn how our business banking and commercial services can empower your business journey!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide tailored solutions including merchant services and business loans. We know how important it is to keep your business running smoothly, so our offerings are designed to support your growth while simplifying your financial management.

Credit Cards with Rewards

Our credit cards offer more than just purchasing power they come with rewards! Earn points on every dollar spent that can be redeemed for exciting experiences or cash back. It's an easy way to make your spending work harder for you.

Digital Banking Convenience

With the rise of technology, banking has never been easier. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. From transferring funds to paying bills on-the-go, everything is at your fingertips. Plus, enjoy ATM services for quick cash withdrawals and balance checks without hassle. At Fairwinds, located at 1000 Universal Studios Plz Orlando Fl 32819 in beautiful Orlando, we strive to ensure that all members receive top-notch service along with access to essential financial tools. If you have any questions or need assistance, please feel free to call us at (407) 277-6030. Ready to explore these services further? Visit us today or check out our website at Universal Studios for more information!

Mortgage Options

When it's time to buy a home, having the right mortgage is crucial. At Fairwinds, we offer various mortgage loans and refinancing options that suit different budgets and lifestyles. Whether you're a first-time buyer or looking to refinance your existing home loan, our experienced staff will work with you to find the best solution.

Personal Banking Solutions

Navigating your finances can be easier with our personal banking offerings. We provide checking and savings accounts designed to help you manage your money effectively. Imagine being able to set up an automatic savings plan to reach your goals faster or having a checking account that fits your lifestyle perfectly. Our members appreciate the simplicity and convenience we bring to everyday banking.

Personal Loans

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for debt consolidation or other personal needs, our loan products are designed to help alleviate financial stress without complicated procedures.

Vehicle Financing

If you're in the market for a new car or need financing for a vehicle purchase, our auto loans make it straightforward. With competitive rates and flexible terms, you can drive away knowing you've made a smart choice. Plus, we understand that buying a car is a big decision; that's why our team is here to guide you through each step of the process.

Digital & Online Banking

At Fairwinds, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle while keeping your information safe. With our 24/7 online banking services available at https://www.fairwinds.org/, you can access your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer money, our user-friendly platform makes it easy. You can also enjoy the peace of mind that comes with our electronic signature authorization, allowing you to sign documents securely from the comfort of your home. Keeping track of your finances has never been simpler with e-statements available at your fingertips. Say goodbye to paper clutter and hello to instant access to your account statements whenever you need them. Plus, if you're always on the go, our mobile application lets you manage your accounts right from your smartphone. Need to send money to friends or family? Our person-to-person transfer feature allows you to easily send funds in just a few taps, making splitting bills or sharing expenses hassle-free. And for those moments when you're out shopping, take advantage of our mobile payments feature, which lets you pay directly from your device no wallet needed! At Fairwinds, we're dedicated to providing accessible and efficient banking solutions that fit into your life. Experience the ease and security of managing your finances digitally today!

Financial Strength

At Fairwinds, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your hard-earned savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $21,447 in used auto loans and $3,069,180,467 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is evident as reflected by our $47,523,760, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $17,697,509. With a total of 606,068 share accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 1000 Universal Studios Plz Orlando Fl 32819 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used option, we have the financing solutions to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to offer tailored solutions for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure the home of your dreams.

Refinancing Options

If you're looking to lower your monthly payments or adjust your loan terms, we also provide refinancing options across many of our loan products. This can help you save money over time while making your financial obligations more manageable. At Fairwinds, we're committed to supporting our community's financial health through accessible lending options. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're planning a big purchase or seeking ways to manage existing debt, we're here to help every step of the way. Contact us today or visit our branch for more information about how our loan products can work for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans helping members manage their finances effectively. These cards come with various rewards and benefits that can enhance your purchasing power.

Loan Aggregator

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Fairwinds