Fairwinds Credit Union Orlando FL | Affordable Vehicle Loans & Business Banking

Introduction

At Fairwinds, we believe in building strong financial futures for our members. Located at 105 Aquaris Agora Dr, Orlando, FL 32816, our branch known as Ucf Campus has been serving the community since 1949. With a commitment to providing personalized banking solutions, we proudly support over 232,476 members with a wide range of services tailored to meet their unique needs. While you can visit us at our branch address, official correspondence should be sent to 3075 N. Alafaya Trail, Orlando, FL 32826. Our dedicated team is here to assist you during our operating hours from Monday to Friday, 9:00 a.m. to 5:00 p.m. You can reach us at 407-277-5045 for any inquiries or assistance. With total assets of an impressive $4,832,971,664 and total deposits amounting to $186,382,647, Fairwinds stands as a pillar of financial stability in the community. We have also issued a total of 116,451 loans, helping individuals and families achieve their dreams from purchasing homes to financing vehicles. Under the leadership of our CEO, Larry Tobin, and Board President, Elizabeth Krahmer, we are dedicated to fostering a culture of trust and reliability. Our team of 581 employees works tirelessly to ensure that every member receives exceptional service and support. Whether you need personal banking solutions like checking accounts and auto loans or business services including merchant accounts and business loans, Fairwinds is here for you. Let us guide you on your financial journey. Join us today and discover how Fairwinds can help you soar! Visit our website at fairwinds.org or call us directly for more information.

Branch History & Mission

Community Impact

Fairwinds is not just about banking; it's about making a difference in the communities we serve. We believe in giving back through various outreach programs and partnerships that support local organizations and initiatives. By focusing on community engagement, we help foster economic growth and create opportunities for those around us. In addition to traditional banking services, we've embraced digital advancements to ensure accessibility for all members. Whether through online banking or mobile payments, our goal is to make managing finances easy and convenient. Our operating hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., making it easy for you to stop by whenever it suits you best. Additionally, with ATM availability at our location, accessing your funds has never been easier. As we look toward the future, we invite you to join the Fairwinds family. Experience firsthand how our personalized approach can help you achieve your financial goals while being part of a supportive community. Together, let's build a brighter tomorrow!

Our Mission

The mission of Fairwinds is clear: we aim to empower our members by providing innovative financial solutions that meet their unique needs. We understand that each member's journey is different, which is why we offer personalized services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our commitment extends beyond transactions; we are here to support our members every step of the way. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 3075 N. Alafaya Trail, Orlando, FL 32826.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant features such as ramps and easy entryways, ensuring that everyone can comfortably access our services. Parking is available nearby, making it easy for you to stop by whether you're driving or walking.

Get In Touch!

Ready to explore what Fairwinds has to offer? Don't hesitate to reach out! You can call us at 407-277-5045 if you have questions or want to learn more about our services. We invite you to visit us soon; we look forward to helping you achieve your financial goals!

Operating Hours & Services

You can find us open Monday through Friday from 9:00 a.m. to 5:00 p.m., ready to assist you with personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. If you prefer digital banking, we offer online and mobile banking services that allow you to manage your accounts anytime and anywhere. For added convenience, we have an ATM on-site for quick cash withdrawals and balance checks. While we currently do not offer drive-thru banking or shared service centers at this location, our friendly staff is always available inside the branch to help with any inquiries or transactions you may need.

Member Eligibility

Joining the Fairwinds family means stepping into a community that genuinely cares about your financial well-being. At our branch located at 105 Aquaris Agora Dr, Orlando, FL 32816, we welcome anyone who shares our mission of supporting members in achieving their financial goals. Whether you're a student, a parent, or just starting your career, you may be eligible to become a member. Our criteria are designed to be inclusive and straightforward; you can check all the details by visiting this link. Once you've confirmed your eligibility, opening an account is a breeze! With friendly support at every step, we're here to guide you through the process. If you have any questions or need assistance, feel free to call us at 407-277-5045. We can't wait to help you get started on your journey with Fairwinds!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer essential merchant services that simplify transactions for your business. Imagine a busy restaurant streamlining payments through our point-of-sale systems or a retail store effortlessly managing sales online and in-person. These services not only enhance customer experiences but also improve operational efficiency, allowing you to focus on what you do best running your business. Located at 105 Aquaris Agora Dr Orlando Fl 32816 in Orlando, FL, our team is here to provide the support and resources you need. Reach out to us at (407) 277-5045 to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we've got great news! Our business banking services, including merchant services and business loans, help keep your operations running smoothly. We understand that managing finances is crucial for any business's success, and we're here to support you every step of the way.

Convenient Access

We know convenience matters in today's fast-paced world. That's why at Fairwinds, we offer an array of ATM services for easy cash withdrawals and balance checks. You can find us available during our lobby hours from Monday to Friday, 9:00 a.m. to 5:00 p.m., ready to assist you with any questions or transactions. As we continue to grow, our focus remains on providing personalized service that puts our members first. Your financial journey matters to us, and we're excited to be part of it. For more information about our services or if you have any questions, don't hesitate to reach out! Call us at (407) 277-5045 or visit us online at Ucf Campus. Let's take this journey together!

Credit Cards with Benefits

Looking for a way to earn while you spend? Our credit cards with rewards allow you to gain points or cash back on everyday purchases. It's a smart way to manage your spending while enjoying the benefits that come along with it.

Loans Made Easy

Need a new car? Our auto loans and vehicle financing options make it simple for you to drive off in the vehicle of your choice. We understand that purchasing a home is one of the biggest decisions you'll ever make, which is why we offer competitive mortgage loans and refinancing solutions tailored just for you. If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need.

Personal Banking

Whether you are just starting out or looking to manage your wealth, our personal banking services have you covered. We offer checking and savings accounts that are easy to open and maintain, ensuring that you can manage your daily finances without hassle. Imagine having quick access to your funds with our user-friendly online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere.

Digital & Online Banking

At Fairwinds, we understand that managing your finances should be as easy and secure as possible. That's why we offer a full range of digital and online banking services designed to give you control right at your fingertips. With our user-friendly tools, you can handle all your banking needs anytime, anywhere. One of the standout features is our 24/7 Online Banking service available at https://www.fairwinds.org/. This means you can check balances, make transfers, and pay bills whenever it suits you. Our platform is equipped with E-Statements, allowing you to easily access your financial statements online without the clutter of paper. Plus, you can set up Electronic Signature Authorization, making it simple to sign documents securely from home. If you're on the go, our Mobile Application has got you covered. With this app, you can manage your accounts, send Person-to-Person Transfers in seconds, and even utilize Mobile Payments for quick transactions at stores or online. Everything is designed to make banking feel less like a chore and more like a breeze. Security is a top priority for us. You can trust that your information is safe with our advanced security measures in place. We strive to create a platform that's not only accessible but also puts your safety first. Overall, digital and online banking at Fairwinds means convenience, accessibility, and real-time account management all tailored to fit into your busy lifestyle. Whether you're at home or out and about, you have everything you need for effective money management right in your pocket!

Financial Strength

At Fairwinds, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and proven performance. That's why we are proud to share our financial strength with you. With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, our lending capacity supports your financial goals across various sectors with $21,447 in used auto loans and a total of $3,069,180,467 in loans and leases. Our impressive net income of $47,523,760 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With $17,697,509 available for lending and investments, as well as a growing member base with 606,068 total share accounts, it's clear that Fairwinds is a trusted partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Fairwinds is your trusted partner. Visit us at 105 Aquaris Agora Dr., Orlando FL 32816 or call 407-277-5045 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand your business. We understand the challenges faced by entrepreneurs and are committed to supporting local businesses with financing solutions designed for success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while providing a safety net for unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, tailored to fit your budget and lifestyle. Our team will guide you through the process and help you find the right solution for your housing needs.

Refinancing Options

If you're considering refinancing any of these loans or need assistance understanding eligibility options, our knowledgeable staff is available to discuss personalized solutions that fit your financial situation. At Fairwinds Credit Union in Orlando, we're dedicated to offering comprehensive support tailored to meet your individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you secure the funding you need today!

Loan Aggregator

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Fairwinds