Introduction
Welcome to Fairwinds in beautiful Mount Dora, FL! Located at 18415 Us Highway 441, our branch has been serving the community since 1949, building a legacy of trust and financial empowerment. With over 232,476 members relying on us, we take pride in our commitment to providing personalized service and innovative banking solutions tailored to your needs. At Fairwinds, we understand that your financial journey is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. With total assets exceeding $4.8 billion and deposits reaching $186,382,647, you can rest assured that your finances are in capable hands. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 18415 US Highway 441, Mount Dora, FL 32757-6753. Our dedicated team of 581 employees, led by CEO Larry Tobin and Board President Elizabeth Krahmer, is here to support you every step of the way. With a strong net worth of $496,858,200 and cash on hand amounting to $70,624,771, Fairwinds is not just another credit union; we're a trusted partner in your financial success. Whether you're looking to finance a new vehicle or manage your everyday banking tasks with ease through our online and mobile services, we're here for you. We invite you to stop by or call us at 407-277-6030 during our lobby hours: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 6 PM. Plus, don't forget our Saturday drive-thru hours from 9 AM to 1 PM! Join the Fairwinds family today where your financial goals are our priority! For more information about our services or to explore membership options, visit us at www.fairwinds.org. Let's achieve great things together! Branch History & Mission
Welcome to Fairwinds, a pillar of the Mount Dora community since 1949. Our journey began with a simple mission: to empower our members through accessible financial services that make a difference in their lives. Over the years, we have grown and adapted, always keeping our members at the heart of what we do. Located at 18415 Us Highway 441, Mount Dora, FL 32757, our branch is easily reachable for all your banking needs. Surrounded by the beautiful landscapes of Lake County, we are proud to be part of a community that values connection and support. Whether you are visiting us for personal banking or business services, we are here to assist you with a range of offerings designed to meet your needs. As of today, Fairwinds serves over 232,476 members and manages total assets exceeding $4.8 billion. This growth reflects our commitment to providing exceptional service and innovative solutions. We understand that every member's financial journey is unique, which is why we offer services like auto loans, mortgage refinancing, credit cards with rewards, and various business banking options. Our mission is clear: to provide personalized financial services while actively supporting our community. We believe in giving back and have developed strong partnerships with local organizations to enhance community well-being. Through outreach programs and sponsorships, Fairwinds strives to uplift those around us. In addition to our traditional banking services, we embrace technology to enhance your experience. Members can take advantage of online and mobile banking features for convenience and accessibility. With ADA compliance initiatives in place, we ensure that everyone can benefit from our services without barriers. For your convenience, our branch offers ATM access and drive-thru banking for quick transactions. Our lobby hours are designed to fit your busy schedule: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM for drive-thru service. While members can visit us at 18415 Us Highway 441, official correspondence should be sent to 18415 US Highway 441, Mount Dora, FL 32757-6753 if different from our branch address. We invite you to join the Fairwinds family and experience firsthand how we can support your financial goals while making a positive impact in Mount Dora and beyond. Visit us or call at 407-277-6030 today!
Branch Location & Accessibility
Convenient Access
At Fairwinds, we believe that banking should be easy and stress-free. That's why our branch features ample parking and is designed to be accessible for everyone, including those who may require special accommodations. If you have any questions or need assistance, our friendly staff is always ready to help.
Get in Touch!
Have questions or want to learn more about what we can do for you? Feel free to give us a call at 407-277-6030. We're here to help! Whether you're looking for new financial solutions or just want to ask about our services, we invite you to stop by or reach out today. At Fairwinds, we're committed to making your banking experience as smooth and enjoyable as possible!
Operating Hours
We understand that everyone has busy schedules, so we offer flexible hours to fit your needs. Visit us in the lobby from Monday to Thursday between 9 AM and 4 PM, and on Fridays from 9 AM to 6 PM. Need to stop by on Saturday? Our drive-thru is open from 9 AM until 1 PM to make banking even more convenient for you.
Services at Your Fingertips
Fairwinds offers a variety of services designed to meet your financial goals, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Plus, with ATM access available on-site and drive-thru services for quick transactions, managing your finances has never been easier. While members can visit us at our Mount Dora location for all their banking needs, official correspondence should be sent to the same address: 18415 US Highway 441, Mount Dora, FL 32757-6753.
Member Eligibility
At Fairwinds, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and open to individuals who live, work, or worship in the area. Whether you're looking for personal banking solutions or business services, you'll find that we cater to a variety of needs. Our members enjoy a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to our extensive online and mobile banking features. To learn more about the specific eligibility criteria. If you're ready to take the next step, opening an account with us is easy! Just give us a call at (407) 277-6030 or visit us at 18415 Us Highway 441 Mount Dora Fl 32757. We're here to help you every step of the way as you become part of the Fairwinds family!
Business Banking & Commercial Services
At Fairwinds, we understand that running a business comes with its unique challenges. That's why we offer tailored solutions to help you thrive. Whether you're looking to expand your operations or manage daily expenses, our commercial loan options are designed to support your goals. Imagine a local bakery that dreams of opening a second location. With our member commercial loans, we've funded over $974 for businesses just like yours, enabling them to scale and succeed. Not only do we invest in our members, but we also believe in supporting the broader community. We provide $3 in non-member commercial loans, ensuring flexible financing solutions are available for all. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. With tools that make transactions easy and efficient, you can enhance customer satisfaction and streamline your operations. Visit us at 18415 Us Highway 441 Mount Dora Fl 32757, Mount Dora, FL, or call us at (407) 277-6030 to learn how we can help your business grow!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about buying a new car? Our auto loans and vehicle financing options are tailored to meet your needs. We understand that purchasing a vehicle is a significant decision, so we offer competitive rates and flexible terms. You can enjoy the freedom of driving off in your dream car with manageable monthly payments.
Business Banking
For our business members, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with tools that make managing finances easier.
Convenient Access
We understand that convenience is key in today's busy world. That's why we provide ATM services for quick cash withdrawals and balance checks. Our drive-thru service allows for easy deposits and withdrawals without having to leave your car, making transactions simple and efficient. At Fairwinds, we are committed to ensuring that all members have access to essential banking services both online and offline. Our operating hours are designed for your convenience: Lobby hours run from 9 AM - 4 PM Monday through Thursday, Friday until 6 PM, and Saturday mornings from 9 AM - 1 PM. If you're ready to experience personalized financial services tailored just for you, call us at (407) 277-6030 or visit us at 18415 Us Highway 441 Mount Dora Fl 32757 today! Let us help you achieve your financial goals with confidence and ease.
Credit Cards with Rewards
At Fairwinds, we also offer credit cards with rewards that give back as you spend. Whether it's cash back on purchases or points toward travel, our cards are designed to enhance your spending experience while helping you earn rewards for everyday expenses.
Mortgage Loans & Refinancing
For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide the support you need. We guide you through the process, making it easier than ever to find the right loan for your situation. With competitive rates and personalized service, you'll feel confident in making one of life's biggest investments.
Personal Banking
Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. With our online and mobile banking options, managing your accounts is just a few clicks away, allowing you to check balances and make transfers whenever it suits you.
Personal Loans & Debt Consolidation
If you're facing unexpected expenses or want to consolidate debt, our personal loans can be a great solution. We offer straightforward terms that help simplify your financial obligations, allowing you to focus on what matters most without the stress of multiple payments.
Digital & Online Banking
Accessibility and Ease-of-Use
We strive to make banking easy for everyone. With features like e-statements, electronic signatures, and mobile payments, managing your finances is straightforward and efficient. Our online banking tools empower you with real-time account management so you can always stay on top of your finances. In today's fast-paced world, having reliable digital banking options is essential. At Fairwinds, we're committed to providing you with the tools you need to manage your money effectively and securely. Experience the convenience of our digital services today!
Key Features
With our electronic signature authorization feature, signing documents has never been easier. No more printing or mailing; simply sign electronically and save time. Plus, you can opt for e-statements to stay organized and reduce paper clutter making it easy to track your finances digitally. Need to send money quickly? Our person-to-person transfer service allows you to send money directly to friends or family with just a few taps on your mobile device. And speaking of mobile, our user-friendly mobile application makes banking even more accessible. You can pay bills, check balances, and even make mobile payments with ease.
Online Banking Services
Our robust online banking platform is available 24/7 at https://www.fairwinds.org/. Whether you're checking your balance or transferring funds, you can do it all from the comfort of your home or on the go. We prioritize your security and privacy, ensuring that every transaction is safe and secure.
Financial Strength
At Fairwinds, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our financial strength and the measures we take to ensure your trust and confidence in us. With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,447 in used auto loans and a total of $3,069,180,467 in loans and leases. Our impressive net income of $47,523,760 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $17,697,509. Additionally, the total number of share accounts has reached an impressive 606,068, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 18415 Us Highway 441 Mount Dora FL 32757 or call 407-277-6030 to learn more about how we can help you achieve your financial goals. Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. We can help you finance both new and used vehicles with flexible terms that fit your budget.
Business Financing
For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your journey. If you're interested in refinancing or exploring eligibility options for any of our products, feel free to reach out to us at 407-277-6030. Our team is ready to assist you in finding the best solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at 18415 Us Highway 441 Mount Dora FL 32757 or check out our website at Fairwinds for more information on how we can help you achieve your financial dreams!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, allowing you to secure a place you can call your own.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans. With a total of $93,761,364 in loans helping members manage their finances effectively, our credit cards are designed to give you purchasing power without the need for collateral.
Loan Aggregator
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