Fairwinds Credit Union Longwood FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Fairwinds, your trusted financial partner since 1949! Located at 397 Wekiva Springs Rd, Longwood, FL 32779, our branch is dedicated to serving the needs of our community with personalized banking solutions that make a difference. With a strong commitment to our members, we have grown to support over 232,476 members and manage total assets of $4,832,971,664. At Fairwinds, we believe in putting people first. Our total deposits amount to an impressive $186,382,647, which reflects the trust our members place in us. We are proud of our robust lending capabilities as well, with 116,451 loans and leases provided to help fulfill dreams and aspirations within our community. Our leadership team is here for you! Under the guidance of CEO Larry Tobin and Board President Elizabeth Krahmer, we focus on creating lasting relationships and promoting financial wellness. Whether you need personal banking services like checking accounts or auto loans, or business banking solutions such as merchant services and business loans, we're ready to assist. While members can visit us at our branch location for face-to-face service during our lobby hours (M-Th 9 AM - 4 PM; Fri 9 AM - 6 PM; Sat 9 AM - 1 PM), we also provide convenient online and mobile banking options for those who prefer digital access. For official correspondence, please use our mailing address: 397 Wekiva Springs Rd, Longwood, FL 32779-6200. With a net worth of $496,858,200 and cash reserves totaling $70,624,771, Fairwinds stands strong in its commitment to financial stability. Our team is here to help you navigate your financial journey with confidence. Ready to experience the Fairwinds difference? Call us today at 407-277-6030 or visit our website at www.fairwinds.org to learn more about how we can support your financial goals. Join us as we continue to empower individuals and businesses in Longwood and beyond!

Branch History & Mission

Community Focus

We are not just about numbers; we're about people. Our branch is committed to giving back through various outreach initiatives and partnerships within the Longwood area. We strive to make a positive impact by supporting local events and organizations that align with our values. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgages, we have embraced digital advancements that make banking easier and more accessible for everyone. Our members enjoy online banking options including mobile payments and person-to-person transfers. We also maintain ADA compliance standards to ensure all members can access our services comfortably. While members can visit us at 397 Wekiva Springs Rd Longwood Fl 32779, official correspondence should be sent to 397 Wekiva Springs Rd, Longwood, FL 32779-6200. For those who prefer face-to-face interactions or need assistance outside regular hours, we offer drive-thru banking and ATM availability for your convenience.

Join Us

At Fairwinds in Longwood, we invite you to experience the benefits of membership firsthand. Our friendly staff is here to guide you every step of the way as you navigate your financial journey. Whether you're looking for personal banking solutions or business services, we are dedicated to finding the right fit for your needs. To learn more about what Fairwinds has to offer or if you're ready to become part of our growing family, please give us a call at (407) 277-6030 or visit our website at Fairwinds. Join us today and let us help you achieve your financial goals!

Our Story

Fairwinds is located at 397 Wekiva Springs Rd, Longwood, FL 32779, a vibrant area that reflects the spirit of our community. We have witnessed tremendous growth and change throughout the years. Our journey began as a small credit union focused on providing accessible financial services. Today, with total assets amounting to $4,832,971,664, we stand as a testament to our commitment to the people we serve. Our mission is simple yet powerful: to empower our members by providing exceptional financial services while fostering community support. At Fairwinds, we believe that everyone deserves access to quality banking services that can help them achieve their dreams whether it's purchasing a new home, buying a car, or managing day-to-day expenses.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to give us a call at (407) 277-6030! We're excited to help you on your financial journey and encourage you to come by our branch soon. Your community credit union is here for you every step of the way!

Getting Here

Parking is plentiful and easily accessible, with features that ensure everyone can visit us comfortably. Our branch is ADA compliant, so you'll find ramps and other accommodations to help make your experience smooth from the moment you arrive.

Operating Hours

At Fairwinds, we want to be available when you need us. Our lobby is open Monday through Thursday from 9 AM to 4 PM, and on Fridays, we extend our hours until 6 PM for your convenience. If you need to use our drive-thru service, we're here for you Monday through Friday from 8 AM to 6 PM and on Saturdays from 9 AM to 1 PM.

Services Offered

We offer a variety of services tailored to meet all your banking needs. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our team is ready to assist you. Plus, with ATM availability and basic drive-thru banking services for deposits and withdrawals, managing your finances has never been easier. While members can visit us at 397 Wekiva Springs Rd Longwood Fl 32779, official correspondence should be sent to our mailing address: 397 Wekiva Springs Rd, Longwood, FL 32779-6200.

Member Eligibility

At Fairwinds, we're excited to welcome you into our community where your financial well-being is our priority. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our local area. We believe everyone deserves access to quality financial services that empower them to reach their goals. With membership at Fairwinds, you'll enjoy benefits like competitive loan rates, personalized service, and a range of financial products designed just for you. To get started, just visit us at our branch located at 397 Wekiva Springs Rd Longwood Fl 32779 or give us a call at (407) 277-6030. We're here to guide you through the easy account opening process and answer any questions you might have. For more detailed eligibility criteria, check out this resource. Join us today and take the first step towards a brighter financial future!

Business Banking & Commercial Services

Loan Options That Empower Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Your Needs

In addition to loans, we offer a range of merchant services that simplify everyday transactions for your business. Imagine accepting payments easily, whether through credit cards or mobile wallets this convenience can enhance customer satisfaction and boost sales. Our solutions are crafted to fit the unique needs of local businesses like yours. Visit us at 397 Wekiva Springs Rd Longwood Fl 32779 in Longwood, FL or call us at (407) 277-6030 to discover how our business banking services can help you thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide flexible financing options that fit your budget. We understand how important it is to get on the road quickly, so our application process is straightforward and fast. Our team is here to guide you through every step, ensuring you find the right vehicle financing plan that works for you.

Business Banking

For our business members, Fairwinds offers comprehensive banking solutions including merchant services and business loans tailored to meet the unique needs of small businesses. Whether you're just starting out or looking to expand, we're here to support your entrepreneurial journey.

Convenient Access

We know convenience matters. That's why we provide ATM and cash withdrawal services at locations throughout the area and offer basic drive-thru banking for quick deposits or withdrawals without leaving your car. Plus, with our mobile app and online banking options available 24/7, managing your finances has never been easier. At Fairwinds in Longwood, FL, we're committed to supporting our members through every stage of their financial journey. If you're interested in learning more about any of these services or want personalized assistance from our friendly staff, don't hesitate to reach out at 407-277-6030 or visit us in person! Let us help you achieve all of your financial goals today!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you points towards exciting perks like travel discounts or cashback offers. This means that when you're shopping for groceries or dining out, you're also working towards rewards that benefit you in the long run.

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance an existing mortgage, we offer mortgage loans with competitive rates and terms. Picture yourself settling into your dream home while enjoying manageable monthly payments. Our experienced mortgage specialists will help simplify the process, making it easier for you to achieve homeownership.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your finances effectively. Imagine having a checking account that not only makes everyday transactions simple but also offers competitive interest rates on your savings. With Fairwinds, you can easily access your accounts through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills anytime and anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's why we provide personal loans that can assist with everything from medical bills to home repairs. Additionally, if you're juggling multiple debts, our debt consolidation options may help streamline your payments into one manageable monthly installment.

Digital & Online Banking

Convenient Online Access

With our online banking platform available at https://www.fairwinds.org/, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Whether you're at home or out and about, our 24/7 online banking services give you real-time access to your accounts. No more waiting in line or rushing to the bank before it closes!

Mobile Banking Made Easy

For those who love using their smartphones, our mobile application is perfect for managing your finances on the go. You can enjoy features like mobile payments that let you pay for purchases directly from your phone. Have friends who need money? Our person-to-person transfer option makes sending money as simple as a few taps. With all these tools at your fingertips, managing your finances has never been easier. At Fairwinds, we're committed to providing accessible and user-friendly services that fit into your busy life while keeping your information safe and secure. Experience hassle-free banking today!

User-Friendly Features

We also provide e-statements for those who prefer going paperless. This feature not only helps the environment but also allows you to access your financial statements quickly and easily. Plus, with our electronic signature authorization, signing documents is a breeze no more printing and scanning required.

Financial Strength

Commitment to Growth

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial goals is evident in our lending capacity, which supports various needs whether you're looking for auto financing or personal loans. We currently offer $21,447 in used auto loans and have a total of $3,069,180,467 in loans and leases. Our operational efficiency shines through with a reported net income of $47,523,760, enabling us to keep providing competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 397 Wekiva Springs Rd Longwood Fl 32779 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Dedicated Team at Your Service

We pride ourselves on having a dedicated team ready to assist you. With 570 full-time employees and 11 part-time employees, our branches are always prepared to provide knowledgeable service tailored to your needs. The trust placed in us is reflected by our total share accounts of 606,068, showcasing a growing member base that relies on us for their financial journey.

Member-Centric Savings Options

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. While we have $0 in money market shares available, our focus remains on providing you with secure and beneficial options tailored to your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can make your purchase easier and more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to supporting your endeavors through tailored lending solutions. At Fairwinds, we also recognize that sometimes refinancing is necessary to better align with your current financial situation. We provide eligibility options to help you explore ways to lower your monthly payments or access cash for other needs. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan or need assistance with a mortgage or personal loan, our team is here to guide you through every step of the process. Call us today at 407-277-6030 for more information or visit us at our branch in Longwood!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans helping members manage their finances effectively. These cards come with benefits designed to make everyday purchases easier while also offering rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, making buying or refinancing simple. We provide competitive rates and flexible terms to help you settle into your dream home without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

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Fairwinds