Fairwinds Credit Union Longwood FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Fairwinds, where your financial journey is our top priority! Located at 800 E State Road 434, Longwood, FL 32750, our branch has been serving the community since 1949. With a commitment to providing exceptional service, we are proud to support over 232,476 members with a wide range of financial products tailored to meet your needs. At Fairwinds, we believe in building strong relationships with our members and the communities we serve. Our total assets amount to a robust $4,832,971,664, showcasing our stability and dedication to your financial well-being. We offer competitive rates on various loans having facilitated 116,451 loans and leases while ensuring your savings are safe with total deposits reaching $186,382,647. Under the leadership of our CEO, Larry Tobin, and Board President, Elizabeth Krahmer, we strive to create an environment where everyone feels welcome and valued. Our friendly team of 581 employees is here to assist you through every stage of your financial journey. While members can visit us at our branch location for personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards official correspondence should be sent to the same address: 800 E State Road 434, Longwood, FL 32750. You can also reach us by phone at 407-277-6030 or fax at 407-658-6149. Ready to take control of your finances? Visit us today or explore more about what we offer online at Fairwinds. Your trusted partner in financial success awaits!

Branch History & Mission

Our Journey

Fairwinds began its journey as a local credit union focused on meeting the financial needs of our members. From humble beginnings, we embraced the spirit of cooperation and community support. As we expanded our services, we remained committed to providing personalized banking solutions that empower individuals and families to achieve their financial goals. Our branch address is conveniently situated near several key landmarks in Longwood, making us easily accessible for all your banking needs. Whether you're stopping by for personal banking services or exploring options like auto loans and mortgages, our friendly team is here to assist you. While members can visit us at 800 E State Road 434, official correspondence should be sent to the same address. Our operating hours are designed to accommodate your schedule: Lobby hours run Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Drive-Thru service is available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 1 PM.

Our Mission

At Fairwinds, our mission is clear: we strive to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to quality banking solutions that cater to their unique needs. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. We also prioritize digital advancements for your convenience. With features such as online banking and mobile payments available at your fingertips, managing your finances has never been easier. Additionally, we ensure ADA compliance so that all members can enjoy our services comfortably. Community outreach is a cornerstone of our values. We actively engage in partnerships and initiatives that give back to Longwood and surrounding areas. Our commitment extends beyond transactions; we want to make a meaningful impact on the lives of those we serve. As you explore what Fairwinds has to offer, we invite you to join us in this journey towards financial well-being. Experience the difference of being part of a credit union that truly cares about its members and their futures. For any inquiries or assistance, feel free to reach out at (407) 277-6030. Together with you, we look forward to building brighter financial futures!

Branch Location & Accessibility

Convenient Access and Features

Our location is designed with your convenience in mind. We have ample parking available so you can easily find a spot when you visit. Plus, our branch is ADA-compliant, ensuring everyone has access without any hassle. If you're on the go, take advantage of our drive-thru banking services for quick transactions without leaving your vehicle. While members can visit us at 800 E State Road 434, official correspondence should be sent to the same address for convenience. You can reach us by phone at 407-277-6030 if you have any questions or need assistance.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 6 PM. Need to visit on Saturday? Our drive-thru service is available from 9 AM to 1 PM to accommodate your weekend plans.

Services Tailored for You

At Fairwinds, we offer a range of services tailored just for you from personal checking and savings accounts to auto loans and mortgage options. Our friendly staff is here to help you navigate these offerings, ensuring you find the best solutions for your financial goals.

Visit Us Today!

We invite you to come by and experience the welcoming atmosphere at Fairwinds in Longwood. Whether you're opening an account or seeking advice on loans, we're here to help. Stop by today or give us a call; we look forward to serving you!

Member Eligibility

Becoming a member of Fairwinds is like joining a welcoming family that genuinely cares about your financial well-being. If you live, work, or worship in the areas we serve, you're likely eligible to join us! At Fairwinds, we strive to make membership easy and accessible. Our friendly team is here to guide you through the simple process of opening an account. Whether you're looking for personal banking options, auto loans, or business services, being part of our community means having access to a variety of financial products tailored just for you. For more detailed eligibility criteria, feel free to visit our resource page at . If you have any questions or need assistance, don't hesitate to give us a call at (407) 277-6030. We look forward to welcoming you at our branch located at 800 E State Road 434 Longwood Fl 32750!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine running your store and effortlessly accepting payments from customers, whether they're paying with a card or through mobile apps. Our goal is to make transactions easy so you can focus on what really matters growing your business. Located at 800 E State Road 434 Longwood Fl 32750 in Longwood, FL, our dedicated team is here to assist you every step of the way. Contact us today at (407) 277-6030 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs offer easy access for withdrawals and balance checks without hassle. Additionally, our drive-thru service makes simple transactions like deposits or withdrawals quick and efficient. At Fairwinds, we're committed to making banking accessible and straightforward for all our members. If you're ready to learn more about how we can serve you better or if you have any questions about our services, don't hesitate to reach out! Call us at (407) 277-6030 or visit us today at 800 E State Road 434 Longwood Fl 32750 in beautiful Longwood, FL. Join us at Longwood where we prioritize community relationships and strive for excellence in all our offerings!

Auto Loans & Vehicle Financing

Are you considering buying a new car? Our auto loans offer flexible financing options that make it easier than ever to get behind the wheel. With competitive rates and personalized support, we help streamline the process so you can focus on choosing the right vehicle for your needs.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to support growth and success. We recognize the challenges faced by businesses today and aim to provide solutions that empower you to thrive.

Credit Cards with Rewards

Make everyday purchases more rewarding with our credit cards that come with benefits like cash back and points for travel. These cards not only help build your credit but also provide perks that enhance your shopping experience.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. We guide you through every step of purchasing or refinancing your home, ensuring that you find the best solution for your situation. From first-time homebuyers to seasoned investors, we're here to help turn your real estate dreams into reality.

Online & Mobile Banking

In today's busy world, managing your finances should be convenient. With our robust online and mobile banking features, you can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer. Accessibility is key our digital banking tools allow you to stay in control no matter where life takes you.

Personal Banking

Our personal banking options include checking and savings accounts designed to fit different lifestyles. Whether you're looking for the convenience of easy online access or a straightforward way to manage your day-to-day expenses, we've got you covered. Plus, with our competitive interest rates on savings accounts, you can grow your money while enjoying easy access.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans provide quick access to funds when you need them most. If you're looking to simplify your finances, consider our debt consolidation loans that can help combine multiple payments into one manageable monthly payment.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to bank on the go. You can deposit checks using your smartphone and make person-to-person transfers with ease. If you've ever needed to send money quickly to a friend or family member, you'll appreciate the convenience of our person-to-person transfer option. Security is also a top priority at Fairwinds. We provide electronic signature authorization for added peace of mind when completing transactions online. Plus, our e-statements feature means you can receive your account statements securely via email rather than through traditional mail helping you stay organized while protecting your personal information. For those who prefer using their smartphones for payments, our mobile payments feature allows you to make purchases quickly and securely right from your device. It's all part of our commitment to providing you with tools that enhance your financial life. In a world that never stops moving, having access to your accounts anytime, anywhere is essential. With services like these, we ensure that managing your finances is not just easy but also secure. Join us at Fairwinds and discover how our digital banking solutions can simplify your everyday banking needs!

Financial Strength

Growing Together

We're proud to have a strong member base with a total of 606,068 share accounts. This shows that more people are trusting us with their finances every day. With net shares available for lending and investments totaling $17,697,509, we're poised for continued growth alongside our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 800 E State Road 434 Longwood Fl 32750 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $21,447 in used auto loans and $3,069,180,467 in total loans and leases available for you.

Member Savings and Growth

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. We also prioritize our members by focusing our resources on their needs unlike traditional banks with non-member deposits at $19,891,421. This commitment allows us to provide better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 570 full-time employees and 11 part-time employees who are dedicated to serving you with knowledge and commitment.

Our Financial Health

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to various budgets, ensuring you can find the right fit for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand. We understand the unique challenges businesses face and aim to provide tailored solutions that help your company thrive. If you are interested in refinancing any of these products or want to learn more about eligibility options, feel free to reach out. We're committed to working with you every step of the way. For more information about our loan offerings or to speak with one of our representatives, please call us at (407) 277-6030. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 800 E State Road 434 Longwood Fl 32750 or check out our website at https://www.fairwinds.org/ for additional details on how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process and help you secure a loan that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans helping members manage their finances effectively. These cards are designed for convenience and flexibility, allowing you to handle unexpected expenses without stress.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps users navigate the often complex world of loans. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they see on the platform. One of the key benefits of using LendMesh is its dedication to verified data. All loan offers are sourced from legitimate financial institutions, guaranteeing that users receive honest and straightforward comparisons. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, our goal is to provide unbiased results that empower users to make informed decisions. LendMesh also offers real-time rate comparisons. Users can view up-to-date loan rates from multiple institutions at a glance, which helps them identify the best deals quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for an efficient way to compare loans without the noise of advertisements or hidden fees, LendMesh is your go-to resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Fairwinds