Fairwinds Credit Union Lake Mary FL | Quick Personal Loans & Auto Financing

Introduction

Welcome to Fairwinds, your trusted partner in financial success right here in Lake Mary, FL. Located at 2879 W Lake Mary Blvd, we have been serving our community since 1949, proudly supporting our members with a range of personal and business banking solutions. With a strong membership base of over 232,476, we emphasize building lasting relationships and offering exceptional services tailored to your needs. At Fairwinds, we understand that financial well-being is essential for a thriving community. That's why we manage an impressive $4,832,971,664 in total assets and provide various loan options, including auto loans and mortgages, with a total of 116,451 loans issued. Our commitment to you is reflected not only in our robust financial standing but also in the dedicated team of 581 employees who are here to assist you every step of the way. Our CEO, Larry Tobin, alongside Board President Elizabeth Krahmer, leads Fairwinds with a vision for growth and community engagement. We pride ourselves on transparency; our net worth stands at $496,858,200, ensuring that your deposits currently totaling $186,382,647 are secure and well-managed. Plus, with $70,624,771 cash readily available on hand, we can swiftly meet your financial needs. While members can visit us at our branch location for face-to-face assistance or utilize our online services through our website fairwinds.org, official correspondence should be sent to the same address: 2879 W Lake Mary Blvd, Lake Mary, FL 32746-3598. We invite you to experience the difference at Fairwinds Credit Union. Whether you're looking for personal banking solutions or business support, feel free to reach out to us at (407) 277-6030. Our doors are open to help you achieve your financial goals!

Branch History & Mission

Community Engagement

Fairwinds actively participates in community outreach efforts, partnering with local organizations to support various initiatives that uplift those around us. We understand that a strong community benefits everyone, which is why we invest time and resources into programs that promote financial literacy and well-being. While members can visit us at 2879 W Lake Mary Blvd, official correspondence should be sent to 2879 W Lake Mary Blvd, Lake Mary, FL 32746-3598 if different from the branch address. You can reach us at 407-277-6030 during our operating hours: Lobby hours are Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Drive-Thru service is available Monday through Friday from 8 AM to 6 PM as well as Saturday from 9 AM to 1 PM.

Join Us Today!

As we look towards the future, we invite you to join Fairwinds and experience the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future for you and our community! Visit us today or check out more at Fairwinds.

Our Mission

At the heart of Fairwinds lies our mission: to empower individuals and families by providing exceptional financial services while fostering community support. We believe that everyone deserves access to quality financial resources and education that can help them achieve their goals. Whether you're looking for assistance with mortgage loans, vehicle financing, or simply need guidance on managing your finances, we're here for you every step of the way. We are committed to ensuring that our services are not only accessible but also inclusive. Our branch is ADA compliant, allowing us to serve all members of the community effectively. With features such as online banking and mobile payments, we embrace technological advancements that make banking easier for everyone.

Branch Location & Accessibility

Call to Action

Have questions or want to learn more about what we can do for you? Feel free to give us a call at 407-277-6030 or stop by our branch today! We look forward to welcoming you into the Fairwinds family and helping you achieve your financial goals.

Operating Hours

At Fairwinds, we strive to make banking easy and flexible for you. Our lobby is open Monday through Thursday from 9 AM to 4 PM and on Friday from 9 AM to 6 PM. Need to stop by on Saturday? Our drive-thru is open from 9 AM to 1 PM, making it even easier for you to manage your banking tasks during the weekend.

Parking and Accessibility Features

We prioritize your convenience with ample parking available right outside our doors. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can visit us comfortably.

Services Offered

Our friendly team is ready to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also offer online and mobile banking solutions for those who prefer managing their finances from home.

Member Eligibility

At Fairwinds, we believe that everyone deserves a chance to be part of a caring community. Joining us as a member is simple and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible for membership. We pride ourselves on inclusivity, ensuring that our members can enjoy all the benefits we offer, from personalized service to competitive rates on loans and savings accounts. To start your journey with us at Fairwinds, located at 2879 W Lake Mary Blvd Lake Mary Fl 32746, just give us a call at (407) 277-6030 or visit our website for more details on how to become a member. You can also find up-to-date eligibility information here. We're excited to welcome you into our community where your financial well-being is our top priority!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments seamlessly while managing your cash flow effectively. Our merchant services provide you with tools to process transactions quickly, whether it's through credit card payments or mobile wallets. This means faster service for your customers and improved efficiency for your operations. Located at 2879 W Lake Mary Blvd Lake Mary Fl 32746 in Lake Mary, FL, we invite you to explore how our tailored solutions can elevate your business. Contact us at (407) 277-6030 today to learn more about how we can partner in your success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Fairwinds is here to support you as well. We offer merchant services and business loans to help you grow and manage your business effectively. Whether it's equipment financing or working capital, we're dedicated to helping your business thrive.

Credit Card Options

Don't forget about our credit cards with rewards! These cards not only provide a flexible payment option but also allow you to earn points on your everyday purchases, making them a great choice for savvy spenders.

Digital Banking Convenience

In today's fast-paced world, managing your finances online is essential. Our online and mobile banking services give you the flexibility to handle transactions from anywhere. You can check balances, transfer funds, pay bills, and even make person-to-person payments with ease. Plus, our ATM and cash withdrawal services ensure that you have access to your money when you need it most.

Drive-Thru & ATM Services

For those who prefer in-person interactions without stepping inside the branch, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. Our ATMs are equipped for quick access so that balance checks and cash withdrawals are just a few taps away. We invite you to visit us at Fairwinds or give us a call at (407) 277-6030 if you have any questions about our services or how we can assist you in achieving your financial goals. Your journey towards better banking starts here!

Personal Banking Services

When it comes to personal banking, we have you covered with various options. You can open checking and savings accounts that suit your lifestyle, whether you're saving for a big purchase or just need a place for daily expenses. If you're looking to finance a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car. For those considering purchasing a home or refinancing an existing mortgage, we offer competitive mortgage loans designed to fit different budgets and goals. Need some extra cash? Our personal loans can help with debt consolidation or unexpected expenses, giving you peace of mind.

Digital & Online Banking

Experience Easy Banking

At Fairwinds, we believe that banking should fit into your life without hassle. Our user-friendly features mean you spend less time worrying about finances and more time enjoying what matters most to you. So whether you're checking your balance during lunch or making a payment late at night, we've got you covered with the tools you need for effective account management.

Key Services for Your Convenience

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, with electronic signature authorization available, signing documents has never been easier no need to visit a branch or print anything out!

Stay Updated and Secure

We also provide e-statements, so you can view your account statements electronically instead of waiting for them to arrive in the mail. This not only helps the environment but keeps your information secure and easily accessible. And don't forget about our mobile application! With it, you can manage your accounts right from your smartphone, including making mobile payments with just a few taps.

Financial Strength

Committed Team

We also take pride in having 570 full-time employees and 11 part-time employees who are dedicated to providing exceptional service. Our knowledgeable team is always ready to assist you with your banking needs.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This strategy reinforces our commitment to serving you effectively.

Growing Membership Base

With a total of 606,068 share and deposit accounts, our strong and growing member base shows that many trust us with their finances. This community-driven approach strengthens our ability to offer personalized service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 2879 W Lake Mary Blvd Lake Mary Fl 32746 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our capacity to support your financial goals is evident with $21,447 in used auto loans and $3,069,180,467 in total loans and leases. Whether you're looking for financing for a vehicle or other personal needs, we're here to help make it happen.

Operational Efficiency

Our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This healthy income stream supports ongoing improvements in services tailored to your needs.

Reinvesting for Growth

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to adapt and grow while ensuring your assets remain secure.

Secure Savings Options

Members' savings are secured through $1,017,123,120 in share certificates, providing stable and rewarding financial growth opportunities. While we currently do not have money market shares available, our commitment to safeguarding your deposits remains unwavering.

Strong Net Worth

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have flexible financing options tailored for you.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $876,661,123 provide the capital needed to expand your operations. We understand the unique challenges businesses face and are committed to helping you succeed. At Fairwinds, we prioritize transparency and member service. If you have questions about eligibility or refinancing options for any of our loan products, don't hesitate to reach out! You can contact us at 407-277-6030 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Credit Cards and Personal Loans

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans. With a total of $93,761,364 in unsecured credit card loans helping members manage their finances effectively, you can access funds when you need them most without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, we strive to provide competitive rates and terms that can fit your budget. We also have refinancing options available if you're looking to lower your monthly payments or take cash out.

Loan Aggregator

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Fairwinds