Fairwinds Credit Union Kissimmee FL | Top Auto Loans & Personal Banking

Introduction

Welcome to Fairwinds, your trusted financial partner located at 2975 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744. Since opening our doors in 1949, we have been dedicated to serving the community with integrity and commitment. With a robust membership of over 232,476 individuals, we pride ourselves on providing personalized banking solutions tailored to your needs. At Fairwinds, we understand that financial goals vary from person to person. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets stand strong at an impressive $4,832,971,664, ensuring that we have the resources to support you every step of the way. Our commitment extends beyond just numbers; it's about building lasting relationships within our community. Under the leadership of our CEO, Larry Tobin, and Board President, Elizabeth Krahmer, we strive to create a welcoming environment where members feel valued and supported. Our team of 581 employees is here to help guide you through your financial journey. While members can visit us at our branch in Kissimmee for all their banking needs, any official correspondence should be directed to the same address: 2975 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744. With total deposits of $186,382,647 and total loans amounting to 116,451, we are well-equipped to help you achieve your financial dreams. Whether you're looking for a new vehicle or planning for homeownership, Fairwinds is here for you. Feel free to reach out by calling us at 407-277-6030 or explore our website at www.fairwinds.org for more information on how we can assist you today! Join us in making every financial goal a reality your journey starts with Fairwinds!

Branch History & Mission

Commitment to Community

Fairwinds is dedicated to making a difference in Kissimmee and beyond through various outreach programs and partnerships. We actively participate in local events and support initiatives aimed at improving lives within our community. By investing in local charities and educational programs, we strive to create lasting change that benefits everyone.

Join Us Today

We invite you to be part of the Fairwinds family. Experience the advantages of being a member whether it's through personalized service at our branch or utilizing our digital platforms for ease of banking on-the-go. Visit us during our operating hours: Monday through Thursday from 9 AM - 4 PM, Friday from 9 AM - 6 PM, or Saturday from 9 AM - 1 PM for drive-thru services. Let's work together towards your financial goals! For inquiries, feel free to reach out at (407) 277-6030. Join Fairwinds today and discover how we can help you thrive financially while making an impact in your community!

Our Evolution

From our humble beginnings, Fairwinds has continuously evolved to meet the changing needs of our members and the community. With each passing year, we have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and credit cards that reward our members for their loyalty. As technology progressed, so did we; today, we proudly offer online and mobile banking options that make managing finances convenient and secure.

Our Mission

Our mission at Fairwinds is simple yet impactful: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that everyone deserves access to financial education and resources that empower them to achieve their goals. This philosophy drives us to provide not just banking services but also support initiatives that uplift those around us. While members can visit us at 2975 E Irlo Bronson Memorial Hwy Kissimmee Fl 34744, official correspondence should be sent to 2975 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744. We are more than just a bank; we are a partner in your financial journey.

Branch Location & Accessibility

Convenient Access and Services

At our Kissimmee - St Cloud branch, we prioritize your convenience. We offer ample parking spaces and ADA-compliant facilities to ensure everyone can access our services comfortably. With our drive-thru banking option, you can quickly handle deposits and withdrawals without leaving your car. Plus, our ATM is available for those who prefer to manage their finances on-the-go. Our lobby hours are welcoming too! We're open Monday through Thursday from 9 AM to 4 PM and extend our hours on Fridays until 6 PM. On Saturdays, you can visit our drive-thru from 9 AM to 1 PM. Feel free to stop by during these hours or give us a call at 407-277-6030 if you have any questions or need assistance.

Stay Connected

While you can always visit us at our branch location, please note that official correspondence should be directed to the same address: 2975 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744. We invite you to explore all that Fairwinds has to offer from personal banking services like checking and savings accounts to auto loans and mortgages. Our friendly team is here to help you navigate your financial journey with ease. Come visit us today and experience the Fairwinds difference!

Member Eligibility

At Fairwinds, we believe that everyone deserves to be part of a community that cares. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in Osceola County or one of the surrounding areas, you're likely eligible to become a member. Plus, immediate family members of current members can join too! Being part of Fairwinds means gaining access to a variety of financial services tailored just for you, from personal banking options to rewarding loan products. You can find more details on our eligibility criteria by visiting this link. Opening an account at Fairwinds is easy and straightforward. Just give us a call at (407) 277-6030 or stop by our branch located at 2975 E Irlo Bronson Memorial Hwy Kissimmee Fl 34744 during our convenient hours. We're here to help you every step of the way as you start your journey with us. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers while keeping track of sales effortlessly. Our merchant services offer just that allowing you to focus on what you do best: running your business. From credit card processing to point-of-sale systems, we equip you with tools that simplify transactions and enhance customer satisfaction. Located at 2975 E Irlo Bronson Memorial Hwy Kissimmee Fl 34744 in Kissimmee, FL, we're here to partner with you on your journey toward success. Reach out to us at (407) 277-6030 to learn more about how our tailored services can benefit your business today!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also provide essential cash withdrawal services through our ATMs, ensuring you're never far from accessing your funds. For those who prefer face-to-face interactions without stepping inside the branch, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions. At Fairwinds, we aim to be more than just a place for transactions; we want to be a partner in your financial journey. To explore all these services further or if you have questions about how we can help you specifically, please don't hesitate to reach out at (407) 277-6030. We look forward to serving you! Visit us today at 2975 E Irlo Bronson Memorial Hwy Kissimmee Fl 34744, or check out our website at Kissimmee - St Cloud for more information on how we can assist you!

Business Banking Services

For business owners, we offer essential tools through our business banking services. This includes merchant services for easy payment processing and business loans to help you expand or improve your operations. We're here to ensure that your business has the financial backing it needs to thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our robust online and mobile banking services. Whether you're checking balances, transferring funds, or paying bills, you can do it all from the comfort of your home or on-the-go using our mobile application. With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Personal Banking Solutions

We understand that everyone has unique financial needs. That's why our personal banking services include checking and savings accounts designed for everyday transactions and long-term savings goals. If you're looking to finance a new car, our auto loans and vehicle financing options offer competitive rates that can help you drive away in the vehicle of your dreams. For those considering home ownership or wanting to refinance, our mortgage loans come with various plans that fit different budgets. In addition, if life throws you unexpected expenses, our personal loans and debt consolidation services can provide the support you need to regain control of your finances. Plus, don't forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

Access Anytime, Anywhere

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Simply visit us at https://www.fairwinds.org/ to explore all the features we offer. Whether you're at home or on the go, accessing your account is just a few clicks away.

Easy Transactions

Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and hassle-free. Plus, with our mobile payments option, you can make purchases directly from your smartphone without the need for cash or cards. It's all about making your life easier!

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available, you can view your account statements online anytime. Not only does this save trees, but it also keeps your financial information organized and secure.

Secure and User-Friendly

Your security is our top priority. We use advanced technology for electronic signature authorization, ensuring that your transactions are safe and protected. Plus, our user-friendly mobile application allows you to manage your finances with ease whether you're checking balances or making payments. At Fairwinds, we believe in empowering our members with tools that enhance their financial well-being. Experience the freedom of digital banking today!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share Accounts stand at 606,068, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $17,697,509, we are well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 2975 E Irlo Bronson Memorial Hwy Kissimmee Fl 34744 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is strong with $21,447 in used auto loans and $3,069,180,467 in total loans and leases supporting various member financial goals.

Member-Centric Savings

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding growth opportunities. While we currently do not have money market shares available, our focus remains on maximizing member benefits through tailored products.

Operational Efficiency

Our success is reflected in our impressive $47,523,760, which showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees who are dedicated to providing you with exceptional service.

Strong Financial Health

With a net worth of $496,858,200, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners looking for growth opportunities, our outstanding commercial loans totaling $876,661,123 provide the capital needed to expand and succeed. Additionally, if you're considering consolidating debt or need personal financing solutions, we offer various personal loans suited for different financial situations. We also encourage potential borrowers to explore refinancing options available for all types of loans. Refinancing can help lower your monthly payments or even reduce interest rates based on your current financial status. If you're interested in learning more about any of these loan products or want to discuss eligibility requirements further, feel free to reach out to us at (407) 277-6030. Our team is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Fairwinds, we're committed to providing you with accessible financial solutions that empower you on your path to success.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans to help our members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, make buying or refinancing simple. We provide flexible terms designed to meet your needs and help you secure the home of your dreams.

Unsecured Credit Cards

Managing day-to-day expenses can be easier with our unsecured credit card loans. With a total of $93,761,364 in loans helping members manage their finances effectively, our credit cards come with flexible terms that allow for responsible spending without breaking the bank.

Loan Aggregator

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Fairwinds