Fairwinds Credit Union Deland FL | Best Auto Loans & Checking Accounts

Introduction

Welcome to Fairwinds, your trusted partner in financial growth and community support right here in beautiful Deland, FL! Located at 302 E New York Ave, we have proudly served our members since 1949. With a robust membership base of 232,476, we are committed to providing the best financial solutions tailored to meet your needs. At Fairwinds, we believe in empowering our members through personal banking services, including checking and savings accounts, auto loans, mortgages, and more. Our total assets exceed $4.83 billion, showcasing our strength and stability as a credit union. We also take pride in managing over $186 million in deposits while offering a wide range of loans totaling 116,451. Our dedicated team of 581 employees, led by CEO Larry Tobin and Board President Elizabeth Krahmer, is here to ensure you receive exceptional service every time you walk through our doors or connect with us online. Whether you prefer visiting us in person or using our convenient online banking options available at Fairwinds.org, we are always ready to assist you. While members can visit us at 302 E New York Ave, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to call us at 407-277-6030. We invite you to explore all that Fairwinds has to offer and experience a credit union that truly cares about its community. Your financial journey starts here!

Branch History & Mission

Community Engagement

Fairwinds is deeply rooted in the Deland community. Over the years, we've partnered with local organizations to support various outreach programs aimed at enhancing financial literacy and providing assistance to those in need. From hosting workshops on budgeting and saving to sponsoring community events, we actively seek ways to give back and make a positive impact. With operating hours from Monday to Friday from 9 AM to 6 PM and Saturday drive-thru hours from 9 AM to 1 PM, accessing your finances has never been easier. Plus, with an ATM available on-site and drive-thru banking options, managing your money is both convenient and efficient. As we look toward the future, we invite you to join Fairwinds Credit Union. Experience firsthand how we can support your financial goals while being part of a vibrant community-focused organization. Whether you're looking for loans or simply want guidance on managing your finances better, we're here for you every step of the way. Feel free to reach out at (407) 277-6030 or visit our website at Fairwinds.org for more information. Join us in building a financially strong community together!

Our Mission

Our mission at Fairwinds is simple yet powerful: to enrich lives through exceptional service and financial education. We strive not only to provide robust financial products but also to foster a sense of community among our members. We believe that by supporting each other, we can all achieve greater financial well-being. While members can visit us at 302 E New York Ave Deland Fl 32724, official correspondence should be sent to 302 E New York Ave, Deland, FL 32724. We are committed to ensuring that our services are accessible and beneficial for everyone in the community. This includes offering ADA-compliant facilities and advanced digital solutions like online banking and mobile payments.

Branch Location & Accessibility

Welcome to Fairwinds, your friendly neighborhood credit union located at 302 E New York Ave in Deland, Florida! We're proud to be part of the vibrant Volusia County community. Our location is not just easy to find; it's also convenient for all your banking needs. Whether you're visiting us for personal banking, auto loans, or business services, we've made it simple for you. Our branch sits near popular landmarks such as the historic downtown area and just a short drive from Stetson University. This makes us an ideal stop for students, families, and professionals alike. Parking is available right outside our doors, ensuring that you can easily access our services without any hassle. We also prioritize accessibility with features like ADA-compliant entrances and ramps. At Fairwinds, we understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open Monday through Friday from 9 AM to 6 PM and our drive-thru service operates on Saturdays from 9 AM to 1 PM. Whether you prefer face-to-face interaction or quick transactions through our drive-thru, we've got you covered! You can count on us for all types of services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. Plus, with our drive-thru banking option, completing simple transactions has never been easier. While members can visit us at 302 E New York Ave, official correspondence should be sent to the same address if you're looking to reach us by mail. If you have any questions or need assistance, don't hesitate to call us at 407-277-6030. We invite you to come by and experience the personal touch that Fairwinds offers. Your financial journey starts here let's make it a great one together!

Member Eligibility

Becoming a member of Fairwinds is like joining a welcoming family that's dedicated to your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us! We believe in making banking personal and accessible. Membership comes with a range of benefits, from competitive loan rates to personalized service, ensuring that your financial needs are met with care and attention. You can find more details about eligibility by visiting our website at . If you're ready to take the next step, opening an account is straightforward and can be done easily; feel free to reach out at (407) 277-6030 if you have any questions. We can't wait to welcome you to our community at 302 E New York Ave Deland Fl 32724!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to provide excellent customer experiences. From card processing to online payment solutions, we equip you with the tools needed to enhance your operations. Located at 302 E New York Ave Deland Fl 32724, Deland, FL, our team is ready to assist you in navigating your financial journey. Reach out today at (407) 277-6030 and discover how Fairwinds can be a partner in your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs, we provide comprehensive business banking solutions, including merchant services and business loans. Whether you're launching a startup or managing an established company, our business products are designed to help you thrive.

Convenient Access and Support

Need quick cash? Our convenient ATM services are available for easy withdrawals and balance checks. Plus, with our basic drive-thru banking, performing simple transactions like deposits or withdrawals is hassle-free. At Fairwinds, we prioritize ease of access and support for all members. Our friendly staff is always ready to assist with any questions or concerns you may have. Ready to explore how we can support your financial journey? Reach out today at (407) 277-6030, or visit us at 302 E New York Ave Deland Fl 32724. Your future starts here!

Credit Cards with Rewards

Enjoy spending while earning rewards! With our credit cards that offer rewards, every purchase brings you closer to exciting perks whether it's travel points or cashback offers. This means more value for your everyday spending.

Home Financing Options

When it comes to buying a home, trust our experienced team for guidance on mortgage loans and refinancing. We simplify the process, so you can focus on making your house a home rather than getting bogged down by paperwork. Our mortgage specialists will work closely with you to find the best solution tailored to your needs.

Personal Banking Solutions

We offer a variety of personal banking options, including checking and savings accounts that cater to different lifestyles and goals. Whether you're just starting out or planning for retirement, our accounts come with features designed for convenience and accessibility. Imagine easily managing your money from the comfort of your home using our online and mobile banking services. You can check balances, transfer funds, and pay bills all in one place!

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy for you to drive off with the vehicle you desire. We provide competitive rates and flexible terms that fit your budget. If you already own a vehicle and need some extra cash, consider our personal loans and debt consolidation services to help you manage expenses effectively.

Digital & Online Banking

In today's fast-paced world, having access to your finances anytime and anywhere is essential. At Fairwinds, we understand the importance of convenience and security in banking. That's why we offer a comprehensive suite of digital and online banking services designed to make managing your money easier than ever. Our online banking platform, available at https://www.fairwinds.org/, allows you to access your accounts 24/7. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away. Plus, with our mobile application, you can manage your finances on the go! Need to make a quick payment? Our mobile payments feature has you covered. Security is our top priority. With electronic signature authorization, you can sign documents safely and securely from the comfort of your home. And for those who prefer less paper clutter, we offer e-statements that are not only eco-friendly but also easy to access and manage. Sending money to friends or family is simple with our person-to-person transfer feature. You can send money quickly and easily without needing cash or checks. It's just one more way we help you stay connected financially. At Fairwinds, we believe that banking should be accessible and user-friendly. Our goal is to provide you with real-time account management tools that fit into your lifestyle seamlessly. Explore all these features and more by visiting us online today!

Financial Strength

Committed to Innovation

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $21,447 in used auto loans and $3,069,180,467 in total loans and leases.

Growing Member Trust

With a total of 606,068 share accounts, we show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $17,697,509, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 302 E New York Ave Deland FL 32724 or call 407-277-6030 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our net income of $47,523,760 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $496,858,200, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans to help our members get on the road with confidence. We also have flexible refinancing options available for those who want to lower their monthly payments or improve their terms.

Business Loans

For business owners in our community, we provide outstanding commercial loans totaling $876,661,123. These loans are designed to give you the capital needed to grow and expand your business efficiently. At Fairwinds, we're committed to providing personalized service and support throughout your borrowing experience. If you're interested in learning more about our loan products or eligibility requirements, please don't hesitate to reach out at 407-277-6030. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200. These loans can help you secure your dream home with ease and clarity.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $93,761,364 helping members manage their finances effectively. These cards come with benefits that can simplify your spending and improve your financial health.

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Fairwinds