Fairwinds Credit Union Clermont FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Fairwinds, your trusted financial partner since 1949! Located at 742 Cagan View Rd, Clermont, FL 34714, our branch is dedicated to serving our community with a wide range of personal and business banking solutions. As part of the Fairwinds family, we pride ourselves on our commitment to excellence and member satisfaction. With over 232,476 members benefiting from our services, we are proud to manage total assets of $4,832,971,664. Our focus is not just on numbers; it's about making a real difference in the lives of our members. Whether you're looking for auto loans, mortgage options, or business financing, we have a solution tailored just for you. While members can visit us at our branch address for personalized service, official correspondence should be sent to 742 Cagan View Road, Clermont, FL 34714-6502. Our knowledgeable team of 581 employees, led by CEO Larry Tobin and Board President Elizabeth Krahmer, is here to guide you every step of the way. With an impressive total deposit figure of $186,382,647 and net worth standing at $496,858,200, we ensure your money is safe and sound. At Fairwinds, we understand the importance of community. That's why we are deeply involved in local initiatives and strive to provide financial education to help you achieve your goals. With numerous services including online banking and mobile payments available at your fingertips, managing your finances has never been easier. So why wait? Call us today at 407-277-6030 or visit our website at fairwinds.org to learn more about how we can support your financial journey!

Branch History & Mission

Fairwinds has a rich legacy that began in 1949, when it first opened its doors in Clermont, Florida. Located at 742 Cagan View Rd, our branch has been a cornerstone of the community for over seven decades. As we've grown, so has our commitment to providing exceptional financial services while supporting the needs of our members and the local community. Today, we proudly serve a total membership of 232,476 and boast total assets of $4,832,971,664. Our mission at Fairwinds is simple yet profound: to empower our members to achieve their financial goals through personalized service and innovative products. We believe that everyone deserves access to quality financial resources, and we strive to make banking as straightforward and beneficial as possible. Whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions, we are here to help you navigate your options. Over the years, we've embraced technology to enhance our services. With online banking, mobile applications, and ATM access available for convenient transactions, we ensure that our members can manage their finances anytime and anywhere. Our drive-thru service also makes it easy for those who prefer face-to-face interactions without leaving their vehicles. While members can visit us at 742 Cagan View Rd Clermont Fl 34714, official correspondence should be sent to 742 Cagan View Road, Clermont, FL 34714-6502. We encourage community engagement through various outreach programs and partnerships with local organizations aimed at improving the lives of those around us. Our commitment extends beyond just banking; we aim to uplift Clermont by fostering financial literacy and supporting local initiatives. At Fairwinds, we understand that every member's journey is unique. That's why our dedicated team is always ready to listen and provide tailored advice that aligns with individual needs. We're proud of what we've built together with our community, but we're always looking forward to new opportunities for growth and support. If you're not yet a member of Fairwinds, we invite you to join us on this journey toward financial empowerment. Experience firsthand how we can help you achieve your dreams today! For more information or assistance, feel free to reach out at (407) 277-6030 or visit us during our operating hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM (Lobby only). Together, let's build a brighter financial future!

Branch Location & Accessibility

Additional Services Just for You

We offer a variety of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and mortgage refinancing. Need cash? Our ATM is readily accessible for quick withdrawals and balance checks. While you're here, don't hesitate to ask about our credit card options with rewards or business banking services. While members can visit us at 742 Cagan View Rd Clermont Fl 34714, official correspondence should be sent to 742 Cagan View Road, Clermont, FL 34714-6502.

Come Visit Us!

We invite you to stop by Fairwinds at Four Corners or give us a call at (407) 277-6030. Our dedicated staff is eager to assist you with any inquiries or services you may need. Experience friendly banking that puts you first your financial well-being matters to us!

Convenient Access for Everyone

At Fairwinds, we understand the importance of accessibility. Our branch is designed with features that cater to all members, including ADA-compliant ramps and spacious parking options to make your visit as smooth as possible. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our team is here to help.

Operating Hours That Fit Your Schedule

Our doors are open during convenient hours to accommodate your busy life! Visit us Monday through Thursday from 9 AM to 4 PM, and on Fridays from 9 AM to 6 PM. Need some weekend banking? Our lobby is available Saturday from 9 AM to 1 PM. Plus, if you're in a hurry, take advantage of our drive-thru service available Monday through Friday from 8 AM to 6 PM.

Member Eligibility

Joining the Fairwinds family is more than just opening a bank account; it's about becoming part of a caring community that supports your financial journey. If you're looking to become a member at our Clermont branch, located at 742 Cagan View Rd, you'll be pleased to know that eligibility is designed to be inclusive. We welcome individuals who live, work, worship, or attend school in our service areas. Plus, immediate family members of current members are also invited to join! This means you can share the benefits of being part of Fairwinds with your loved ones. At Fairwinds, we pride ourselves on providing exceptional service and a range of financial products tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. The process of becoming a member is straightforward and welcoming simply give us a call at 407-277-6030 or visit our website at https://www.fairwinds.org/ for more details on eligibility and how to open an account. We're excited to help you start this journey with us! For the latest updates on eligibility criteria, feel free to check out our resource page.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer comprehensive merchant services that make daily transactions easier. Imagine a local café accepting payments effortlessly while managing cash flow seamlessly. Our tools enable you to accept various payment methods, ensuring that your customers have a smooth checkout experience. This not only enhances customer satisfaction but also boosts your bottom line. At Fairwinds, located at 742 Cagan View Rd Clermont Fl 34714, Clermont, FL, we're here to help your business thrive. Connect with us today at (407) 277-6030 to explore how our tailored banking solutions can empower your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Planning to buy a new car? Our Auto Loans & Vehicle Financing options make it easy for you to hit the road without breaking the bank. We offer competitive rates that help you budget effectively, so you can focus on enjoying your new ride rather than worrying about payments.

Borrowing Made Simple

For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation offerings can provide the financial relief you need. With straightforward terms and quick approval processes, we help take the stress out of borrowing.

Business Solutions Tailored for You

For small business owners, we have comprehensive Business Banking solutions including merchant services and business loans. We understand that managing a business comes with its own set of challenges; let us be your partner in growth.

Convenient Access Anytime

In addition to traditional banking hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM our branch offers easy access via an ATM and drive-thru services for quick transactions like deposits and withdrawals. Our friendly staff is always ready to assist you with any inquiries at 407-277-6030. Fairwinds is more than just a credit union; we are part of this community and committed to serving you with care and expertise. Visit us today or check out our website at fairwinds.org for more information about how we can help with your financial needs!

Home Sweet Home

If home ownership is on your mind, look no further than our Mortgage Loans & Refinancing services. Buying a house is one of the biggest decisions you'll ever make, and we are here to guide you through every step. Whether you're a first-time buyer or looking to refinance an existing loan, we will work with you to find the best solution that fits your unique situation.

Personal Banking Made Easy

Whether you are just starting out or looking to manage your finances better, we offer Personal Banking options that include checking and savings accounts tailored for everyone. Imagine having the ability to easily track your spending while saving for future goals all from your mobile device! With our Online & Mobile Banking services, you can access your accounts anytime, anywhere. Plus, enjoy added convenience with features like electronic statements and mobile payments.

Rewards That Matter

Don't forget about our Credit Cards with Rewards! Enjoy benefits that fit your lifestyle whether it's cashback on everyday purchases or points for travel and entertainment. It's all about rewarding you for choosing Fairwinds.

Digital & Online Banking

Key Services

Our online banking services at https://www.fairwinds.org/ provide you with 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever you need. Whether you're at home or out running errands, you'll have real-time control over your finances. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family with just a few taps on your phone. Plus, if you're always on the move, our mobile application is available for download, making it easier than ever to manage your accounts right from your smartphone.

Security and Convenience

We prioritize security in everything we do. With electronic signature authorization available, you can sign documents digitally without any hassle. You'll also benefit from e-statements, which not only help reduce paper waste but also allow you to access your financial statements securely online. If you like using mobile payments, you'll be pleased to know that our services include this feature too! It's a quick and secure way to make purchases without needing cash or cards. In short, Fairwinds is dedicated to providing you with accessible and user-friendly banking solutions that fit seamlessly into your lifestyle. Explore all these features today by visiting https://www.fairwinds.org/ and take control of your banking experience!

Financial Strength

Growing Member Base

Total Share Accounts stand at 606,068, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $17,697,509, highlighting our readiness to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 742 Cagan View Rd Clermont Fl 34714 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Member Savings and Resources

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees who are dedicated to serving you with knowledge and commitment.

Reinvesting for Your Benefit

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $21,447 in used auto loans and $3,069,180,467 in total loans and leases available to help you reach your financial goals.

Strong Net Worth

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we make it easy with flexible terms and straightforward application processes.

Business Loans

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand. We recognize that businesses need support too; whether you're starting out or looking to scale up operations, our lending options can help pave the way for your success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in refinancing options or want more information about eligibility criteria for any of these loan products, feel free to reach out to us at 407-277-6030. We're here to assist you in making informed financial decisions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, make buying or refinancing simple. We understand that securing a mortgage can be daunting; that's why our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans helping members manage their finances effectively. These cards come with great benefits tailored to fit your lifestyle while providing a safety net for unexpected expenses.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

Fairwinds