Fairwinds Credit Union Clermont FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Fairwinds, your trusted partner in financial well-being, located at 1380 S Grand Hwy, Clermont, FL 34711. Since our establishment in 1949, we have been dedicated to serving our community with a personal touch, helping over 232,476 members achieve their financial goals. At Fairwinds, we believe that every member deserves access to exceptional financial services tailored to their needs. Our total assets of over $4.83 billion and robust net worth of $496,858,200 reflect our commitment to stability and growth. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1380 S Grand Hwy, Clermont, FL 34711. With over 581 employees, led by CEO Larry Tobin and Board President Elizabeth Krahmer, we're here to ensure your experience is nothing short of excellent. Our community impact is significant; we have financed more than 116,451 loans, totaling millions in support for local families and businesses. Whether you're looking to save for a dream vacation or need help with debt consolidation, we are here for you every step of the way. Give us a call at 407-277-6030 or explore our services online at Fairwinds.org to learn how we can assist you on your financial journey today!

Branch History & Mission

Welcome to Fairwinds in Clermont, Florida, where our story began in 1949. Over the decades, we have grown from a small local credit union into a thriving community hub, now serving over 232,000 members. With total assets reaching an impressive $4.83 billion, Fairwinds is committed to providing exceptional financial services while supporting the needs of our vibrant community. Located at 1380 S Grand Hwy, Clermont, FL 34711, our branch is easily accessible and just a stone's throw away from popular landmarks like Lake Minneola and the scenic downtown area. Our mission is simple yet profound: to empower our members through personalized financial solutions and to strengthen our community with every interaction. At Fairwinds, we believe in putting people before profits. Our mission statement emphasizes not only delivering top-notch financial services like checking and savings accounts, auto loans, mortgages, and business banking but also fostering community connections through various outreach programs and partnerships. We aim to be more than just a place for transactions; we want to be a trusted partner in your financial journey. Our branch has embraced digital advancements as well. Members can enjoy online banking and mobile payments for convenience at their fingertips. We also prioritize accessibility by ensuring that our facilities are ADA compliant so everyone can benefit from our services. While members can visit us at 1380 S Grand Hwy for all their banking needs, official correspondence should be sent to the same address. We offer drive-thru banking for quick transactions and have ATMs available for easy access to cash whenever you need it. As part of our commitment to customer service excellence, we are proud of our dedicated team here at Fairwinds. Under the leadership of CEO Larry Tobin and Board President Elizabeth Krahmer, we strive every day to enhance member experiences and support community initiatives. Join us today and discover how Fairwinds can help you achieve your financial goals while making a positive impact on the Clermont community! For inquiries or assistance, feel free to reach out at 407-277-6030. We look forward to welcoming you!

Branch Location & Accessibility

Welcome to Fairwinds, your friendly neighborhood credit union located at 1380 S Grand Hwy in beautiful Clermont, Florida! Nestled in Lake County, our branch is easily accessible and perfectly situated near local landmarks like the scenic Lake Minneola and the bustling downtown area. We aim to provide our members with convenience and exceptional service. Our location is designed with you in mind. With ample parking available, getting in and out is a breeze. Plus, we're committed to ensuring everyone can access our services, featuring ADA-compliant entrances and ramps for easy access. At Fairwinds Clermont, we offer a variety of services tailored to meet your banking needs. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans, mortgage loans, or credit cards with rewards, we've got you covered. You can also take advantage of our convenient drive-thru banking for simple transactions without leaving your car! We're here for you during the week with lobby hours from 9 AM to 4 PM Monday through Thursday, extending our hours until 6 PM on Fridays. And if you need to visit us on Saturday, our drive-thru is open from 9 AM to 1 PM for your convenience. Need cash? Don't worry our ATM is readily available for quick withdrawals and balance checks whenever you need it. If you have any questions or would like to learn more about our services, feel free to give us a call at 407-277-6030. While members can visit us at 1380 S Grand Hwy Clermont Fl 34711, official correspondence should be sent to 1380 S Grand Hwy, Clermont, FL 34711. We invite you to stop by Fairwinds Clermont today and discover how we can help make your banking experience as enjoyable as possible!

Member Eligibility

Joining the Fairwinds community means stepping into a supportive environment where your financial needs are prioritized. At Fairwinds, anyone who lives, works, or attends school in Lake County is welcome to become a member. This inclusive approach ensures that you can access a variety of services tailored just for you, from checking and savings accounts to auto loans and mortgages. Plus, being part of Fairwinds gives you access to competitive rates and personalized service that makes your financial journey smoother. For more detailed eligibility criteria, feel free to visit our website at Fairwinds Eligibility. When you're ready to take the next step, opening an account with us is straightforward! Just give us a call at (407) 277-6030 or stop by our branch located at 1380 S Grand Hwy Clermont Fl 34711 during our operating hours. Our friendly staff is here to guide you through the process and answer any questions you might have. We can't wait to welcome you into the Fairwinds family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that streamline payment processes for your business. Imagine being able to accept payments easily, whether in-store or online, ensuring that you never miss a sale. Our solutions are designed to enhance customer experiences while simplifying your operations. Visit us at 1380 S Grand Hwy Clermont Fl 34711 in Clermont, FL, or give us a call at (407) 277-6030 to discover how we can help your business reach new heights!

Comprehensive List Of Services

Convenient Access

At Fairwinds, we believe in making banking convenient for you. Our ATM and cash withdrawal services ensure you can access your funds whenever needed. For those quick transactions, our drive-thru banking allows for easy deposits and withdrawals without leaving your car. In this digital age, we know how important it is to have access at your fingertips. That's why we provide robust online and mobile banking options. You can make person-to-person payments or access e-statements easily, ensuring that managing your finances is simple and efficient.

Get Started Today!

We invite you to visit us at 1380 S Grand Hwy Clermont Fl 34711 or call us at (407) 277-6030 to learn more about how Fairwinds can support your financial journey. Our friendly staff is ready to assist you with any questions or concerns you may have. Join us today and experience the difference of personalized service at Clermont!

Loans for Every Need

If you find yourself facing unexpected expenses or want to consolidate debt, our personal loans are here to provide financial relief. We also offer credit cards with rewards that can turn everyday purchases into benefits for you. Business owners will appreciate our comprehensive business banking services. From merchant services that simplify transactions to business loans that fuel growth, we understand the unique challenges faced by entrepreneurs.

Personal Banking

Our personal banking options start with checking and savings accounts designed for everyday use. Imagine having access to your funds anytime, anywhere through our online and mobile banking services. This means you can check your balance, transfer money, or pay bills right from your smartphone. For those considering purchasing a new car or refinancing an existing auto loan, our auto loans and vehicle financing solutions offer competitive rates and flexible terms. If homeownership is on your mind, explore our mortgage loans and refinancing options that can help make that dream a reality.

Digital & Online Banking

Enjoy Seamless Transactions

Need to send money to friends or family? Our person-to-person transfer feature makes it easy to send funds instantly. Plus, with our mobile payments feature, you can make purchases directly from your phone with just a tap no wallet needed! Whether you're at home or out and about, managing your accounts has never been easier. With real-time updates and user-friendly navigation, our online banking services empower you to take control of your financial journey confidently. Visit us today at 1380 S Grand Hwy Clermont Fl 34711 or give us a call at (407) 277-6030 to learn more about how our digital banking services can enhance your banking experience!

Key Features of Our Digital Banking Services

With just a few clicks at https://www.fairwinds.org/, you can access a range of services tailored for your needs. Our online platform allows you to check balances, pay bills, and transfer funds with ease. Plus, our mobile application offers all these features on the go, making it simple to stay on top of your finances whenever you need to. Security is a top priority at Fairwinds. We utilize electronic signature authorization, ensuring that your transactions are safe and secure. You can also sign up for e-statements to receive your account statements electronically, helping you keep track of your finances without the clutter of paper.

Financial Strength

Growing Membership Base

With total share accounts reaching 606,068, it's clear that more members are choosing Fairwinds as their trusted financial partner. This growing base strengthens our community ties and enhances our ability to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 1380 S Grand Hwy Clermont Fl 34711 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $21,447 in used auto loans and $3,069,180,467 in total loans and leases, supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,891,421, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our financing options can make it happen for you.

Business Loans

For business owners, our outstanding commercial loans totaling $876,661,123 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale your existing business, we are here to support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, make buying or refinancing simple. We believe that owning a home should be accessible and straightforward for everyone.

Refinancing Options

If you're considering refinancing any of your current loans or credit lines, we have options available that could save you money and lower your monthly payments. It's worth exploring how we can help you manage your debt more effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at 407-277-6030 for more information about our loan offerings or stop by our branch during lobby hours: M-Th 9 am - 4 pm; Fri 9 am - 6 pm; Sat 9 am - 1 pm. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans available to help members handle their day-to-day expenses with ease.

Loan Aggregator

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Fairwinds