Fairwinds Credit Union Apopka FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Fairwinds in Apopka, where your financial well-being is our top priority! Established in 1949, we have proudly served our community for decades, building a reputation of trust and reliability. Located at 1621 S Orange Blossom Trl, Apopka, FL 32703, we are more than just a credit union; we are a partner in your journey toward financial success. At Fairwinds, we understand that each member has unique needs. With a total membership of 232,476 and assets totaling an impressive $4,832,971,664, our commitment to your financial health is reflected in every loan and deposit. Whether you are looking for personal banking solutions like checking accounts or auto loans, or business banking services including merchant services and business loans, we've got you covered. Our friendly team is led by CEO Larry Tobin and Board President Elizabeth Krahmer, who ensure that every member receives personalized service. We pride ourselves on maintaining strong relationships within the community while offering competitive rates on loans totaling 116,451 active loans and deposits amounting to $186,382,647. For your convenience, we offer various banking services including online and mobile banking options so you can manage your finances on the go. Plus, with $70,624,771 cash readily available and a net worth of $496,858,200, you can feel secure knowing that your money is in safe hands. While members can visit us at our Apopka branch for all their banking needs, official correspondence should be sent to 1621 S Orange Blossom Trail, Apopka, FL 32703-7755. If you're ready to take the next step towards achieving your financial goals or if you have questions about our services, don't hesitate to reach out! Call us at 407-277-6030, and let's start this journey together!

Branch History & Mission

Community Focus

At Fairwinds, we believe in giving back to the communities we serve. Our partnerships with local organizations and commitment to outreach programs help us make a positive impact in Apopka and beyond. Whether it's sponsoring community events or providing financial education workshops, we strive to uplift those around us. While members can visit us at our branch address in Apopka for all their banking needs, official correspondence should be sent to our mailing address at 1621 S Orange Blossom Trail, Apopka, FL 32703-7755.

Join Us

As we continue to grow and evolve alongside our community, we invite you to become part of our story. Experience the benefits of membership at Fairwinds today! Visit us during our operating hours Monday through Thursday from 9:00 am to 4:00 pm, Friday from 9:00 am to 6:00 pm (with drive-thru service available until 6:00 pm), and Saturday from 9:00 am until 1:00 pm or give us a call at 407-277-6030. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, Fairwinds has evolved significantly. We've consistently aimed to meet the changing needs of our members while staying true to our mission: to provide exceptional financial services that enrich lives and foster community growth. With total assets reaching an impressive $4,832,971,664, we are proud to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. In addition to traditional banking services, we've embraced modern technology to enhance your experience. Our online and mobile banking platforms allow you to manage your finances on the go. We also ensure accessibility with ADA-compliant facilities and digital services like e-statements and mobile payments.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

We're conveniently situated near local favorites such as the beautiful Wekiva Springs State Park and the bustling Apopka City Center. This prime location means you can swing by for banking services while enjoying everything else this vibrant area has to offer. Plus, our branch features ample parking and is designed to be ADA compliant, ensuring accessibility for everyone.

Join Us Today!

We invite you to come visit us at Fairwinds! Whether you're looking to open a new account or need assistance with existing services, our team is here to help. Feel free to give us a call at 407-277-6030 if you have any questions or need directions. We look forward to seeing you soon!

Operating Hours That Fit Your Schedule

At Fairwinds, we know your time is valuable. That's why we offer flexible operating hours to suit your busy lifestyle. Visit us Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until 1:00 PM. If you prefer to handle your banking needs from the comfort of your car, take advantage of our drive-thru service available during these hours.

Services Designed for You

Our branch offers a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Our friendly staff is always ready to assist you with any questions or transactions. While members can visit us at 1621 S Orange Blossom Trl, official correspondence should be sent to 1621 S Orange Blossom Trail, Apopka, FL 32703-7755.

Member Eligibility

Becoming a member of Fairwinds is like joining a family that genuinely cares about your financial well-being. If you're looking to enjoy personalized banking experiences and a range of member benefits, you'll be pleased to know that eligibility is quite simple. Whether you live, work, or attend school in the community surrounding our branch at 1621 S Orange Blossom Trl Apopka Fl 32703, you can easily become part of our welcoming community. We embrace individuals from various walks of life, so if you meet these criteria, you're already on the right track! Joining us is straightforward and rewarding. Our dedicated team is here to guide you through the account opening process, ensuring it feels effortless and friendly. You can reach out for more information by calling us at (407) 277-6030 or explore detailed eligibility requirements at [this link](). We're excited to help you start your journey with Fairwinds, where we prioritize your needs and support your financial goals every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processing. Imagine being able to accept payments quickly and securely whether it's through card transactions or mobile payments allowing you to focus on what matters most: growing your business. Our services are tailored to meet the needs of various industries, ensuring that you can manage your cash flow effectively. When you're ready to take your business to the next level, visit us at 1621 S Orange Blossom Trl Apopka Fl 32703, Apopka, FL, or call us at (407) 277-6030. Together, let's build your future!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms. We understand that purchasing a vehicle is a significant investment, so we strive to make this process as smooth as possible for you.

Business Banking Services

For entrepreneurs, our Business Banking services include Merchant Services & Business Loans tailored to support your growing business needs. We understand that every business is unique, and we're here to help you find the best financial solutions for success.

Credit Cards with Rewards

Enjoy shopping and earn rewards at the same time! Our Credit Cards with Rewards program offers benefits that enhance your spending power while giving you something back. Whether it's cash back or travel points, our credit cards are designed with our members in mind.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With easy access to ATM & Cash Withdrawal Services, along with secure online transactions, banking has never been easier.

Drive-Thru and ATM Access

For those who prefer face-to-face interactions but want quick service, our Drive-Thru Banking provides essential services like deposits and withdrawals without leaving your vehicle. Plus, our basic ATM access allows for quick withdrawals and balance checks whenever needed. At Fairwinds, we believe in building strong relationships with our members by offering services that meet their diverse needs. If you'd like more information about any of these offerings or if you're ready to take the next step in your financial journey, don't hesitate to contact us at (407) 277-6030 or visit us at 1621 S Orange Blossom Trl Apopka Fl 32703 in Apopka. We're excited to assist you!

Home Financing

Owning a home is a dream for many, and at Fairwinds, we offer Mortgage Loans & Refinancing solutions that help turn that dream into reality. Our experienced team can guide you through the entire mortgage process, ensuring you find the right plan that suits your budget and lifestyle.

Personal Banking Solutions

Whether you're looking to open a checking account for everyday transactions or a savings account to build your future, we have you covered. Our personal banking services include Checking & Savings Accounts designed for various lifestyles, making it easy for you to manage your money effectively.

Personal Loans & Debt Consolidation

If you're facing financial challenges or need extra cash for unexpected expenses, our Personal Loans & Debt Consolidation services can provide the relief you need. We work with you to create a manageable repayment plan that fits within your financial situation.

Digital & Online Banking

Key Features

Our digital banking experience comes packed with features that enhance your financial journey. For instance, you can easily set up e-statements to view your account statements electronically no more waiting for them to arrive in the mail! Additionally, we provide a secure electronic signature authorization process, making it simple for you to sign documents without the hassle of printing and mailing. Need to send money quickly? Our person-to-person transfers feature allows you to send funds directly to friends or family in just a few taps. And if you're interested in making payments using your smartphone, our mobile payments feature is here for you too just another way we're keeping up with modern banking needs.

Security and Accessibility

Your security is paramount to us. That's why our online banking services come equipped with robust security measures, ensuring that your personal information remains protected while you enjoy easy access to your accounts. At Fairwinds, we are committed to providing a banking experience that is not only convenient but also tailored to fit your lifestyle. Join us today and explore how our digital and online banking services can simplify your financial management!

Financial Strength

A Growing Community

The trust placed in us is evident through our total share accounts of 606,068, showcasing a strong and growing member base that relies on us for their financial needs. With net shares available for lending and investments amounting to $17,697,509, we are well-prepared to support your future endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 1621 S Orange Blossom Trl Apopka Fl 32703 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We take pride in having 570 full-time employees and 11 part-time employees who are committed to serving you with a knowledgeable team ready to assist with your needs.

Lending Capacity

Our lending capacity is robust; we have $21,447 in used auto loans and a total of $3,069,180,467 in loans and leases available to help our members achieve their dreams. Additionally, our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Options

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding financial growth opportunities. We also prioritize our members over traditional banking practices; with non-member deposits at $19,891,421, we ensure our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Strong Financial Health

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that can make your dream car a reality.

Credit Lines and Unsecured Credit Cards

In need of flexible credit options? We provide total credit lines amounting to $1,008,298,137, ensuring that you have access to funds when you need them most. Additionally, our unsecured credit card loans total $93,761,364, offering flexible terms to help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, make buying or refinancing simple. We're here to guide you through the process and help you secure your future.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we have various eligibility options available. Our team is ready to assist you in finding the best solution tailored to your financial situation. For any inquiries or assistance with your loan options, feel free to reach out to us at 407-277-6030. We are committed to helping our members succeed financially. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Fairwinds