Fairwinds Credit Union Altamonte Springs FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Fairwinds, your trusted credit union located at 891 E Altamonte Dr, Altamonte Springs, FL 32701. Since our establishment in 1949, we have been dedicated to serving our community and providing financial solutions tailored to your needs. With a robust membership of 232,476 and total assets amounting to an impressive $4,832,971,664, we pride ourselves on being a reliable partner for all your banking needs. At Fairwinds, we understand that financial decisions can be daunting. That's why our experienced team is here to guide you every step of the way. Under the leadership of our CEO, Larry Tobin, and Board President, Elizabeth Krahmer, we are committed to fostering a welcoming environment where members feel valued and supported. Our team of 581 employees works diligently to ensure you receive personalized service that makes banking simple and accessible. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, Fairwinds offers a comprehensive range of services designed for both personal and business banking. With total loans exceeding 116,451, we are well-equipped to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to 891 E Altamonte Dr, Altamonte Springs, FL 32701. Feel free to reach out by phone at (407) 277-6030 or explore more about us online at Fairwinds.org. Join us today and experience the Fairwinds difference where your financial success is our priority!

Branch History & Mission

Welcome to Fairwinds, a cornerstone of financial support in Altamonte Springs, Florida, since 1949. Over the decades, we have nurtured a strong legacy built on trust and community engagement. From our humble beginnings to becoming a thriving credit union with a total membership of over 232,000, our journey reflects our commitment to serving the financial needs of our members. Located at 891 E Altamonte Dr, we are easily accessible for anyone in the area. Our branch is nestled among local shops and eateries, making it convenient for you to stop by for your banking needs. If you need to send us official correspondence, please use our mailing address: 891 E Altamonte Dr, Altamonte Springs, FL 32701. At Fairwinds, our mission is clear: We aim to provide exceptional financial services while fostering community growth and support. Our focus is on personal banking solutions that include checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We believe that by helping our members achieve their financial goals, we contribute positively to the community as a whole. As we have grown, so too has our dedication to innovation and accessibility. We offer online and mobile banking services that allow members to manage their accounts from anywhere. With features like electronic signatures and mobile payments, we've made banking easier than ever. Additionally, our branch is fully ADA compliant, ensuring everyone can access our services without barriers. Our drive-thru service offers added convenience for those on the go. Whether you're making a deposit or withdrawing cash from an ATM (which is available at this location), we strive to make your experience smooth and efficient. Fairwinds also values its role in community outreach. We partner with local organizations and engage in initiatives that help uplift those around us. Whether it's sponsoring events or providing financial education workshops, we are committed to giving back. As we look towards the future with over $4.8 billion in total assets, we invite you to be part of our family. Join us at Fairwinds and experience firsthand how we can help you achieve your financial dreams while supporting the greater Altamonte Springs community. For more information about our services or to speak with one of our team members, feel free to call us at 407-277-6030 or visit our website at Fairwinds. Come see how Fairwinds can make a difference in your life!

Branch Location & Accessibility

Convenient Access

At Fairwinds, we prioritize making your banking experience as smooth as possible. Our branch features ample parking, including spaces that are compliant with ADA standards to ensure accessibility for everyone. If you prefer to bank on the go, we offer an ATM on-site and a drive-thru service for quick deposits and withdrawals.

Get in Touch

We invite you to come visit us at Fairwinds! If you have any questions or need assistance before your visit, feel free to give us a call at 407-277-6030. We look forward to serving you!

Operating Hours

We understand that life can be busy, so we aim to accommodate your schedule. Our lobby hours are Monday through Friday from 9:00 a.m. to 6:00 p.m., and we're here on Saturday from 9:00 a.m. to 1:00 p.m. Just remember that we're closed on Sundays.

Services Offered

At Fairwinds, you can take advantage of a variety of services tailored to fit your needs whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages. Our friendly staff is always ready to assist you with any questions you may have. While members can visit us at 891 E Altamonte Dr, official correspondence should be sent to the same address for convenience.

Member Eligibility

At Fairwinds, we believe that everyone deserves the opportunity to be part of a community that supports their financial journey. Becoming a member is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us. Our membership is open to individuals who value personalized service and community-driven banking. You can easily check your eligibility details by visiting our website at . Once you confirm your eligibility, opening an account is just as straightforward! You can reach out to us at (407) 277-6030 for assistance or stop by our branch located at 891 E Altamonte Dr Altamonte Springs Fl 32701. Our friendly staff is ready to guide you through the process and answer any questions you may have. Joining Fairwinds means gaining access to a variety of financial services designed with your needs in mind, all while being part of a supportive community. We look forward to welcoming you!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify transactions and enhance customer experiences. Imagine having a reliable payment processing system that allows you to focus on what you do best running your business. From point-of-sale systems to online payment solutions, we equip you with tools that make financial management easier. Visit us at 891 E Altamonte Dr Altamonte Springs Fl 32701 in Altamonte Springs, FL, or call us at (407) 277-6030 to learn more about how our business banking services can help your company thrive. Your success is our priority!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $974 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $876,661,123, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

Whether it's basic ATM access for withdrawals and balance checks or straightforward drive-thru banking for simple transactions, Fairwinds ensures that all banking activities are easy to navigate. If you ever have questions or need assistance, feel free to reach out at 407-277-6030 during our operating hours: Monday to Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. At Fairwinds in Altamonte Springs, we're committed to supporting our members with reliable financial solutions that adapt to their lives. Visit us today or explore more about our offerings at Fairwinds.org. Your financial future starts here!

Business Banking Services

For our entrepreneurial members, we offer comprehensive Business Banking solutions including merchant services and business loans. Running a business is challenging enough; let us help simplify your banking needs so you can focus on what matters most growing your business.

Convenient Digital Access

In today's fast-paced world, convenience is key. That's why Fairwinds provides robust Online & Mobile Banking features along with ATM and cash withdrawal services. With just a few taps on your smartphone or clicks from your computer, manage your accounts anytime, anywhere. And if you prefer face-to-face interactions, our drive-thru service allows quick deposits and withdrawals without leaving your vehicle.

Home Financing Options

If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are designed just for you. We understand that purchasing a home is one of the biggest decisions you will make. Our team is here to guide you through every step of the process, ensuring you find a solution that works for your lifestyle.

Loans for Every Need

Need some extra cash? Our Personal Loans & Debt Consolidation options can assist you in managing expenses and reducing debt effectively. With competitive rates and flexible terms, we aim to provide support during those unexpected moments in life. Additionally, if you're looking for rewards on spending, consider our credit cards that come with enticing benefits.

Personal Banking Solutions

Starting with Personal Banking, we offer checking and savings accounts that help you keep your money secure while earning interest. Imagine easily accessing your funds through online banking or mobile apps, making everyday transactions smooth and hassle-free. You can also take advantage of our auto loans and vehicle financing options. Picture driving away in your dream car with an affordable monthly payment that fits right into your budget.

Digital & Online Banking

Accessibility and Ease-of-Use

At Fairwinds, we believe in making banking accessible to everyone. Our mobile payments feature lets you make purchases directly from your phone, while our user-friendly interface ensures that even those new to technology can navigate their accounts effortlessly. Join us at Fairwinds where we prioritize your financial needs with innovative digital solutions that keep your information secure while offering maximum convenience. Experience the future of banking today!

Key Features

We take security seriously. Our electronic signature authorization feature allows you to complete transactions safely from the comfort of your home. Plus, with e-statements available, you can easily keep track of your finances without the clutter of paper statements. Just another way we make banking easier for you! For those who love using their smartphones, our mobile application is ready for download. It not only supports mobile payments but also enables person-to-person transfers so you can send money to friends and family quickly and securely. Whether you're splitting a dinner bill or sending a gift, it's all just a tap away.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairwinds is your trusted partner. Visit us at 891 E Altamonte Dr Altamonte Springs Fl 32701 or call (407) 277-6030 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,017,123,120 in share certificates, offering stable and rewarding growth opportunities. While we currently have no money market shares, our focus remains on maximizing the benefits for you. We prioritize our members over traditional banking practices. With non-member deposits at $19,891,421, we ensure that our resources are primarily focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $47,523,760 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 570 full-time employees and 11 part-time employees who are always ready to assist you with knowledge and care. With net shares available for lending and investments totaling $17,697,509, we're well-positioned to support your financial journey. Additionally, the number of total share accounts stands at an impressive 606,068, showing a strong member base that trusts us with their finances.

Our Financial Health

With a net worth of $496,858,200, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation helps us navigate economic changes while continuing to serve our members effectively. Our net worth ratio of $1,061 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $448,641,693 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to reinvestment means your credit union is continually evolving to meet your needs. Our lending capacity supports members' goals with $21,447 in used auto loans and $3,069,180,467 in total loans and leases. This shows that we are here to help you finance your dreams, whether it's buying a car or securing a loan for other personal needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $358,387,055 in used vehicle loans and $174,181,280 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we have competitive rates available.

Credit Lines

If you need extra flexibility for unexpected expenses or planned purchases, our credit lines amounting to $1,008,298,137 can provide the cushion you need. This option allows you to borrow as needed while only paying interest on what you use. For business owners interested in expanding their operations or managing cash flow effectively, our outstanding commercial loans totaling $876,661,123 provide the capital necessary for growth. At Fairwinds, we pride ourselves on being transparent and supportive. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step toward securing a loan that fits your needs or if you'd like more information about refinancing options and eligibility criteria, please don't hesitate to contact us or visit our website at Fairwinds. Our dedicated team is here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $196,605,200, making it easier for you to invest in your future. Our team is here to guide you through the process and ensure you understand all eligibility requirements.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $93,761,364 in loans helping members manage their finances effectively. These cards come with great rewards and features designed to suit your spending habits.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that all loan offers displayed are fair and transparent. Users can trust that they are comparing legitimate offers from reputable financial institutions.

Fairwinds