Fairmont Credit Union Mannington WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Fairmont, your trusted financial partner located at 5160 Husky Hwy, Mannington, WV 26582. Since our establishment in 1939, we have proudly served our community with dedication and integrity. With a growing membership of 44,522, we are committed to providing financial solutions that meet the diverse needs of our members. At Fairmont, we understand that financial decisions can be overwhelming. That's why we offer a range of services designed to simplify your banking experience. From checking and savings accounts to auto loans and mortgages, our goal is to help you achieve your financial dreams. Our total assets now stand at an impressive $513,634,837, demonstrating our stability and reliability as a credit union. While you can visit us at our Mannington branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2139, Fairmont, WV 26555-2139. Under the leadership of CEO Cindy Dickey and Board President Walter Osborne, we strive to create a welcoming environment where members feel valued. Our team of 115 employees is dedicated to providing personalized service, ensuring that each interaction reflects our commitment to community support. With total deposits reaching $45,691,481 and a net worth of $50,353,540, Fairmont is well-equipped to handle your financial needs. We also have $8,617,890 in cash on hand to ensure liquidity for our members' transactions. We invite you to explore the many ways we can assist you financially. Whether you're looking for loans or want guidance on savings strategies, we're here to help! Call us today at 304-363-5320 or visit us online at Fairmont Federal Credit Union for more information about our services and how we can serve you better. Your financial journey starts here!

Branch History & Mission

Welcome to the heart of Mannington, where the legacy of Fairmont has been thriving since 1939. Nestled at 5160 Husky Hwy, Mannington, WV 26582, this branch has served as a pillar of support for our community for over eight decades. With a commitment to providing reliable financial services, we have grown alongside our members, evolving to meet their needs while maintaining our roots in community values. Since its inception, Fairmont has dedicated itself to empowering individuals and families through accessible financial solutions. Today, we proudly serve a membership base of 44,522 members and boast total assets exceeding $513 million. Our mission is simple yet profound: to enhance the financial well-being of our community by offering personalized services and fostering strong relationships. Whether it's personal banking, auto loans, or business financing, we aim to make a positive impact on every member's life. In addition to traditional banking services, we have embraced technology to make banking easier for everyone. From online banking and mobile applications to person-to-person payment options, our members can manage their finances conveniently. We ensure that accessibility is a priority; all facilities are ADA compliant and designed with our members' needs in mind. Our dedication extends beyond banking; we actively participate in community outreach initiatives and partnerships that strengthen local ties. Through various programs and events, Fairmont works tirelessly to support local organizations and foster growth within Mannington. While members can visit us at 5160 Husky Hwy, official correspondence should be sent to PO Box 2139, Fairmont, WV 26555-2139. If you need assistance or wish to learn more about what we offer, don't hesitate to reach out at 304-363-5320. We invite you to join our family at Fairmont. Experience firsthand how we blend exceptional service with community spirit. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Convenience

Our branch offers ample parking and is designed with accessibility in mind, ensuring that everyone can easily access our services. The facility is ADA compliant, featuring ramps and wide doorways for your comfort. If you prefer to bank from your vehicle, take advantage of our drive-thru service available Monday through Friday.

Get in Touch!

We invite you to stop by or give us a call at 304-363-5320 with any questions or concerns. Your financial well-being is our priority, and we look forward to welcoming you into our community!

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to serve you better. Visit us during lobby hours from 9:00 AM to 5:00 PM on Mondays and Fridays, and from 9:00 AM to 4:00 PM on Tuesday through Thursday. We also welcome you on Saturdays from 9:00 AM to 12:00 PM. For those needing quick transactions, our drive-thru operates from 8:00 AM to 6:00 PM on weekdays.

Services Offered

At Fairmont Credit Union, we provide a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, our friendly staff is ready to assist you every step of the way. Need cash? Our ATM is conveniently available for withdrawals and balance checks anytime. While members can visit us at 5160 Husky Hwy for all banking inquiries, official correspondence should be sent to PO Box 2139, Fairmont, WV 26555-2139 if needed.

Member Eligibility

At Fairmont, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or worship in our local area or have family members who are already part of our credit union, you're likely eligible to join us. We welcome individuals from diverse backgrounds and offer a range of benefits designed to help you achieve your financial goals. To learn more about the specific eligibility requirements, feel free to visit our detailed page at https://www.fairmontfcu.com/membership-education. Joining Fairmont not only connects you with personalized service but also gives you access to exclusive products like competitive loans and savings accounts. When you're ready to become a member, opening an account is a breeze just head over to https://online.fairmontfcu.com/registration. If you have any questions or need assistance, don't hesitate to call us at (304) 363-5320. We're excited to help you start your journey with us at our branch located at 5160 Husky Hwy Mannington Wv 26582!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $38 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $821,941, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café offering seamless payment options or a retail store managing customer transactions effortlessly. Our merchant services provide the tools necessary for businesses like yours to accept payments easily, manage cash flow efficiently, and enhance customer satisfaction. If you're ready to take your business to the next level, visit us at 5160 Husky Hwy Mannington Wv 26582, Mannington, WV, or call us at (304) 363-5320. Let's work together to fuel your success!

Comprehensive List Of Services

Always Here for You

Our friendly staff is available during lobby hours from 9:00 AM to 5:00 PM on Mondays and Fridays, and from 9:00 AM to 4:00 PM on Tuesdays through Thursdays. We also welcome you on Saturdays from 9:00 AM to 12:00 PM for your convenience. If you have any questions or need assistance, don't hesitate to reach out at (304) 363-5320. At Fairmont, we strive not just to meet but exceed your expectations by offering comprehensive financial services tailored just for you. Visit us today at 5160 Husky Hwy Mannington Wv 26582 or explore more about what we offer online at https://www.fairmontfcu.com/. Your financial well-being is our priority!

Business Banking Services

For our entrepreneurial members, we offer essential business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Mannington, we provide robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, plus basic drive-thru banking for deposits and simple transactions, you'll find everything you need right at your fingertips.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer various checking and savings accounts tailored to fit your lifestyle. Need a reliable way to finance your next vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car without breaking the bank. For those considering homeownership or looking to refinance, our mortgage loans and refinancing services provide competitive rates and personalized support throughout the process. If unexpected expenses arise, don't worry our personal loans and debt consolidation options are here to help you regain control over your financial situation. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service allows you to check balances, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, you can easily access your accounts in real-time. Plus, we offer person-to-person transfers, making it simple to send money to friends or family without a hassle. For those who prefer using mobile devices, our mobile application is readily available for download. This means you can manage your finances from the palm of your hand. While we currently do not support mobile payments, rest assured that our app is user-friendly and packed with features that make banking easy.

Stay Informed and Secure

With e-statements available at Fairmont, you can reduce paper clutter while keeping track of your financial activities effortlessly. Our commitment to security ensures that your information is protected every step of the way. We do not use electronic signature authorization at this time, but we continue to prioritize safe transactions. Whether you're checking your account balance or setting up recurring payments, our online tools help keep everything organized and accessible. Join us today at https://www.fairmontfcu.com/ and experience a smarter way to bank with Fairmont!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $913,769, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 115 full-time employees ready to assist you with a knowledgeable team. Our total number of share accounts stands at 96,476, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, highlighting our commitment to fostering growth within the community.

Member-Centric Savings Options

Members' savings are secured through $96,292,490 in share certificates, offering stable and rewarding financial growth opportunities. While we do not have money market shares currently available, our focus remains on providing valuable products tailored for your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $49,763,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,783 in used auto loans and $345,017,510 in total loans and leases.

Strong Financial Foundation

With a net worth of $50,353,540, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairmont is your trusted partner. Visit us at 5160 Husky Hwy Mannington Wv 26582 or call (304) 363-5320 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $79,072,747 in used vehicle loans and $79,958,070 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable pre-owned vehicle, we have financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $821,941 provide the capital needed to grow and expand your business. We understand the unique needs of local businesses and tailor our services accordingly. If you're considering refinancing or unsure about eligibility for any of our loan products, don't hesitate to reach out. Our knowledgeable team is available at (304) 363-5320 to answer your questions and help you find the right solution for your financial needs. Visit us at our branch located at 5160 Husky Hwy Mannington Wv 26582, Mannington, WV WV. We're committed to supporting your financial journey with transparent lending practices and dedicated customer service. Let us help you take the next step toward achieving your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,239,869, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the mortgage process.

Personal and Credit Line Loans

For those unexpected expenses or planned purchases, our personal loans can provide quick cash when you need it most. Additionally, we offer credit lines totaling $96,692,616, giving you flexibility and access to funds whenever necessary.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all comparisons are fair and transparent, allowing users to make informed decisions about their borrowing options.

FAIRMONT FEDERAL CREDIT UNION - Mannington, WV

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