Fairmont Credit Union Bridgeport WV | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Fairmont, your trusted partner in financial growth and community support! Located at 680 Genesis Blvd, Bridgeport, WV 26330, our credit union has been dedicated to serving members since 1939. With a strong commitment to the community and a focus on member satisfaction, we are proud to have grown to 44,522 members who enjoy personalized banking services tailored to their needs. At Fairmont, we understand that financial decisions can be daunting. That's why we offer a range of services designed to make banking easy and accessible. Our total assets of $513,634,837 reflect our stability and commitment to helping you achieve your financial goals. Whether you're looking for auto loans, mortgages, or simple savings accounts, we have the tools you need to succeed. Our CEO, Cindy Dickey, along with Board President Walter Osborne, leads a team of 115 dedicated employees who are here to assist you every step of the way. We pride ourselves on our approachable service and our ability to provide solutions that make sense for our members. With total deposits amounting to $45,691,481 and cash in hand at $8,617,890, you can trust that your funds are secure with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2139, Fairmont, WV 26555-2139. Ready to take the next step? Visit us online at Fairmont FCU or give us a call at 304-363-5320 today. Let us help you turn your financial dreams into reality!

Branch History & Mission

Join Us Today

We invite you to become part of the Fairmont family! Experience firsthand how we blend traditional values with modern convenience. Explore our diverse range of services tailored for both personal and business banking needs. Together, let's build a stronger financial future. Discover more about what makes us unique by visiting our website at Charles Pointe or learn about membership eligibility here. Welcome to Fairmont, where your financial goals are our priority!

Our Mission

At the heart of Fairmont is our mission to provide exceptional financial services while fostering strong community ties. We are dedicated to supporting our members' financial journeys through personalized banking solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. But we don't stop there; we believe in giving back to the community that supports us. Whether it's through local partnerships or community outreach programs, we strive to make a meaningful impact in the lives of those we serve. As part of our commitment to accessibility, our branch offers ADA-compliant facilities and digital advancements like online banking and mobile applications. This ensures that every member can easily manage their finances no matter where they are. While members can visit us at 680 Genesis Blvd Bridgeport Wv 26330, official correspondence should be sent to PO Box 2139, Fairmont, WV 26555-2139. For any questions or support, feel free to reach out at (304) 363-5320 we're here for you!

Branch Location & Accessibility

Welcome to the Fairmont branch of your trusted credit union, located conveniently at 680 Genesis Blvd in Bridgeport, WV. We are proud to serve the Harrison County community and make banking easy and accessible for our members. If you need to send official correspondence, please note that our mailing address is PO Box 2139, Fairmont, WV 26555-2139. Situated near local landmarks, our branch is easy to find and accessible. Whether you're coming from the bustling downtown area or nearby residential neighborhoods, you'll appreciate the straightforward routes leading right to us. Our parking lot is spacious and designed to accommodate all visitors, including those with disabilities. We ensure that everyone can easily access our services through ADA-compliant entrances and ramps. At Fairmont, we aim to make your banking experience as pleasant as possible. Our lobby hours are tailored for your convenience: we welcome you Monday and Friday from 9:00 AM to 5:00 PM, while Tuesday through Thursday we're here from 9:00 AM to 4:00 PM. For those who prefer drive-thru services, we offer extended hours Monday through Friday from 8:30 AM to 5:30 PM, Tuesday through Thursday until 5:00 PM, and even Saturday mornings from 9:00 AM until noon. Our branch features an ATM available for quick cash withdrawals and balance checks whenever you need them. Plus, with our drive-thru banking options, simple transactions such as deposits and withdrawals are hassle-free. We invite you to visit us or give us a call at 304-363-5320 if you have any questions or need assistance. Our friendly team is always ready to help! Your financial journey starts here at Fairmont come see how we can support your goals today!

Member Eligibility

At Fairmont, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Harrison County or surrounding areas, you're already eligible to join our family. Our mission is to provide personalized service and valuable resources to help you reach your financial goals. You can learn more about the specific eligibility criteria by visiting us at https://www.fairmontfcu.com/membership-education. Ready to take the next step? Opening an account at Fairmont is straightforward and rewarding! Just head over to https://online.fairmontfcu.com/registration to start your journey with us. If you have any questions or need assistance, feel free to give us a call at (304) 363-5320. We can't wait to welcome you into our community at 680 Genesis Blvd Bridgeport Wv 26330!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers whether they're shopping in-store or online. Our solutions allow you to focus on what really matters: growing your business and serving your customers better. Visit us at 680 Genesis Blvd Bridgeport Wv 26330 or call us at (304) 363-5320 to explore how our business banking services can provide the support you need to reach your goals!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $38 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $821,941, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we understand how vital it is to have reliable financial support. Our business banking services include merchant services and business loans tailored to help you grow and succeed. We're committed to supporting local businesses in Bridgeport by offering competitive rates and personalized service.

Convenient Access Points

Accessing your funds has never been easier! With our ATM services, you can withdraw cash or check balances at any time. For quick transactions, our basic drive-thru banking allows for deposits and withdrawals without leaving your vehicle perfect for those busy days. At Fairmont, we believe in making banking as convenient as possible while providing exceptional service. If you're ready to explore what we have to offer or if you have any questions about our services, feel free to reach out at (304) 363-5320 or visit us at 680 Genesis Blvd Bridgeport Wv 26330 in Bridgeport. Join us today at Charles Pointe and experience banking done differently!

Credit Card Options

Reward yourself with our credit cards that come with valuable rewards programs. Whether you want to earn points for travel or cashback on everyday purchases, our cards are designed with member benefits in mind.

Loan Services Tailored for You

When life presents opportunities or challenges, having the right financing can make all the difference. At Fairmont, we provide auto loans and vehicle financing so you can get behind the wheel with confidence. Looking to buy a home? Our mortgage loans and refinancing options will guide you through every step of the process. If you're facing unexpected expenses, our personal loans and debt consolidation solutions are here to help ease your financial burden.

Personal Banking Solutions

Managing your finances is simple with our personal banking options. We offer checking and savings accounts designed to help you keep track of your spending and save for those special moments. With online and mobile banking, you can access your accounts anytime, anywhere. Imagine being able to check your balance or transfer money from the comfort of your home or on the go this convenience is just a click away!

Digital & Online Banking

Key Features

Our services include person-to-person transfers, which allow you to send money quickly and securely to friends or family members. Need to go paperless? Take advantage of e-statements available for all members, making it simple to keep track of your finances while reducing clutter. For those who prefer mobile banking, our mobile application is available for download, letting you bank on the go. While we currently do not offer mobile payments, rest assured that our other features will meet your everyday banking needs efficiently.

Security You Can Trust

Security is a top priority for us. While we do not offer electronic signature authorization at this time, we ensure that all transactions conducted through our online platform are safe and protected. You can bank confidently knowing that your personal information is in good hands. Whether you're checking your balance during lunch or transferring funds after hours, Fairmont provides the accessibility and ease-of-use you need for real-time account management. Experience the difference today by visiting https://www.fairmontfcu.com/!

Financial Strength

At Fairmont, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your assets are in capable hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $50,353,540, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $96,292,490 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $49,763,945 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $34,501,751 in total loans and leases and $7,783 in used auto loans available for those looking to purchase their next vehicle. While our net income is currently at $0, this reflects our commitment to investing back into the credit union for improved services rather than profit maximization. We also take pride in having 115 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our strong member base is evident with a total of 96,476 share accounts, showing that many trust us with their finances. This collective strength gives us the ability to continue supporting you through various financial products tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairmont is your trusted partner. Visit us at 680 Genesis Blvd Bridgeport WV 26330 or call 304-363-5320 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $79,072,747 in used vehicle loans and $79,958,070 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a plan that fits your budget. Plus, if you're considering refinancing an existing auto loan, we have options available to help reduce your monthly payments.

Commercial Loans

For business owners, our outstanding commercial loans totaling $821,941 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team is here to assist you with tailored financial solutions. Our knowledgeable staff at Fairmont, located at 680 Genesis Blvd Bridgeport Wv 26330, Bridgeport, WV 26330, is ready to answer any questions you may have regarding eligibility or refinancing options. Feel free to reach out by calling us at (304) 363-5320 during our operating hours: Lobby Monday & Friday from 9:00 am to 5:00 pm and Tuesday - Thursday from 9:00 am to 4:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan offerings further by visiting our website at https://www.fairmontfcu.com/, where you can learn more about how we can support your financial journey!

Credit Lines and Unsecured Loans

For those needing extra flexibility, our total credit lines amount to $96,692,616. This allows you access to funds when you need them without the hassle of reapplying for a loan each time. We also offer flexible terms on unsecured credit card loans; however, currently, there are no outstanding unsecured credit card loans reported.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,239,869, make buying or refinancing simple. We guide you through the mortgage process to ensure you understand each step and can make informed decisions about your investment.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from verified institutions guarantees fair and transparent offers for all users. By adhering to strict regulatory standards, LendMesh promotes trust in its comparisons.

Fairmont