Fairfield Credit Union White Hall AR | Best Auto Loans & Business Banking

Introduction

Welcome to Fairfield Federal Credit Union, your trusted financial partner since 1958. Located at 7010 Sheridan Rd, White Hall, AR 71602, our mission is to empower our members through personalized banking solutions and exceptional service. With a solid foundation built on trust and community support, we proudly serve 9,578 members, offering them a range of financial products tailored to their needs. At Fairfield, we're committed to your financial well-being. Our total assets amount to an impressive $96,016,299, ensuring that we have the resources necessary to help you achieve your goals. Whether you're looking for auto loans, mortgage options, or personal banking services, we have you covered with over 2,493 loans currently in place and total deposits reaching $2,642,140. Our dedicated team of 26 employees, led by CEO Connie Wood and Board President Jimmy Bennett, is here to assist you from 8:00 AM to 4:00 PM Monday through Friday. We also offer convenient ATM access and drive-thru services for quick transactions. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at P.O. Box 5700, Pine Bluff, AR 71611. Explore how we can help you take charge of your finances by visiting our website at Fairfield Federal Credit Union or call us at 870-619-1204 today. Your journey towards financial freedom starts here!

Branch History & Mission

Join Us!

As we look forward to what the future holds, we invite you to be part of this journey with us. Experience the benefits of membership at Fairfield Federal Credit Union where your financial success is our priority. Together, let's build a brighter future for ourselves and our community! For more information or to become a member today, give us a call at 870-619-1204 or visit us online at Fairfield Federal Credit Union.

Our Journey

Since opening our doors, Fairfield Federal Credit Union has evolved to meet the changing needs of our community. From modest beginnings to becoming a trusted financial partner, we've been there through thick and thin. Over the decades, we've introduced various services like auto loans, personal banking, and business loans, ensuring that we support not just individual members but also local businesses that are vital to our economy. Our branch is easily accessible with both ATM availability and drive-thru banking for added convenience. We understand that our members lead busy lives; thus, we offer operating hours from 8:00 AM to 4:00 PM Monday through Friday to accommodate your schedule.

Our Mission

At the heart of Fairfield Federal Credit Union lies our mission: to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality financial products that empower them to achieve their goals. This mission goes beyond just numbers; it means understanding the unique needs of each member and offering personalized solutions. We actively engage with our community through outreach programs and partnerships that enhance local life. Whether it's hosting financial literacy workshops or supporting local events, we strive to make a positive impact in White Hall and beyond. While members can visit us at 7010 Sheridan Rd for all their banking needs, official correspondence should be sent to P.O. Box 5700, Pine Bluff, AR 71611.

Branch Location & Accessibility

Accessibility Features

At Fairfield, we prioritize making banking as easy as possible for everyone. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure all members can navigate comfortably. Plus, we offer ample parking right outside our doors so you can quickly pop in for your banking needs.

Call to Action

We invite you to visit us at our Fairfield branch! If you have any questions or need assistance, don't hesitate to call us at 870-619-1204. Our friendly team is here to help you with all your financial needs!

Operating Hours

Our lobby hours are designed to fit into your busy schedule. We are open Monday through Friday from 8:00 AM to 4:00 PM, making it easy to stop by before or after work. If you're in a rush, we also provide drive-thru banking services for quick deposits and withdrawals without leaving your car.

Services Offered

At the Fairfield branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our ATM is available for cash withdrawals and balance inquiries whenever you need it. We pride ourselves on providing a full range of services including online and mobile banking options so you can manage your finances anytime.

Member Eligibility

At Fairfield, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and opens the door to a range of benefits designed to help you achieve your financial goals. To join our community, you'll want to check if you meet our eligibility criteria, which typically includes being a resident or working in the areas we serve. We welcome individuals from various backgrounds and lifestyles, ensuring that everyone has the opportunity to thrive. For the most detailed and up-to-date eligibility information, feel free to visit our website at . Once you're ready to take the next step, opening an account is straightforward! You can easily start the process by reaching out to us at (870) 619-1204 or visiting us in person at our location: 7010 Sheridan Rd White Hall Ar 71602. We're excited to support you on your financial journey and can't wait to welcome you as part of our Fairfield family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. This means we've been there for local entrepreneurs, providing the financial backing they need to turn their ideas into reality. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that can adapt to various situations.

Merchant Services

In today's fast-paced world, having reliable merchant services can be a game changer. Imagine making transactions smoother for your customers while keeping your cash flow healthy. With our tailored merchant services at Fairfield, you can process payments easily, whether in-store or online. This means more time focusing on what you do best running your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses throughout White Hall, AR. Let us be part of your success story! For more information, visit us at 7010 Sheridan Rd White Hall Ar 71602 or call us at (870) 619-1204.

Comprehensive List Of Services

Business Banking Services

For our business members, we understand the unique needs of running a successful operation. Our business banking services, including merchant services and business loans, are designed to support your growth and efficiency.

Credit Options

Sometimes life throws unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you manage those challenges without added stress. Plus, our credit cards with rewards give you the chance to earn while you spend making every purchase a little more rewarding.

Digital Access for Your Convenience

In today's fast-paced world, managing finances should be hassle-free. That's why we've invested in robust online and mobile banking platforms. With just a few clicks, you can check balances, transfer funds, or make payments all from the comfort of your home or on the go. We also provide access to ATMs for quick cash withdrawals and basic transactions like balance checks.

Drive-Thru Banking

If you prefer face-to-face interactions but want the speed of convenience, take advantage of our drive-thru banking service. Whether it's making deposits or simple withdrawals, we've got you covered without the need to leave your car. At Fairfield, we are committed to ensuring that every member feels valued and well-served. If you have any questions about our services or would like assistance getting started, don't hesitate to reach out! You can call us at (870) 619-1204 or visit us during our operating hours from 8:00 AM to 4:00 PM, Monday through Friday. Discover how easy it can be to manage your finances with us at Fairfield Federal Credit Union where community comes first!

Personal Banking Solutions

Our personal banking services are designed for convenience and accessibility. You can choose from various checking and savings accounts that fit your lifestyle. For those dreaming of a new car, we offer competitive auto loans and vehicle financing options that make it easier than ever to hit the road. If homeownership is on your horizon, our mortgage loans and refinancing solutions are here to assist you in navigating that journey smoothly.

Digital & Online Banking

Key Features

For those who prefer going paperless, we provide e-statements that deliver your account information right to your inbox. Enjoy the convenience of having your statements at your fingertips without the clutter of physical paperwork. If you need to send money quickly to friends or family, our person-to-person transfer service makes it easy and fast. Just a few taps on your mobile app, and the money is on its way! Speaking of mobile applications, yes, we have one! Our mobile app offers a convenient way to manage your accounts on the go. You can check balances, view transactions, and even deposit checks right from your smartphone. While electronic signature authorization is not available yet at Fairfield, we ensure that all transactions are secure so you can bank with confidence. Although mobile payments are currently not offered, we are continuously exploring ways to enhance your banking experience. In summary, whether you're at home or on the move, Fairfield provides accessible and efficient digital banking solutions tailored for you. Experience how easy banking can be today!

Financial Strength

Building Trust Together

Our total share accounts stand at 15,549, showcasing a strong and growing member base that trusts us with their finances. This trust is crucial as we work together toward your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairfield is your trusted partner. Visit us at 7010 Sheridan Rd or call us at 870-619-1204 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $17,017,001 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors currently holding $34,143,765 in total loans and leases, including $787 in used auto loans. Our net income of $1,261,000 reflects our operational efficiency. This allows us to continually offer competitive loan rates and solid financial products for our members. We are proud to have 26 full-time employees ready to assist you with knowledgeable service.

Member-Centric Savings

Members' savings are secured through $1,594,909 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members above all else. Unlike traditional banks that may rely heavily on non-member deposits which total $0 here we focus our resources on benefiting you through better loan rates and exclusive perks.

Solid Financial Foundation

With a net worth of $20,924,576, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,453,201 in used vehicle loans and $8,622,685 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Credit Lines and Personal Loans

For those looking to manage cash flow or cover unexpected expenses, our flexible credit lines totaling $6,000,000 offer accessible credit when you need it most. Additionally, we have unsecured credit card loans available, totaling $937,172, which provide members with the flexibility to handle purchases without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have no Junior Lien 1-4 Family Residential Properties loans, we are always exploring ways to expand our offerings. Stay tuned for future updates!

Refinancing Options

If you're considering refinancing your current loans, we can help guide you through the process to find the best rates available. Our team is dedicated to assisting you with eligibility options that suit your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore your loan options further, give us a call at (870) 619-1204, or visit us at 7010 Sheridan Rd White Hall Ar 71602 in White Hall, AR. We're here to assist you every step of the way!

Loan Aggregator

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FAIRFIELD FEDERAL CREDIT UNION - White Hall, AR