Fairfield Credit Union Pine Bluff AR | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Fairfield Federal Credit Union, your trusted financial partner located at 206 Highway 81 N, Pine Bluff, AR 71601. Since our establishment in 1958, we have proudly served the community with a commitment to helping our members achieve their financial goals. With over 9,578 members, we strive to create a welcoming and supportive environment for everyone who walks through our doors. At Fairfield, we understand that managing finances can be overwhelming. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. With total assets of $96,016,299 and deposits reaching $2,642,140, you can trust us to safeguard your money while offering competitive loan options. We currently manage 2,493 loans and leases, ensuring that you have access to the funds you need when you need them. Our dedicated team of 26 employees, led by our CEO Connie Wood and Board President Jimmy Bennett, is here to provide personalized service with a smile. We believe in building relationships based on trust and transparency. Whether you're visiting us in person or connecting online at Fairfield's website, we're always just a phone call away at 870-536-6665. While members can visit us at our branch address, official correspondence should be sent to our mailing address: P.O. Box 5700, Pine Bluff, AR 71611-5700. Join us today and experience the Fairfield difference where your financial well-being is our top priority! We invite you to explore how we can help you navigate your financial journey successfully.

Branch History & Mission

Looking Ahead

As we look toward the future, Fairfield remains committed to enhancing member experiences through innovative services while ensuring compliance with all accessibility standards. We invite you to join us on this journey whether you're looking for personal banking solutions or business support. Come visit us during our operating hours from Monday through Friday between 8:00 AM and 4:00 PM. You can reach us at (870) 536-6665 if you have any questions or need assistance. Join Fairfield today and experience the benefits of being part of a community-focused credit union where your financial well-being is our priority!

Our Legacy of Growth

Over the years, Fairfield has evolved significantly, adapting to the changing needs of our community while maintaining our commitment to personalized service. Our branch is conveniently located at 206 Highway 81 N, making it easy for members to access our wide range of services. If you need to send us official correspondence, please use our mailing address: P.O. Box 5700, Pine Bluff, AR 71611-5700. Fairfield has continually expanded its offerings to meet the diverse needs of our members. We provide personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our dedication extends beyond just banking; we are committed to supporting local initiatives and strengthening our community ties through outreach programs and partnerships.

Our Mission

At Fairfield, our mission is clear: We strive to empower our members by providing accessible financial solutions while fostering a sense of community and trust. We believe that everyone deserves a chance at financial stability and success. That's why we are here not just as your bank but as your partner in achieving your financial goals. We understand that convenience matters in today's fast-paced world. That's why we offer online banking services that allow you to manage your accounts from anywhere. Additionally, our branch features an ATM and drive-thru service for easy access to cash and basic transactions.

Branch Location & Accessibility

Welcome to Fairfield, your friendly neighborhood credit union located at 206 Highway 81 N in Pine Bluff, AR. Our branch is easy to find, nestled near local favorites and essential services. Whether you're visiting us for personal banking needs or exploring loan options, we're here to make your experience smooth and enjoyable. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 5700, Pine Bluff, AR 71611-5700. Our location offers ample parking and is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us comfortably. At Fairfield Federal Credit Union, we understand the importance of convenience. That's why our doors are open Monday through Friday from 8:00 AM to 4:00 PM. Stop by during these hours to speak with our dedicated staff who are ready to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. For those on the go, we offer ATM access right at our location for quick cash withdrawals or balance checks. Plus, if you prefer a little drive-thru banking, we've got you covered! You can easily make deposits or withdrawals without leaving your vehicle. Whether you're a long-time member or looking to join our community, we invite you to visit Fairfield Federal Credit Union today. If you have any questions or need assistance, feel free to give us a call at 870-536-6665. We look forward to serving you!

Member Eligibility

At Fairfield, we're excited to welcome you into our community! Becoming a member is simple and open to anyone who lives, works, or worships in the area, as well as their family members. This means that if you're part of our vibrant Pine Bluff community, you're likely eligible to join us. Not only will you gain access to a range of financial products tailored just for you, but you'll also enjoy the personalized service that comes from being part of a credit union that truly cares. If you're ready to take the next step towards membership, feel free to reach out at (870) 536-6665 or visit us at our branch located at 206 Highway 81 N Pine Bluff Ar 71601. For more detailed information about eligibility criteria, please check out this resource: . We can't wait for you to join us!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine having access to funds that can help you expand your operations, hire new employees, or invest in vital equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Merchant Services for Everyday Operations

In today's fast-paced market, managing transactions efficiently is crucial. Our merchant services streamline payment processing, allowing you to focus on what really matters growing your business. Picture this: a busy day at your shop where customers can easily pay with their cards or mobile wallets without any hiccups. This not only enhances customer satisfaction but also improves your cash flow. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Pine Bluff, AR. Let's work together to realize your business goals!

Comprehensive List Of Services

ATM and Cash Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks without any hassle. Additionally, our drive-thru banking provides basic services like deposits and withdrawals for those busy days when you're on the move. At Fairfield, we aim to create a welcoming environment where all members feel valued and supported. With our comprehensive list of services ranging from personal banking to business solutions, we are committed to helping you achieve your financial goals. For more information about how we can assist you further, don't hesitate to reach out! Give us a call at (870) 536-6665 or visit us at 206 Highway 81 N Pine Bluff Ar 71601 during our operating hours from Monday through Friday, 8:00 AM to 4:00 PM. Join the family at Fairfield Federal Credit Union today!

Business Banking

If you're a business owner, we've got you covered too. Our business banking services include merchant services and business loans that can help fuel your entrepreneurial dreams. We understand that running a business requires flexibility and support, which is why we strive to offer solutions that work for you.

Credit and Loan Services

When unexpected expenses arise or when you're planning something special, our personal loans and debt consolidation services can give you the financial breathing room you need. Plus, our credit cards with rewards programs allow you to earn while you spend perfect for everyday purchases or special treats.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why Fairfield Federal Credit Union offers robust online and mobile banking features. With just a few clicks on our secure platform, you can access your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, managing your finances has never been easier.

Personal Banking Solutions

Our personal banking options are crafted to support your everyday financial activities. You can easily open checking and savings accounts that fit your lifestyle, making it simple to manage your money. For those big purchases like a new car, our auto loans and vehicle financing options provide competitive rates that can help make your dream ride a reality. If you're considering homeownership or want to refinance an existing mortgage, we have mortgage loans tailored for every stage of life.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that help you stay in control of your money. One of the standout offerings is the ability to set up e-statements, allowing you to view your financial documents securely without the clutter of paper. Plus, if you're on the go, our mobile application makes it simple to manage your accounts right from your smartphone. Need to send money to a friend? With our person-to-person transfer feature, sending cash is as easy as a few taps on your screen. You won't need cash or checks just use our secure app to make those quick payments.

Security and Accessibility

Security is a top priority for us at Fairfield. While we do not currently support electronic signature authorization, you can rest assured that your information is protected using industry-standard security measures. Our online banking services allow you to monitor transactions in real time, so you can catch any suspicious activity right away. With no need for mobile payments at this time, our focus remains on providing a safe and straightforward experience for all members. We believe that managing your finances should be accessible and stress-free. In summary, whether you're at home or on the move, our digital banking services are designed to make your life easier while keeping your information safe. Visit https://www.fairfieldcreditunion.org/ today to explore all the ways Fairfield can assist you in managing your finances effortlessly!

Financial Strength

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $34,143,765 in total loans and leases. We also have $787 in used auto loans available to help you drive away with the vehicle you desire without hassle.

Member Engagement

We have built a strong community with 15,549 total share accounts, showing a growing member base that trusts us with their finances. At Fairfield, we are more than just a credit union; we are your partners in achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fairfield is your trusted partner. Visit us at 206 Highway 81 N or call us at 870-536-6665 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,594,909 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our focus means that every dollar counts towards enhancing your banking experience.

Operational Efficiency

Our net income of $1,261,000 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $17,017,001 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach ensures that you benefit from improved services and products tailored to meet your needs.

Strong Financial Health

With a net worth of $20,924,576, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 21.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,453,201 in used vehicle loans and $8,622,685 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget and lifestyle.

Credit Lines

For those who need access to funds as they arise, our credit lines totaling $6,000,000 provide a safety net for unexpected expenses or planned purchases. This option gives you flexibility and peace of mind knowing that funds are available when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we encourage you to keep an eye on future offerings that may suit your needs.

Refinancing Options

If you're considering refinancing any existing loans, our team can help evaluate your current situation and determine if refinancing could save you money or lower your payments. It's always worth exploring how we can make your financial commitments more manageable. In summary, at Fairfield in Pine Bluff, AR, we strive to provide tailored financial solutions that meet your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us or call us at (870) 536-6665 to learn more about how our loan products can work for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $937,172 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while allowing you to build or improve your credit history.

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FAIRFIELD FEDERAL CREDIT UNION