FAA Credit Union Cordova TN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to F A A, your trusted financial partner in Cordova, TN! Located at 8082 Rockcreek Cv, our Wolfchase Branch has been serving the community since 1954. With a strong commitment to our members, we have grown to support over 8,141 individuals and families in achieving their financial goals. At F A A, we take pride in our impressive total assets of $125,832,888 and total deposits of $7,510,439. Our dedicated team of 33 employees, led by our CEO Angie Vajdak and Board President Chris Syriac, is here to provide personalized service tailored to your needs. We understand that trust is essential in banking. That's why we focus on building lasting relationships with our members through transparent practices and community engagement. With a net worth of $20,505,677 and cash in hand amounting to $2,004,666, you can be assured that your money is in safe hands. While members can visit us at our branch for various services like personal loans, auto financing, and online banking options, official correspondence should be sent to the same address: 8082 Rockcreek Cv, Cordova, TN 38016. Whether you're looking for a new vehicle loan or assistance with personal finances, we're here for you! Feel free to reach out to us at 901-377-7725 or visit our website at www.faafcu.org for more information on how we can help you achieve financial success. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Join Us

While members can visit us at 8082 Rockcreek Cv Cordova Tn 38016, official correspondence should be sent to 8082 Rockcreek Cv, Cordova, TN 38016 if different from our branch address. Our operating hours are designed with your convenience in mind: Monday, Tuesday, and Thursday from 7:30 AM - 4:00 PM; Wednesday from 10 AM - 4 PM; and Friday from 7:30 AM - 5:00 PM. With ATM availability, drive-thru services, and shared service centers, we're here when you need us most. If you're looking for a credit union that truly cares about its members and community, look no further than F A A. We invite you to join us on this journey toward financial empowerment and well-being. Experience the benefits of membership today! Feel free to call us at (901) 377-7725 or visit our website at Wolfchase Branch for more information on how you can become part of something special.

Our Journey

Our journey began in a small yet ambitious setting, where the vision was clear: to provide accessible financial services tailored for everyone in our community. Over the years, F A A has evolved significantly, expanding its offerings and enhancing its services. From humble beginnings, we have built a reputation for trustworthiness and commitment. Our location at 8082 Rockcreek Cv Cordova Tn 38016 is not just a branch; it's a cornerstone of support for families and individuals looking to achieve their financial goals. As we grew, so did our commitment to innovation. We embraced digital advancements that allow us to offer convenient online banking solutions while ensuring ADA compliance, making banking accessible for all members of our community. We are proud of our customer-centric initiatives that prioritize your needs, whether through mobile payments or e-statements.

Our Mission

At F A A, our mission goes beyond providing financial services; it's about building lasting relationships and supporting the dreams of our members. We believe that everyone deserves access to quality banking services and personalized support. Our mission statement reflects this commitment: "To empower our members through comprehensive financial services while actively contributing to the growth and well-being of our community." We recognize that being part of a community means being involved in it. That's why we have established partnerships with local organizations and engaged in various outreach efforts aimed at improving lives right here in Cordova. Whether through financial literacy programs or local events, we strive to make a positive impact every day.

Branch Location & Accessibility

Convenient Location

Nestled near popular spots like the Cordova Town Center and just a short drive from local schools and parks, our branch is ideally situated for your convenience. We offer ample parking, ensuring that your visit is as hassle-free as possible. Plus, our facility is ADA compliant, featuring ramps and accessible entrances to accommodate everyone comfortably.

Operating Hours

At F A A, we understand that life can be busy. That's why we offer flexible hours to meet your needs. You can visit us Monday, Tuesday, and Thursday from 7:30 AM to 4:00 PM; Wednesday from 10:00 AM to 4:00 PM; and Friday from 7:30 AM to 5:00 PM. Whether you prefer early mornings or later afternoons, we have times that fit your schedule.

Services Offered

Our branch provides a wide range of services designed to support your financial journey. From checking and savings accounts to auto loans and mortgage refinancing, we're equipped to handle your banking needs. Enjoy the convenience of our ATM services available on-site, along with drive-thru banking for quick transactions without leaving your vehicle. Additionally, if you're a member of a partner credit union, take advantage of our shared service center for basic transactions like deposits and withdrawals. This means you can access your funds conveniently while enjoying all the benefits of being part of the F A A family. For any inquiries or assistance, feel free to give us a call at 901-377-7725. Our team is eager to help you achieve your financial goals! So why wait? Come visit us today at F A A in Cordova! We can't wait to welcome you through our doors.

Member Eligibility

At F A A, we believe that everyone deserves a chance to be part of a caring community where your financial needs are prioritized. Becoming a member is simple and open to those who live, work, or worship in the area served by our branch. We welcome individuals who share our values and commitment to community service. For more specific eligibility details, we encourage you to visit our website at https://www.faafcu.org/about-us/become-a-member.html , where you'll find all the information you need about joining us. Once you're ready to take the next step towards membership, opening an account is straightforward! You can check out our account opening process by visiting http://www.faafcu.org/loans-credit/personal-loans . If you have any questions or need assistance, feel free to reach out to us at (901) 377-7725. We're here to help you every step of the way as you embark on this exciting journey with us at F A A, located at 8082 Rockcreek Cv Cordova Tn 38016. Join us today and experience the benefits of being a valued member of our credit union!

Business Banking & Commercial Services

Business Loan Options

Imagine needing funds to expand your operations or invest in new equipment. Our commercial loan offerings can be the key to unlocking those opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine how easy it would be to accept payments directly from customers at your storefront or online this not only enhances customer experience but also streamlines your cash flow. Located at 8082 Rockcreek Cv Cordova Tn 38016 in Cordova, TN, our team is ready to partner with you on your journey towards success. For more information about how we can assist your business, give us a call at (901) 377-7725 or visit us online at https://www.faafcu.org/ . Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our Business Banking services include Merchant Services & Business Loans tailored to help you grow and manage your enterprise effectively. We're here to support local businesses with tools that make banking easier.

Credit Cards and Rewards

At F A A, we understand that credit plays an important role in managing finances. Our Credit Cards with Rewards program allows you to earn points for every purchase, which can be redeemed for exciting rewards. This means that every time you use your card, you're not just spending; you're also building up benefits that add value to your everyday life.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions. Whether it's checking your balance from home or transferring funds on the go, our digital services ensure that you have access to your accounts anytime and anywhere. Plus, with features like ATM & Cash Withdrawal Services, accessing cash is simple and straightforward.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but are short on time, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. Additionally, if you are a member of a partner credit union, take advantage of our Basic Shared Branch Transactions for easy access to deposits and withdrawals. We also provide basic ATM access for quick transactions like balance checks and cash withdrawals, so you can manage your money when it suits you best. Ready to explore how F A A can support your financial journey? Visit us at 8082 Rockcreek Cv Cordova Tn 38016 or give us a call at (901) 377-7725. We invite you to become part of our community today! For more information about joining us or opening an account, check out our website or stop by during our convenient hours!

Personal Banking

Managing your personal finances has never been easier. With our Checking & Savings Accounts, you can choose the account that fits your lifestyle while enjoying competitive interest rates. If you're thinking about buying a car or need financing for a vehicle, our Auto Loans & Vehicle Financing options offer flexible terms and low rates to get you on the road without breaking the bank. For those looking to purchase their dream home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide tailored solutions to fit your unique situation. Additionally, if you find yourself facing unexpected expenses, our Personal Loans & Debt Consolidation options can help ease financial stress.

Digital & Online Banking

Key Features

Explore our online banking services at https://www.faafcu.org/ . Whether you're checking your account balance or transferring funds, our 24/7 online banking platform gives you full control over your finances. You can easily access e-statements to track your spending and save paper along the way yes, we offer Yes! Our mobile application is designed for convenience, allowing you to bank on-the-go. You can make mobile payments, transfer money to friends and family with person-to-person transfers, and even use electronic signatures for a quick loan application process. Enjoy the peace of mind that comes with knowing your transactions are secure.

User-Friendly Experience

Navigating your accounts has never been easier! With a user-friendly interface, you'll find everything you need at your fingertips. Our mobile app not only lets you make payments but also keeps you updated on all your transactions in real-time. Plus, if you're ever in need of assistance, our support team is just a call away at (901) 377-7725. We understand that flexibility matters, which is why we provide various options for managing your money. From making simple deposits through our drive-thru to accessing shared services with partner credit unions, we strive to meet all your banking needs. In summary, at F A A, we prioritize making banking simple and accessible for you. Embrace the ease of digital banking today!

Financial Strength

Growing Member Base

We have built a strong community with a total of 18,741 share accounts, showing that many trust us with their finances. This reflects not only our stability but also our dedication to serving our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, F A A is your trusted partner. Visit us at 8082 Rockcreek Cv Cordova Tn 38016 or call (901) 377-7725 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $7,494,970 in share certificates and $5,365,596 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $1,667,393, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $18,830,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $605 in used auto loans and $49,626,723 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Position

With a net worth of $20,505,677, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,630 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,800,800 in used vehicle loans and $9,987,294 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new vehicle or a reliable used car, our team is here to help you find the best option for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. Although currently we do not have outstanding commercial loans available, we are continuously evaluating options to better serve our community's business needs.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $2,366,802 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can help you save even more while making everyday purchases.

Eligibility and Refinancing Options

If you're interested in refinancing any existing loans or exploring eligibility options for our various loan products, our knowledgeable staff is ready to assist you. We strive to make the process as easy as possible so that you can focus on what truly matters achieving your financial goals. For more information about our loan offerings or to start your application today, feel free to call us at (901) 377-7725 or visit us at 8082 Rockcreek Cv Cordova Tn 38016 in Cordova, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,782,330, make buying or refinancing simple. We offer competitive rates and personalized service to ensure that your home-buying experience is smooth and straightforward.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users. Each lender's information is verified, allowing you to compare rates confidently.

Key Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights the effectiveness of our platform in connecting borrowers with competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

F A A FEDERAL CREDIT UNION - Cordova, TN