FAA Credit Union Tupelo MS | Top Auto Loans & Business Banking

Introduction

Welcome to F A A, your trusted credit union located at 901 S Gloster St, Tupelo, MS 38801. Established in 1954, we have proudly served our community for nearly seven decades. With a dedicated membership of over 8,100 individuals, we are committed to providing exceptional financial services tailored to meet the needs of our members. At F A A, we understand that your financial journey is unique. That's why we offer a range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Our total assets stand at an impressive $125,832,888, demonstrating our strength and stability in the financial landscape. Led by our experienced CEO, Angie Vajdak, and Board President, Chris Syriac, our team of 33 employees is here to ensure you receive personalized support every step of the way. Whether you're looking to buy a new car with one of our competitive auto loans or seeking advice on managing your finances, we're here for you. While members can visit us at 901 S Gloster St, official correspondence should be sent to the same address. With total deposits exceeding $7,510,439 and a net worth of $20,505,677, we maintain robust liquidity with over $2,004,666 in cash on hand to support our lending needs. We invite you to explore how becoming a member can benefit you. Visit us online at faafcu.org or call us at 662-269-2785 to learn more about our offerings and how we can help you achieve your financial goals. Join us today and experience the difference that community banking can make!

Branch History & Mission

Community Focus

While members can visit us at 901 S Gloster St Tupelo Ms 38801, official correspondence should be sent to 901 S. Gloster Street, Tupelo, MS 38801. We are more than just a financial institution; we are part of this vibrant community. Our initiatives include financial literacy programs for local schools, participation in neighborhood clean-ups, and partnerships with other organizations that share our vision for a better future. In addition to our traditional banking services, we've embraced digital advancements that make banking easier for you. Enjoy features like online banking, mobile payments, and e-statements all designed with your convenience in mind. Plus, with ADA compliance as a priority, everyone can access our services comfortably.

Join Us

As we look towards the future, we invite you to join us on this journey. At F A A, you're not just a member; you're family. Experience the benefits of being part of a cooperative where your voice matters, your needs are heard, and your financial success is our priority. Whether you need assistance with personal loans, auto financing, or day-to-day banking needs, we're here for you. Come visit us during our operating hours Monday through Tuesday from 8:30 AM to 4:30 PM, Wednesday from 10:00 AM to 4:30 PM, and Thursday through Friday from 8:30 AM to 5:30 PM (closed daily from 1:00 PM to 2:00 PM). If you have any questions or would like more information about becoming a member, give us a call at (662) 269-2785 or visit us online at http://www.faafcu.org. Together, let's build a stronger future!

Our Journey

Located at 901 S Gloster St Tupelo Ms 38801, right in the heart of Tupelo, our branch has seen remarkable changes and growth. We've weathered economic shifts and embraced new technology, all while remaining true to our core mission: to empower our members financially and support our local community. Through strategic partnerships and outreach initiatives, we've consistently aimed to make a positive impact on the lives of those we serve. Our mission is simple yet profound: to provide accessible financial solutions that help our members achieve their goals while ensuring that we contribute meaningfully to the community. This commitment drives everything we do from offering competitive loan rates and personalized service to actively participating in local events and charities.

Branch Location & Accessibility

Accessibility Features

At F A A, we understand the importance of accessibility. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ramps for easy access. We also offer ample parking space so that you can visit us without any hassle.

Operating Hours

Our friendly team is here to assist you during convenient hours: - Monday and Tuesday from 8:30 AM to 4:30 PM, - Wednesday from 10:00 AM to 4:30 PM, - Thursday and Friday from 8:30 AM to 5:30 PM. Please note that we take a lunch break daily from 1:00 PM to 2:00 PM, during which time we close for regular transactions.

Services Offered

We pride ourselves on offering a variety of services to suit your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have options available for everyone. You can also take advantage of our ATM services and drive-thru banking for quick transactions without leaving your vehicle. Plus, if you're a member of a partner credit union, our shared service center allows you access to basic transactions as well. If you have any questions or would like more information about our services, feel free to give us a call at (662) 269-2785. We look forward to welcoming you into our branch soon! Visit us today at F A A where your financial journey matters most!

Member Eligibility

Becoming a member of F A A is like joining a family that truly cares about your financial well-being. Located at 901 S Gloster St Tupelo Ms 38801, we welcome individuals who share our community values and are looking for personalized banking services. To be eligible, you simply need to live, work, worship, or attend school in certain areas that we serve, or be related to someone who is already a member. It's that easy! You can find all the specific eligibility details on our website at https://www.faafcu.org/about-us/become-a-member.html. Once you're ready to join us, opening an account is straightforward and can be done online; just visit http://www.faafcu.org/loans-credit/personal-loans for more information. If you have any questions or need assistance, feel free to reach out to us at (662) 269-2785. Join us at F A A today and experience the benefits of being part of a supportive credit union community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services tailored for your daily operations. Imagine being able to accept payments seamlessly whether it's in-person, online, or mobile. Our solutions help streamline transactions so you can focus on what matters most: growing your business. Visit us at 901 S Gloster St Tupelo Ms 38801 in Tupelo, MS, or call us at (662) 269-2785 to learn more about how we can partner with you on your journey to success. Your business deserves the best, and we're here to help!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Funds with Ease

Need cash? Our branch is equipped with an ATM for easy withdrawals and balance checks. If you prefer traditional banking methods, take advantage of our basic drive-thru banking services for simple transactions like deposits and withdrawals without leaving your vehicle.

Business Banking Solutions

For local businesses, F A A provides tailored business banking services including merchant services and business loans. We understand the unique challenges businesses face, and we're here to support your growth with the right financial tools.

Digital Banking Convenience

In today's fast-paced world, we know convenience matters. That's why we offer comprehensive online and mobile banking features. You can access your accounts from anywhere at any time, manage transactions effortlessly, and utilize person-to-person payment options for quick transfers between friends or family.

Financing Your Dreams

If you're looking to hit the road in a new vehicle or refinance your existing mortgage, auto loans and mortgage loans are available to help you reach those goals. Our team can assist you with vehicle financing options that cater to your budget and needs. Plus, if you're considering consolidating debt, our personal loans are structured to give you relief and make repayment easier.

Personal Banking Made Easy

When it comes to managing your finances, we understand that having options is essential. That's why we offer Personal Banking services that include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a rainy day or planning your next big purchase, our accounts come with features that help you manage your money effectively.

Rewarding Credit Card Options

Don't forget about our credit cards! With rewards programs that allow you to earn points for everyday purchases, you'll find using them rewarding both financially and practically. You can enjoy benefits while managing your spending efficiently.

Shared Branch Transactions

Additionally, if you're a member of partner credit unions, enjoy basic shared branch transactions right here at F A A. We aim to make banking as convenient as possible for everyone in our network. With so many services designed around your needs, we invite you to explore what F A A has to offer. For more information or assistance, don't hesitate to reach out at (662) 269-2785 or visit us online at https://www.faafcu.org/. Join us today and experience how easy banking can be!

Digital & Online Banking

Key Features of Our Online Banking Services

Visit us online at https://www.faafcu.org/ to explore our full range of digital banking services. You'll find user-friendly features like E-Statements, which allow you to view your account statements electronically. This not only saves paper but also provides quick access to your financial history whenever you need it. For those who are always on the go, our Mobile Application makes banking even easier. Whether you're checking your balance, transferring funds, or making payments, you can do it all right from your smartphone. Plus, with our Mobile Payments feature, sending money is as simple as a few taps on your screen. Need to send money to friends or family? Our Person-to-Person Transfers enable you to quickly and securely transfer funds without any hassle. Say goodbye to waiting for checks to clear; now you can send money instantly!

Security and Accessibility

Security is our top priority at F A A. We utilize advanced security measures to protect your personal information while providing an easy-to-navigate platform. Our Electronic Signature Authorization feature allows you to sign documents electronically, adding another layer of convenience without compromising safety. With our 24/7 Online Banking Services, you're never far from your accounts. Whether it's early morning or late at night, you can manage your finances according to your schedule. In summary, our digital and online banking options at F A A are tailored for accessibility and ease of use. Join us today and experience the freedom of managing your finances anytime, anywhere!

Financial Strength

At F A A, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing how we prioritize your needs and ensure reliable services. With a net worth of $20,505,677, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,630 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,494,970 in share certificates and $5,365,596 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,830,729 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, supporting members' financial goals across various sectors with $605 in used auto loans and $49,626,723 in total loans and leases. Our operational efficiency is evident in our $1,667,393, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 18,741, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, F A A is your trusted partner. Visit us at 901 S Gloster St Tupelo Ms 38801 or call (662) 269-2785 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

In addition to these primary offerings, we provide access to credit lines totaling $22,500,000, which can be a useful resource for managing unexpected expenses or funding projects. For business owners, while we currently do not have outstanding commercial loans available at this time, we encourage you to check back as our services continue to evolve. At F A A, we are committed to ensuring our members have access to the best financial products available. Our friendly staff at 901 S Gloster St Tupelo Ms 38801 in Tupelo, MS, is ready to assist you with any questions or concerns. Feel free to give us a call at (662) 269-2785 during our operating hours: Monday & Tuesday from 8:30 am - 4:30 pm, Wednesday from 10:00 am - 4:30 pm, and Thursday & Friday from 8:30 am - 5:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or just exploring options, we're here for you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,800,800 in used vehicle loans and $9,987,294 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the right option tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,782,330, make buying or refinancing simple. We offer competitive rates and flexible terms that can help turn your homeownership dreams into reality. If you have an existing mortgage that you want to refinance, we can also discuss eligibility options to potentially lower your monthly payments.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,366,802 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying rewards and benefits that fit your lifestyle.

Loan Aggregator

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