Express Credit Union Seattle WA | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Express Credit Union, your trusted financial partner located at 1930 6Th Ave S Ste 104, Seattle, WA 98134. Established in 1934, we have been proudly serving our community for nearly nine decades. With a total membership of 4,215 members and assets exceeding $26 million, our commitment to your financial well-being is unwavering. At Express Credit Union, we believe in making banking personal. Our dedicated team of 16 employees, led by CEO Helen Gibson and Board President Sarah Slonsky, is here to provide you with tailored financial solutions that fit your unique needs. From checking and savings accounts to auto loans and personal loans, we offer a range of services designed to help you achieve your financial goals. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 94286, Seattle, WA 98124. We invite you to explore the benefits of being part of our credit union family. With total deposits amounting to $3,595,586 and a net worth of $3,190,600, you can trust that your money is safe with us. Whether you're looking to finance a new vehicle or need assistance with debt consolidation, we're here to support you every step of the way. We take pride in our community impact and are committed to providing exceptional service for all your banking needs. Don't hesitate reach out today! Call us at 206-622-1850 or visit our website at Express Credit Union for more information on how we can assist you. Your financial future starts here!

Branch History & Mission

Commitment to Community

We believe that being part of the community means more than just providing financial services; it's about giving back. Over the years, we've partnered with local organizations and participated in outreach programs aimed at improving lives in Seattle. Our initiatives are designed to empower members by offering financial literacy workshops and supporting local events. While you can visit us at our main office location at 1930 6Th Ave S Ste 104 Seattle Wa 98134, please note that official correspondence should be sent to PO Box 94286, Seattle, WA 98124 if needed. We are here for you from Monday to Friday between 10 AM and 5 PM. At Express Credit Union, we value your time as much as your trust. Although we do not currently offer ATM or drive-thru banking services, we provide robust online and mobile banking options so you can manage your finances conveniently from anywhere.

Join Us Today!

As we continue on this journey together, we invite you to be part of our family at Express Credit Union. Experience firsthand the benefits of membership whether it's exceptional service or community involvement and discover how we can help you achieve your financial goals. For more information about joining us or exploring our services, please visit our website or call us at (206) 622-1850 today!

Our Journey

Our journey began in 1934 when we opened our doors at 1930 6Th Ave S Ste 104, Seattle, WA 98134. Since then, we have witnessed significant changes in both the financial landscape and the needs of our community. Each year has brought new challenges and opportunities that we have embraced with open arms. Our history is marked by milestones that reflect our adaptability and dedication to innovation whether it's through enhancing our digital services or ensuring ADA compliance for all members. As we evolved, so did our mission: to provide accessible financial services while fostering growth within our community. We prioritize not just personal banking but also support local businesses through tailored financial solutions. Our approach emphasizes listening to our members' needs and responding with effective products like auto loans, mortgage refinancing, credit cards with rewards, and more.

Branch Location & Accessibility

Get in Touch

We invite you to come visit us soon! If you have any questions before stopping by, feel free to give us a call at 206-622-1850. Our dedicated team looks forward to serving you and providing a welcoming environment for all your banking needs. Don't hesitate let's take this step together toward a brighter financial future!

Operating Hours

We know your time is valuable! That's why we're here Monday through Friday from 10 am to 5 pm. Whether you need assistance opening an account, exploring loan options, or simply have questions about your financial journey, our friendly staff is ready to help during these hours.

Parking and Accessibility

Our branch offers ample parking space, making it easy for you to pop in for your banking needs. For those with mobility challenges, our facility is fully ADA compliant, featuring ramps and accessible entrances to accommodate everyone comfortably.

Services Offered

At Express Credit Union, we provide a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we are committed to helping you reach your financial goals. While we currently do not offer ATM services or drive-thru banking at this location, our team is available to assist you with any transactions or inquiries you may have.

Member Eligibility

At Express, we believe that everyone deserves a chance to be part of a supportive community where your financial needs come first. If you're wondering how to join us, it's quite simple! Membership is open to individuals who live, work, worship, or attend school in certain areas. This means that whether you're new to the neighborhood or have been here for years, you may already qualify. We welcome anyone who shares our values and wants to be part of something bigger. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at https://expresscu.myori.com/oao/membership. Once you see that you qualify, opening an account is just as easy! You can start the process online or reach out to us directly at (206) 622-1850 for any questions. We're excited to help you take this important step towards better financial health at our branch located at 1930 6Th Ave S Ste 104 Seattle Wa 98134. Join us today and experience all the benefits that membership at Express has to offer!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's competitive market, smooth transactions can make all the difference. Our merchant services empower you to accept payments easily and securely, allowing you to focus on what really matters growing your business. Imagine being able to handle customer payments seamlessly, freeing up more time to serve your clients and enhance their experience. Visit us at 1930 6Th Ave S Ste 104 Seattle Wa 98134 in Seattle, WA or call us at (206) 622-1850 to learn how our business banking and commercial services can help your company reach its full potential!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Though we don't have ATMs directly at our branch, we ensure easy access to cash withdrawal services so that you always have what you need when you need it. At Express, we're committed to providing exceptional service and support as part of our mission to enhance the financial well-being of our members. We invite you to explore these services further and see how they can benefit you. Ready to take the next step? Visit us at 1930 6Th Ave S Ste 104 Seattle Wa 98134, call us at (206) 622-1850, or check out our website at Express Credit Union for more information on how we can assist you today!

Business Banking Services

If you're a business owner, you'll appreciate our specialized services aimed at helping businesses thrive. From essential merchant services that streamline payments to business loans that support your growth ambitions, we've got you covered.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards come with attractive benefits designed to give you more bang for your buck. Whether you're planning a vacation or simply making everyday purchases, our credit cards with rewards allow you to earn points on every dollar spent.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you access your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, everything can be done easily from the comfort of your home or on the go.

Personal Banking Solutions

Managing your finances should be straightforward and hassle-free. That's why we provide various personal banking options, including checking and savings accounts that help you manage your day-to-day expenses while saving for future goals. If you're looking to purchase a new car or need financing for a vehicle, our auto loans and vehicle financing solutions make it easy for you to hit the road without breaking the bank. For those dreaming of home ownership or considering refinancing, our mortgage loans offer competitive rates and flexible terms tailored to fit your lifestyle. We also provide personal loans and debt consolidation options, helping you simplify your finances and reduce stress.

Digital & Online Banking

Accessibility and Ease of Use

Our online banking platform makes it simple to keep track of your finances in real-time. You can easily monitor account activity and set up alerts for important transactions. This way, you're always in the loop about your financial health. In summary, whether you're at home or on the move, Express offers comprehensive digital banking solutions that make managing your money straightforward and secure. Join us today and experience the convenience of modern banking!

Key Features

One of the standout features is our mobile application, which allows you to manage your finances directly from your smartphone. With the app, you can make person-to-person transfers effortlessly, so sending money to friends or family is quick and easy. Plus, if you're always on the go, our mobile payments feature lets you pay for purchases directly from your phone no need to carry cash or cards. Security is a top priority at Express. We use electronic signature authorization for transactions, ensuring that your information remains protected while providing a smooth experience. You can also take advantage of e-statements, allowing you to view and manage your account statements electronically no more paper clutter!

Financial Strength

Commitment to Growth

With $3,190,600 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $514 in used auto loans and $19,305,820 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts stand at 7,393, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, underscoring our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Express is your trusted partner. Visit us at 1930 6Th Ave S Ste 104 Seattle Wa 98134 or call (206) 622-1850 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $9,204,550 in share certificates and $20,468 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,487,381, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$228,241 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $3,190,600, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,324,663 in used vehicle loans and $9,347,813 in new vehicle loans already helping members get on the road. Whether you want a brand-new model or a reliable pre-owned vehicle, our auto loans can help make it happen.

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we offer credit lines with a total of $3,000,000 available to our members. Additionally, our flexible terms on unsecured credit card loans have helped members manage their finances effectively, with a total of $625,060 in loans available. If you're considering refinancing any existing loans or seeking eligibility options for our products, our team is ready to assist you. We believe in making the borrowing process straightforward and transparent. Our branch located at 1930 6Th Ave S Ste 104 Seattle Wa 98134 in Seattle, WA is here to support you with all your lending needs. If you have questions or need assistance getting started, please call us at (206) 622-1850 during our operating hours from Monday to Friday, 10 am - 5 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right fit for your financial situation.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their needs. The platform prioritizes accuracy by utilizing up-to-date information, ensuring that the comparisons reflect current market conditions.

EXPRESS CREDIT UNION - Seattle, WA

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