Explorers Credit Union Yankton SD | Best Auto Loans & Checking

Introduction

Welcome to Explorers, your trusted financial partner since 1962! Nestled in the heart of Yankton, SD, at 609 W 21St St, we have proudly served our community for over six decades. With a strong commitment to our members, we have grown to support nearly 8,995 individuals and families, helping them achieve their financial goals with tailored services. At Explorers, we understand that banking is more than just numbers it's about building relationships and fostering trust. With total assets amounting to an impressive $103,528,260 and total deposits reaching $8,540,013, we ensure that your hard-earned money is in safe hands. Our team works diligently to provide accessible loans, totaling 5,291, allowing members to finance their dreams without hassle. Under the leadership of CEO April Tompkins and Board President Brendan Gramkow, we are dedicated to not only meeting but exceeding your expectations. Our commitment extends beyond banking; it's about making a positive impact within our community. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services that include merchant services and business loans, we're here for you. While members can visit us at 609 W 21St St, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to reach out at (605) 665-4309 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 5:30 PM. Join us at Explorers today and discover how we can help you navigate your financial journey! For more information about our services or to open an account, please visit our website at explorerscu.com.

Branch History & Mission

At Explorers, we proudly carry a legacy of community commitment and financial empowerment that began in 1962. Our branch, located at 609 W 21st St, Yankton, SD 57078, has grown alongside the vibrant community we serve. Over the years, our membership has blossomed to include nearly 8,995 members, reflecting our dedication to providing accessible financial solutions tailored to individual needs. From our humble beginnings, Explorers has always aimed to be more than just a credit union. We strive to support our members' financial journeys while fostering a sense of belonging and community. With total assets reaching an impressive $103,528,260, we've built a solid foundation to offer various services that cater to both personal and business banking needs. Our mission is straightforward yet profound: to enrich the lives of our members through exceptional service and a commitment to their financial well-being. Whether it's assisting with auto loans, offering credit cards with rewards, or providing mortgage loans and refinancing options, Explorers is dedicated to helping individuals achieve their goals. We believe in empowering our members by providing them with the tools and resources they need for financial success. As part of our commitment to modern banking practices, we offer online and mobile banking services that allow members to manage their finances conveniently. Our drive-thru service ensures quick access for those on the go, while our ATM availability supports easy cash withdrawals whenever needed. While you can visit us at 609 W 21st St, official correspondence should be sent to the same address if there are any inquiries or requests. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to Noon. Explorers actively engages with the community through various outreach initiatives and partnerships aimed at improving local lives. We understand that our success is intertwined with the prosperity of Yankton and its residents. Together, we can build a better future. If you're looking for a place where your financial needs are understood and valued, join us at Explorers today! Experience firsthand how we can assist you in reaching your financial dreams while being an integral part of this wonderful community. For more information or assistance, feel free to call us at 605-665-4309 or visit our website at explorerscu.com. Your journey towards better financial health starts here!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can easily navigate our space. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our welcoming staff is here to help.

Operating Hours

We understand that your time is valuable. That's why we offer convenient operating hours: our lobby is open from 8:30 AM to 5:00 PM Monday through Thursday, extending to 5:30 PM on Fridays. For those busy weekends, swing by our drive-thru from 9:00 AM to noon on Saturdays. We're committed to being available when you need us!

Services Offered

At Explorers, we provide a wide range of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Plus, enjoy the convenience of our ATM services and basic drive-thru banking for quick deposits and withdrawals. While members can visit us at 609 W 21st St, official correspondence should be sent to the same address for consistency. Have questions or want more information? Don't hesitate to reach out! You can call us at 605-665-4309. We look forward to seeing you soon at Explorers!

Member Eligibility

Joining Explorers is like becoming part of a close-knit family, where your financial well-being is our top priority. If you live, work, or worship in the Yankton area, you're likely eligible to become a member! We welcome individuals from all walks of life, so whether you're just starting out or looking for a reliable partner for your financial journey, we're here for you. The benefits of being a member at Explorers are plenty; you'll enjoy personalized service, competitive rates on loans and savings accounts, and access to a variety of financial products designed with your needs in mind. Getting started is simple! You can find detailed eligibility information by visiting this link. If you're ready to open an account or have questions about the process, don't hesitate to give us a call at (605) 665-4309. We're excited to help you take this important step towards achieving your financial goals at Explorers, located at 609 W 21St St Yankton Sd 57078.

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. This support has empowered local entrepreneurs to turn their dreams into reality. - With an outstanding commercial loan portfolio of $586,212, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer merchant services designed to simplify everyday transactions. Imagine having a reliable partner for processing payments, enabling you to focus on what matters most growing your business. Our systems are designed to enhance customer experiences while keeping your operations running smoothly. Visit us at 609 W 21St St Yankton Sd 57078, Yankton, SD or call us at (605) 665-4309 to discover how we can support your business goals today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure that funds are readily available when you need them most. Additionally, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days! At Explorers, we prioritize accessibility and member satisfaction. Our friendly staff is always here to answer questions or provide assistance during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM; Friday until 5:30 PM; and Saturday from 9:00 AM to Noon. We invite you to explore these services further by visiting us or calling us at (605) 665-4309. Let us help you achieve your financial goals today! For more details about all that we offer, please visit our website at Yankton.

Business Banking Services

If you're a business owner, we've got you covered too! Our Business Banking solutions include Merchant Services and Business Loans designed to help you grow and succeed. Whether you're just starting out or looking to expand, our team is ready to assist with the right financial tools.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made banking easier than ever with our Online & Mobile Banking platforms. You can manage your accounts from anywhere check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go using your smartphone.

Flexible Loan Options

Life can throw unexpected expenses your way, which is where our Personal Loans & Debt Consolidation come into play. These loans offer a solution for consolidating debts or financing important life events, making it easier for you to manage what comes next. Plus, with our rewarding Credit Cards, you can earn points on everyday purchases while enjoying competitive rates.

Personal Banking Solutions

Managing your money should be straightforward. That's why we offer Personal Banking services, including both Checking and Savings Accounts that help you keep track of your finances while earning interest on your savings. Imagine having easy access to your funds whenever you need them, whether it's for everyday purchases or saving for a special occasion. If you're thinking about buying a new car, our Auto Loans & Vehicle Financing options can get you behind the wheel without breaking the bank. We provide competitive rates and flexible terms tailored to fit your budget. And for those dreaming of homeownership, our Mortgage Loans & Refinancing services can guide you through the home-buying process or help you lower your monthly payments.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform allows you to view your account balances, pay bills, and transfer money all from the comfort of your own home or wherever life takes you. With person-to-person transfers, sending money to a friend or family member is just a few clicks away. Plus, our electronic signature authorization makes it easy for you to sign important documents securely without having to visit a branch. If you're looking for a paperless option, you'll be happy to know that e-statements are available. This not only helps the environment but also keeps your financial information organized and accessible right when you need it.

Mobile Application Accessibility

For those who prefer mobile banking, our user-friendly mobile application is available for download. It offers all the same great features as online banking but fits right in your pocket! You can check your balance, make deposits, and manage payments easily while you're out and about. Although we don't currently offer mobile payments, our focus remains on ensuring that all other features work seamlessly for your needs. In today's fast-paced world, real-time account management is crucial. At Explorers, we aim to provide you with the tools necessary to stay on top of your finances securely and efficiently. Our digital banking services empower you to take control of your financial journey with confidence. Explore everything we have to offer by visiting us online at https://explorerscu.com/ today!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 19,330, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $50,316. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Explorers is your trusted partner. Visit us at 609 W 21St St Yankton Sd 57078 or call (605) 665-4309 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $8,864,247 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $123,768 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $8,723,026 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $1,706 in used auto loans and $64,068,869 in total loans and leases highlights our commitment to supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $9,507,486, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,815,954 in used vehicle loans and $3,226,039 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $586,212 provide the capital needed to grow and expand your business. We recognize that every business has unique needs; thus, we work closely with you to find the right financing solutions. At Explorers in Yankton (609 W 21St St Yankton SD 57078), we're committed to providing personalized service and expert advice. If you're interested in any of our loan products or want more information about refinancing options available for existing loans, don't hesitate to reach out at 605-665-4309. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Credit Lines and Personal Loans

If you're considering consolidating debt or need quick access to cash for personal expenses, our credit lines offer up to $15,000,000 in available credit. Plus, our unsecured credit card loans total $1,902,066, providing members with the flexibility they need to manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,405,566, make buying or refinancing simple. We aim to support you every step of the way in your journey toward owning a home.

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EXPLORERS FEDERAL CREDIT UNION - Yankton, SD

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