Expedition Credit Union Mendota Heights MN

Introduction

Welcome to Expedition, your trusted credit union located at 1270 Northland Dr Ste 350, Mendota Heights, MN 55120. Since our establishment in 1957, we have been dedicated to serving our community and providing financial solutions that truly meet the needs of our 17,032 members. With total assets of $222,990,264 and total deposits reaching $316,273, we pride ourselves on maintaining a strong financial foundation while focusing on the well-being of our members. At Expedition, we understand that every member is unique. Our commitment to personalized service means you can expect tailored solutions whether you're looking for loans or savings options. Currently, we manage a total loan portfolio with 81,709 loans and leases, ensuring that we can help you achieve your financial goals. Led by our CEO Paul Dammann and Board President Mona Springis-Doss, our team of 30 dedicated employees is here to assist you every step of the way. We believe in fostering strong relationships within our community, which is why we strive to offer services that are not only beneficial but also accessible. While members can visit us at our branch location, official correspondence should be sent to the same address listed above. For more information about our services or to explore how we can help you with your financial needs, please visit our website at www.uecu.coop or give us a call at 651-264-0669. Join us at Expedition where your financial success is our priority!

Branch History & Mission

Commitment to Accessibility

While members can visit us at our branch location during lobby hours from 7:30 AM to 5:00 PM on weekdays, we also embrace modern conveniences. We offer online banking services and electronic statements to ensure that managing finances is easy and accessible for everyone. Although we currently do not provide ATM services or drive-thru banking, our team is always ready to assist you directly. If you need to reach out for any inquiries or assistance, feel free to call us at 651-264-0669. While official correspondence should be sent to our mailing address at 1270 Northland Dr Ste 350, Mendota Heights, MN 55120-1178, we encourage you to drop by and experience firsthand how Expedition can help you meet your financial aspirations. Join us today at Expedition and discover how being part of a credit union can make a meaningful difference in your life!

Our Mission

At Expedition, our mission is not just about banking; it's about building relationships and supporting the dreams of those we serve. We strive to provide exceptional financial services that cater to the unique needs of each member. Whether it's offering auto loans or personal banking solutions, we are dedicated to ensuring that every interaction enhances the member experience. We believe in giving back to the community that has supported us throughout the years. Through various outreach initiatives and partnerships with local organizations, we work tirelessly to make a positive impact in Mendota Heights and beyond. Our commitment extends beyond numbers; it's about people our members, employees, and community.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is key for our members. Our branch is ADA compliant, featuring ramps and easy access points to ensure everyone can visit us comfortably. There's ample parking available, so you can stop by without worrying about finding a spot.

Operating Hours

Our friendly team is here to assist you during our lobby hours from 7:30 AM to 5:00 PM on weekdays. Whether you need help with account inquiries or want to discuss loan options, we're just a phone call away at 651-264-0669.

Services Offered

While we currently do not offer ATM services or drive-thru banking, our dedicated staff is ready to provide personalized service inside the branch. We strive to make every visit enjoyable and informative, helping you with all your banking needs. If you need to send official correspondence, please note that while members can visit us at 1270 Northland Dr Ste 350, official mail should be directed to our mailing address: 1270 Northland Dr Ste 350, Mendota Heights, MN 55120-1178. We invite you to come by and see how we can support your financial journey. Your community credit union is here for you!

Member Eligibility

Welcome to the Expedition family, where we believe that everyone deserves a chance to thrive! If you're looking to become a member of Expedition, you're in the right place. We're excited to share that membership is open to anyone who lives, works, or worships in our community. This means if you're part of our vibrant Mendota Heights area, you can easily join us and start enjoying the benefits of being a member. With a welcoming atmosphere and personalized service, you'll feel right at home with us. Opening an account is straightforward, and we're here to help you every step of the way! For detailed eligibility criteria, feel free to check out our website at . If you're ready to take the next step or have any questions, don't hesitate to reach out at (651) 264-0669. We're here to support you on your journey towards financial empowerment!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer robust merchant services that simplify transactions for your business. Imagine easily accepting payments from customers without the hassle of complicated setups. Our services enable you to focus on what truly matters growing your business and serving your customers better. Located at 1270 Northland Dr Ste 350 Mendota Heights, MN 55120, Expedition is here to help you navigate your financial journey. Call us at 651-264-0669 or visit our website here for more information on how we can partner with you for success.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect With Us

At Expedition, we're here to help you navigate your financial journey with ease and confidence. If you're ready to explore how our services can benefit you, don't hesitate to reach out! Visit us at our branch or check out our website at http://www.uecu.coop . We look forward to serving you!

Digital Banking Features

In today's fast-paced world, managing your finances online is essential. At Expedition, we are committed to making banking easier with features like online banking and e-statements. Imagine being able to check your account balance or transfer funds from the comfort of your home, any time of day or night. Our mobile application further enhances this experience, allowing you to manage your finances on-the-go.

Everyday Banking Made Easy

We understand that banking should be straightforward and convenient. That's why we offer ATM Services Only, ensuring you have access to your funds when you need them most. Picture this: it's a Saturday morning, and you suddenly realize you need cash for an unexpected outing. With our ATM services, you can quickly withdraw cash without having to wait until Monday!

Member-Centric Approach

Our goal is to empower our members with the tools they need to succeed financially. We believe that good financial health starts with informed choices. That's why we provide personalized support and guidance tailored to each member's unique situation. Whether you're a first-time borrower or looking to refinance an existing loan, our team is ready to assist you.

Your Local Resource

Located at 1270 Northland Dr Ste 350 Mendota Heights Mn 55120, we are more than just a credit union; we are part of the Mendota Heights community. You can reach us at (651) 264-0669 during our lobby hours from 7:30 AM to 5:00 PM on weekdays for any questions or concerns about your accounts or services.

Digital & Online Banking

Key Services

With just a few clicks at http://www.uecu.coop , you can access 24/7 online banking services that allow you to check your account balances, transfer funds, and pay bills anytime you need. Our user-friendly platform ensures that you'll feel comfortable navigating through all available options. We offer electronic signature authorization, so you can sign documents securely without the hassle of paperwork. Plus, e-statements are available for those who prefer a greener option and want to keep their financial records organized and accessible from anywhere. If sending money to friends or family is part of your routine, our person-to-person transfer feature makes it quick and easy. Just enter the amount and recipient details, and you're done!

Mobile Banking

For those who prefer banking on their smartphones, our mobile application is here to help. Download it today for instant access to all your banking needs right from your pocket. You can manage your accounts, view transactions, and even make payments with just a few taps. While we currently don't offer mobile payments, our focus remains on enhancing our digital services to ensure you have everything you need at your fingertips. At Expedition, we prioritize your security. Our systems are built with advanced technology to protect your personal information while providing an easy-to-use experience. So rest assured that whether you're using a computer or a mobile device, your banking details are safe with us. Explore all these features and more by visiting us online today! Your financial journey is just a click away at http://www.uecu.coop .

Financial Strength

Growing Membership Base

We serve a strong community with a total of 28,468 share accounts. This growing membership base demonstrates the trust placed in us by individuals like you who choose Expedition for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Expedition is your trusted partner. Visit us at 1270 Northland Dr Ste 350 Mendota Heights Mn 55120 or call (651) 264-0669 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Resources

Members' savings are secured through $49,430,317 in share certificates and $34,532,986 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' needs. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees ready to assist you with a knowledgeable team dedicated to your needs.

Reinvestment in Our Community

With $21,791,185 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $47,545 in used auto loans and $128,409,178 in total loans and leases.

Solid Financial Health

With a net worth of $22,697,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to building a solid capital foundation is evident in our net worth ratio of $1,018. This ratio showcases our ability to continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $33,785,284 in used vehicle loans and $11,578,692 in new vehicle loans already helping members get on the road, you can trust us to provide competitive financing options.

Credit Cards

Managing everyday expenses has never been easier. We also offer flexible terms on unsecured credit card loans, with a total of $2,877,082 in loans helping members manage their finances effectively. These cards come with features designed to enhance your spending power without straining your budget.

Credit Lines

Need extra funds for unforeseen expenses? Our total credit lines amount to $30,000,000, providing you with additional flexibility when you need it most. This option allows you to access cash as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $20,949,053, making it easier for you to secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we have options available that could help lower your payments or consolidate debt into one manageable loan. For more information about our offerings or to discuss how we can help you meet your financial needs, feel free to give us a call at 651-264-0669. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Expedition be your partner in achieving financial success!

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers presented are fair and transparent. Each lender listed has undergone rigorous checks to ensure they meet necessary regulatory requirements, giving users peace of mind as they explore their options.

EXPEDITION CREDIT UNION