Expedition Credit Union Apple Valley MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Expedition, your trusted financial partner located at 14989 Florence Trl, Apple Valley, MN 55124. Since our establishment in 1957, we have been dedicated to serving our community with personalized financial solutions that cater to the unique needs of our members. With a total membership of 17,032 and assets exceeding $222,990,264, we pride ourselves on being a reliable choice for banking and lending. Our commitment goes beyond just numbers; we strive to make a positive impact in the lives of those we serve. Whether you're looking for auto loans, personal loans, or business banking services, we are here to help you navigate your financial journey. Our team of 30 dedicated employees, led by CEO Paul Dammann and Board President Mona Springis-Doss, is passionate about providing exceptional service tailored to your needs. While members can visit us at our branch, official correspondence should be sent to the same address: 14989 Florence Trl, Apple Valley, MN 55124. Feel free to reach out to us at 651-264-0669 during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. At Expedition, we understand that trust is earned through transparency and community involvement. With total deposits amounting to $316,273 and a net worth of $22,697,529, we have built a solid foundation that ensures the security of your funds while fostering growth opportunities for all members. Join us as we continue to grow together! Visit our website at http://www.uecu .coop or stop by our branch today we're excited to assist you with all your financial needs!

Branch History & Mission

A Commitment to Innovation

As we look toward the future, Expedition embraces digital advancements that enhance the member experience. Our online banking platform allows for easy account management anytime, anywhere. We prioritize accessibility by ensuring our facilities meet ADA compliance standards and are welcoming for all. While you can visit us at 14989 Florence Trl, please note that official correspondence should be sent to the same address as our mailing address: 14989 Florence Trl, Apple Valley, MN 55124.

Join Us Today!

With total assets exceeding $222 million and a commitment to excellent service, Expedition is here to support your financial journey every step of the way. Whether you're looking for a new loan or simply want advice on managing your finances, our friendly team is ready to help. We invite you to become part of the Expedition family today! Experience firsthand how we can help you achieve your dreams while making a positive impact in our community. Call us at 651-264-0669 or visit us online at www.uecu.coop for more information on becoming a member!

Our Mission

At the heart of Expedition is our mission: to empower our members and uplift our community through exceptional financial services. We believe that everyone deserves access to affordable banking options that help them thrive. From personal checking and savings accounts to auto loans and credit cards with rewards, we strive to provide products that cater to the diverse needs of our membership. But our commitment goes beyond just banking. We actively engage in community outreach programs and partnerships that make a real difference in the lives of those around us. Whether it's supporting local charities or sponsoring community events, we are dedicated to giving back and fostering a sense of belonging.

Branch Location & Accessibility

Operating Hours and Services

We are here to serve you Monday through Friday from 8:30 AM to 5:00 PM, providing flexibility for your busy schedule. When you visit us, you'll discover a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have the tools to help you achieve your financial goals. In addition to our full-service banking options, enjoy the convenience of our ATM services for quick withdrawals and balance checks. If you ever need assistance or have questions about our offerings, feel free to reach out at 651-264-0669. While members can visit us at 14989 Florence Trl for all their banking needs, official correspondence should be sent to the same address. So why wait? Come by Expedition today! We're eager to assist you on your financial journey and ensure you have a positive experience every time you visit.

Our Commitment to Accessibility

At Expedition, we believe in ensuring that everyone can access our services with ease. Our branch features accessible parking spots and ADA-compliant facilities, including ramps for those who need them. We also offer a drive-thru banking option, making it simple to complete your transactions without leaving your car perfect for those busy days!

Member Eligibility

Joining Expedition is like stepping into a welcoming community where your financial well-being is the priority. To become a member, you'll find that the eligibility criteria are quite simple and inclusive. If you live, work, worship, or attend school in the area around 14989 Florence Trl Apple Valley Mn 55124, you're likely eligible to join us! We believe that everyone deserves access to quality financial services tailored to their needs, and being part of our credit union opens doors to a variety of benefits from personalized banking solutions to competitive loan rates. To get started, simply give us a call at (651) 264-0669 or visit our website for more information on how to open your account. You can check out detailed eligibility criteria by visiting this link: . Becoming a member at Expedition is not just about banking; it's about joining a supportive family ready to help you achieve your financial goals.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner for handling transactions smoothly while you focus on what you do best running your business. Our merchant services provide easy payment processing options, allowing you to accept various payment types effortlessly. This means happier customers and more sales opportunities for you. Visit us at 14989 Florence Trl Apple Valley Mn 55124 or call us at (651) 264-0669 to learn how our business banking and commercial services can help your business thrive!

Tailored Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

We haven't forgotten about our business members! Our business banking services include merchant services and business loans designed to empower local entrepreneurs. Whether you're starting a new venture or looking to expand, we're here to assist every step of the way.

Credit Cards and Rewards

At Expedition, we also offer credit cards with rewards that can enhance your purchasing power while giving you benefits on everyday spending. Imagine earning points for travel or cashback simply by using your card for regular purchases!

Customer Service with Care

Our friendly staff is ready to assist you during regular lobby hours from Monday through Friday, 8:30 AM to 5:00 PM. We also provide basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Should you have any questions about our services or need assistance, feel free to call us at (651) 264-0669. In conclusion, Expedition in Apple Valley, MN offers a full suite of financial services aimed at meeting both personal and business needs. We invite you to visit us or explore our offerings online at our website. Let us help you take control of your financial future today!

Digital Banking Convenience

In today's fast-paced world, access to your accounts anytime is crucial. That's why our online and mobile banking features make it simple to manage your finances on the go. You can check balances, transfer funds, and even pay bills from the comfort of your home or while out running errands. Plus, with ATM access available at various locations, withdrawing cash has never been easier.

Personal Banking Services

We understand that managing your money can be complex, which is why our personal banking services are tailored to fit your lifestyle. Whether you're opening a checking or savings account, we make it easy with user-friendly options that suit your needs. If you're looking to purchase a new car or refinance an existing vehicle, our auto loans and vehicle financing solutions offer competitive rates and flexible terms. For those considering home ownership, our mortgage loans and refinancing options can guide you through the process with expert advice and support. Additionally, if you find yourself in need of extra cash for unexpected expenses, our personal loans and debt consolidation services can help alleviate financial stress.

Digital & Online Banking

Key Services

With 24/7 access through our online banking services, you can easily view your accounts, pay bills, and even set up e-statements for quick reference. No more waiting for paper statements; everything is just a click away! And if you prefer using your smartphone, our mobile application offers all the features you need right in your pocket. Need to send money to a friend? Our person-to-person transfer feature allows you to do that instantly. Plus, with electronic signature authorization, signing documents is quick and hassle-free. This means less paperwork and more time for what really matters.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information. You can bank confidently knowing that we use advanced technology to keep your data safe while you enjoy the benefits of online banking. At Expedition, we strive to make banking as easy and accessible as possible. Whether you're at home or on the move, our suite of digital services ensures you have full control over your finances whenever you need it. Explore all that we offer by visiting http://www.uecu .coop today!

Financial Strength

Commitment to Growth

With $21,791,185 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $47,545 in used auto loans and $128,409,178 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $49,430,317 in share certificates and $34,532,986 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $22,697,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $8,080,763. Total Share and Deposit Accounts: 28,468, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Expedition is your trusted partner. Visit us at 14989 Florence Trl Apple Valley Mn 55124 or call (651) 264-0669 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $33,785,284 in used vehicle loans and $11,578,692 in new vehicle loans to help members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we can assist you with financing options that work for your budget.

Credit Lines

Our credit lines are designed for those who need additional financial flexibility. With $30,000,000 available in total credit lines, you can access funds as needed without the hassle of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $20,949,053. Our team is ready to guide you through the process and help you find the right solution for your needs.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options that may suit your needs. Speak with our team about eligibility requirements and see how we can help you save more. For more information about our loan products or to discuss your specific situation with one of our friendly representatives, don't hesitate to call us at 651-264-0669. We're here to support you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Expedition, we believe in empowering our members with clear choices for their financial future.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $2,877,082 in loans available, our credit cards help members manage their finances effectively while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in the comparisons. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, which helps them make better decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in finding favorable loan terms. If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every offer displayed is fair and transparent, giving users peace of mind while exploring their options.

EXPEDITION CREDIT UNION