Excel Credit Union Peachtree Corners GA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Excel, your trusted financial partner located at 5070 Peachtree Industrial Blvd, Peachtree Corners, GA 30071. Since our establishment in 1952, we have been dedicated to serving our community and enhancing the financial well-being of our members. With a robust membership base of 11,477 individuals and total assets reaching an impressive $175,531,645, we pride ourselves on being a reliable choice for personal and business banking needs. At Excel, we understand that each member has unique financial goals. That's why we offer a diverse range of services from checking and savings accounts to auto loans and mortgage refinancing. Our total deposits amount to $25,419,567, reflecting the trust our members place in us. Furthermore, our commitment to responsible lending is showcased through our total loans and leases of 4,957, helping you achieve your dreams with confidence. Our leadership team is here for you! Under the guidance of CEO Thomas Hayden and Board President Moses Brown, we strive to create a welcoming atmosphere where every member feels valued. We also take pride in our dedicated staff of 31 employees, who are ready to assist you with any questions or concerns you may have. While members can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: 5070 Peachtree Industrial Blvd, Norcross, GA 30071-1587. Feel free to reach out at 770-441-9235 or via fax at 770-582-3877 during our lobby hours from Monday to Friday between 9 AM to 4 PM. Join us today at Excel where your financial success is our priority! Visit us online at excelfcu.org or call us directly. Let's embark on this financial journey together!

Branch History & Mission

Community Commitment

Excel is more than just a credit union; we're deeply committed to making a positive impact on our community. Whether through partnerships with local organizations or hosting events aimed at improving financial literacy, we're dedicated to fostering a supportive environment for all residents of Peachtree Corners and beyond.

Join Us!

As we look ahead, we invite you to become part of the Excel family. Experience firsthand how we can assist you in achieving your financial goals while being an integral part of your community. Visit us during our operating hours from Monday to Friday, 9 AM to 4 PM, or give us a call at 770-441-9235. Let's work together towards a brighter financial future!

Our Journey

Since opening our doors, Excel has embraced change while remaining rooted in our core values. We started with humble beginnings and have evolved into a thriving credit union with total assets reaching an impressive $175,531,645. Our journey is marked by milestones that include the introduction of innovative digital banking services, ensuring we meet the needs of our members in today's fast-paced world. From online banking to mobile payments and e-statements, we've made significant strides in enhancing convenience while ensuring all members have access to vital financial tools.

Our Mission

Our mission at Excel is clear: we aim to provide exceptional financial services while actively contributing to the well-being of our community. We understand that every member has unique needs; whether it's personal banking, auto loans, or business services, we are here to help you succeed. Beyond just offering accounts and loans, we also engage in various outreach initiatives that support local charities and educational programs. Our goal is not just to be your bank but to be a vital part of your journey toward financial independence. While members can visit us at 5070 Peachtree Industrial Blvd, official correspondence should be sent to 5070 Peachtree Industrial Blvd, Norcross, GA 30071-1587 if needed.

Branch Location & Accessibility

Operating Hours and Services

Excel operates Monday through Friday from 9 AM to 4 PM, giving you plenty of time during the week to drop by when it's convenient for you. We are proud to offer various services tailored to meet your banking needs ranging from personal checking and savings accounts to auto loans and credit cards with rewards. Need cash? Our ATM is available on-site, ensuring quick access to your funds. For those who prefer a bit more convenience, we also provide drive-thru banking services. This allows you to handle deposits and withdrawals without leaving your vehicle.

Parking and Accessibility

We understand that accessibility is important. Our branch offers ample parking with easy access points, including ADA-compliant ramps for those who need them. You can feel confident knowing that we prioritize a welcoming environment for everyone.

Visit Us Today!

We invite you to experience the Excel difference! If you have any questions or want more information about our services, don't hesitate to give us a call at 770-441-9235. We look forward to welcoming you into our community!

Member Eligibility

At Excel, we believe that joining our community should feel welcoming and straightforward. If you're looking to become a member, we'd love to have you! Membership is open to anyone who lives, works, or worships in the Peachtree Corners area, as well as family members of current members. This means that whether you're a longtime resident or just starting your journey here, there's a place for you among us. By becoming a member at Excel, you'll enjoy personalized service, competitive rates on loans and savings accounts, and access to a variety of financial products designed with your needs in mind. Getting started is easy! You can check out the detailed eligibility criteria here to ensure you meet the requirements. Once you're ready, simply visit us at 5070 Peachtree Industrial Blvd Peachtree Corners Ga 30071 or give us a call at (770) 441-9235 for assistance with opening your account. Our friendly team is here to help guide you through every step of the process so that you can enjoy all the benefits of being part of our credit union family.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,679,445, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer a range of merchant services that simplify transactions for your customers. Imagine processing payments seamlessly while keeping track of sales effortlessly our tools help you do just that. From credit card processing to online payment solutions, we make it easy for you to focus on what matters most: growing your business. Located at 5070 Peachtree Industrial Blvd Peachtree Corners Ga 30071 in Peachtree Corners, GA, we're here to support your business goals every step of the way. Contact us today at (770) 441-9235 to learn more about how our services can benefit you!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential tools like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to support you every step of the way. Having access to reliable business banking can make all the difference in achieving your goals.

Convenient Access Options

At Excel, we know that convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anywhere, anytime. Need cash? Our ATM services provide easy access for withdrawals and balance checks whenever needed. Plus, if you're in a hurry, our drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Credit Cards & Rewards

Our credit cards with rewards allow you to earn points for everyday purchases. Picture yourself earning rewards just by shopping for groceries or filling up your gas tank! It's an easy way to get more value out of your spending.

Get Started Today!

With so many ways to meet your financial needs, we invite you to explore what Excel has to offer. Feel free to reach out at 770-441-9235 with any questions or visit us during our lobby hours from Monday to Friday, 9 AM to 4 PM. Experience personalized service where you're not just a number but part of our community. Join us today and see how Excel can help you achieve your financial dreams! Visit us at excelfcu.org for more information.

Personal Banking Solutions

When it comes to personal banking, we understand the importance of accessibility and convenience. Our checking and savings accounts are designed to help you manage your finances easily. With online and mobile banking options, checking your balance or transferring funds is just a few clicks away. Imagine having all your financial needs at your fingertips while enjoying the flexibility of managing your account from home or on the go. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates that make driving off in your dream car a reality. We also offer mortgage loans and refinancing solutions tailored to fit your lifestyle and budget. If you find yourself needing extra cash for unexpected expenses or planning for big purchases, our personal loans and debt consolidation services can help ease financial burdens.

Digital & Online Banking

At Excel, we understand that convenience and security are essential when it comes to managing your finances. That's why we offer a robust suite of digital and online banking services designed to make your banking experience smooth and hassle-free. With our 24/7 online banking services available at https://www.excelfcu.org/, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly platform puts you in control of your finances. Plus, with the option for electronic signature authorization, signing documents is quick and secure no need for paper or in-person visits. Want to stay organized? You'll love our e-statements feature, which allows you to receive your account statements electronically. This not only helps reduce clutter but also keeps your financial information secure and easily accessible. For those on the go, our mobile application makes banking even more convenient. You can manage your accounts right from your smartphone, whether it's making person-to-person transfers or setting up mobile payments for quick transactions. It's like having a branch right in your pocket! Security is a top priority at Excel. Our online services incorporate advanced security measures to protect your personal information while giving you peace of mind as you bank from home or on the move. Experience the ease of real-time account management with all these features that make banking simpler and more efficient. Join us at Excel and take advantage of our digital and online banking services today!

Financial Strength

Investment in Innovation

With $16,407,589 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $2,005 in used auto loans and $102,714,299 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 21,669, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $861,631 further illustrate our commitment to providing valuable services to our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Excel is your trusted partner. Visit us at 5070 Peachtree Industrial Blvd Peachtree Corners Ga 30071 or call (770) 441-9235 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,515,330 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $19,553,171, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,114 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Savings Security

Members' savings are secured through $28,029,145 in share certificates and $20,102,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,948,750, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have over $19,868,612 in used vehicle loans and $5,777,488 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing options are designed to fit your budget and lifestyle.

Credit Lines and Commercial Loans

For those needing additional flexibility in their borrowing options, we provide credit lines totaling $32,294,103. Additionally, for business owners looking to expand or invest in their ventures, our outstanding commercial loans amounting to $8,679,445 offer vital capital support. At Excel, we believe that everyone should have access to the right financial tools. If you're considering refinancing your existing loans or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. Feel free to call us at 770-441-9235 during our operating hours from Monday to Friday between 9 AM and 4 PM. For more information on our services and loan offerings visit us online at Excel FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,759,489, making buying or refinancing simple. With competitive rates and flexible terms, we can help you navigate the path to owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans with a total of $3,640,669 in loans available to help you manage your finances effectively. Whether it's for everyday purchases or unexpected expenses, our credit cards are designed to give you the financial freedom you need.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, allowing them to make informed decisions about their financial futures.

Excel