Excel Credit Union Atlanta GA | Low Mortgage Rates & Auto Financing

Introduction

Welcome to Excel, your trusted financial partner located at 1718 Peachtree St Nw Ste 153, Atlanta, GA 30309. Established in 1952, we have proudly served our community for over seven decades, building a reputation for reliability and commitment to our members. With a dedicated team of 31 employees, we are here to support you through every financial journey. At Excel, we understand the importance of sound financial decisions. That's why we offer a wide range of services tailored to meet your needs whether it's personal banking, auto loans, or business financing. Our total assets stand strong at an impressive $175,531,645, ensuring that we have the resources to help you achieve your financial goals. Our membership has grown to 11,477 individuals who trust us with their finances. Together, we've built a community that values support and transparency. We manage over $25,419,567 in deposits and have funded 4,957 loans to help our members invest in their futures. While members can visit us at our branch location in Atlanta, official correspondence should be sent to our mailing address: 1718 Peachtree St NE #153, Atlanta, GA 30309. If you have any questions or need assistance, don't hesitate to reach out at 770-441-9235. Led by our dedicated CEO Thomas Hayden and Board President Moses Brown, Excel is committed to providing exceptional service and fostering long-lasting relationships with our members. We invite you to explore how we can assist you today. Visit our website at ExcelFCU.org or call us directly to learn more about our services and how we can help you thrive financially!

Branch History & Mission

Excel Credit Union has been a cornerstone of the Atlanta community since it first opened its doors in 1952. Located at 1718 Peachtree St NW Ste 153, this branch has seen decades of growth and change, all while remaining true to its mission of serving the financial needs of its members with care and dedication. With a commitment to supporting local families and businesses, Excel has grown to serve over 11,477 members and holds total assets of $175,531,645. Our journey began more than 70 years ago when a group of visionaries recognized the need for a financial institution that truly puts people first. Over the years, Excel has expanded its services to include personal banking, auto loans, mortgage financing, and business banking solutions. We pride ourselves on being accessible and approachable, with operating hours from Monday to Friday, 9 AM to 4 PM. At Excel, our mission is clear: we are dedicated to providing reliable financial services while fostering community support. We believe that when our members thrive, so does our community. This philosophy drives us to create personalized banking experiences tailored to individual needs. While members can visit us at our branch location in Atlanta, official correspondence should be sent to our mailing address at 1718 Peachtree St NE #153, Atlanta, GA 30309. We understand that modern life requires convenience and accessibility. That's why we offer various digital banking options such as online banking and mobile payments. Our ATM is available for easy cash withdrawals and balance checks. Although we currently do not have drive-thru service or a shared service center, we are committed to enhancing your experience with innovative solutions that prioritize your satisfaction. Community outreach remains integral to our operations. We partner with local organizations to provide support where it's needed most, whether through financial literacy programs or charitable initiatives that uplift those around us. Our strong ties within the Atlanta area reflect our dedication not only to our members but also to the greater good. As we look toward the future, we invite you to join us on this exciting journey. Experience firsthand the benefits of membership at Excel Credit Union where your financial well-being is always our top priority. For more information or to become a member today, visit us at Excel FCU or call us at 770-441-9235. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Excel at 1718 Peachtree St Nw Ste 153 Atlanta Ga 30309! Nestled in the heart of Atlanta, our branch is easy to reach and conveniently located near popular spots, making it simple for you to stop by. Whether you're visiting us after a day at the nearby parks or while exploring the vibrant local community, we are here to serve your banking needs. While members can visit us at 1718 Peachtree St Nw Ste 153 Atlanta Ga 30309, official correspondence should be sent to our mailing address at 1718 Peachtree St NE #153, Atlanta, GA 30309. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can easily access our services. We understand that your time is valuable, which is why we offer flexible operating hours from Monday through Friday, 9 AM to 4 PM. If you have any questions or need assistance, don't hesitate to call us at (770) 441-9235. At Excel, we also provide ATM services for your convenience. You can make quick cash withdrawals or balance checks without stepping inside the branch. Although we currently do not have a drive-thru option, our friendly staff is always ready to assist you inside. We pride ourselves on offering a range of personal and business banking services including checking and savings accounts, auto loans, mortgage options, and more. Our goal is to make banking as straightforward as possible so you can focus on what matters most. We invite you to stop by and discover how Excel can help you with your financial needs. We look forward to welcoming you soon!

Member Eligibility

At Excel, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, worship, or attend school in our vibrant area. Whether you're looking for affordable loans or excellent savings options, joining us means you gain access to personalized financial services tailored just for you. If you're interested in learning more about eligibility criteria, feel free to explore the details at . Ready to take the next step? Opening an account with us is easy just visit https://www.loanliner.com/loanrequest/presenter/loanlist ?cuid=01001448&loanlistid=2573&channelid=5419679202326211207&locationid=5102209202326211153&isframed=f to get started. If you have any questions, don't hesitate to reach out at (770) 441-9235. We can't wait to welcome you into the Excel family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify your operations. Imagine being able to process payments quickly and securely, whether online or in-store. Our services allow you to focus on what you do best running your business while we handle the details of payment processing. Visit us at 1718 Peachtree St Nw Ste 153 Atlanta Ga 30309 in Atlanta, GA, or call us at (770) 441-9235 to discover how we can help your business thrive!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,679,445, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, Excel provides Business Banking solutions including Merchant Services & Business Loans designed to help you grow and manage your enterprise effectively. We believe in supporting local businesses because they are vital to our community's success.

Convenient Access

To ensure ease of access, we also provide essential services like ATM & Cash Withdrawal Services, which includes basic ATM access for withdrawals and balance checks. Plus, with features like Mobile Payments, managing your finances has never been easier or more efficient. We encourage you to visit us at 1718 Peachtree St Nw Ste 153 Atlanta Ga 30309, or give us a call at 770-441-9235 if you have any questions about our offerings. Discover how Excel can support your financial needs today! For more information about our services, feel free to check out our website at Excel FCU. Your financial well-being is just a step away!

Credit Cards

Our Credit Cards with Rewards offer great perks while you spend. You can earn points for travel or cashback on everyday purchases making each transaction rewarding in more ways than one.

Home Loans

Homeownership is a significant milestone, and with our Mortgage Loans & Refinancing services, we guide you through every step of the process. From first-time homebuyers to those looking to refinance their current mortgage, we have options that can fit your needs.

Personal Banking Services

For everyday banking, we offer Checking & Savings Accounts that suit different lifestyles and saving goals. Whether you're saving for a vacation or managing daily expenses, our accounts provide flexibility and convenience. Imagine easily checking your balance on the go with our Online & Mobile Banking options, allowing you to stay updated anytime, anywhere.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether it's funding a large purchase or consolidating debt for easier management, we're here to help simplify your financial situation.

Vehicle Financing

If you're looking to purchase a new car or refinance an existing loan, our Auto Loans & Vehicle Financing can help make your dream ride a reality. We understand how important reliable transportation is for daily life, and our competitive rates can ease the burden on your wallet.

Digital & Online Banking

Key Features

Our online platform provides a host of user-friendly features. You can easily check your account balances, view transaction history, and transfer funds with just a few clicks. If you're looking to send money to friends or family, our person-to-person transfers make it quick and hassle-free. Plus, for those who prefer to go paperless, e-statements are readily available, keeping your financial information organized and accessible.

Mobile Banking

For members on the go, our mobile application offers all the features you need right at your fingertips. Whether you're making payments through mobile payments or checking your balance while out and about, our app ensures that managing your money is easy and secure. Security is also a top concern for us. That's why we provide electronic signature authorization, giving you peace of mind when handling sensitive transactions online. Every step of the way, you can trust that your information is safe with us. At Excel, we aim to empower you with real-time account management tools that are accessible and easy to use. Explore our digital banking services today at https://www.excelfcu.org/ and take control of your financial future!

Financial Strength

A Solid Foundation

With a net worth of $19,553,171, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,114 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 21,669, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $861,631 further highlight our capacity to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Excel is your trusted partner. Visit us at 1718 Peachtree St Nw Ste 153 Atlanta Ga 30309 or call (770) 441-9235 to learn more about how we can help you achieve your financial goals.

Investing Back Into Our Community

With $16,407,589 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,005 in used auto loans and $102,714,299 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $28,029,145 in share certificates and $20,102,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,948,750, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Operational Performance

Our $1,515,330 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,868,612 in used vehicle loans and $5,777,488 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles to ensure you find the best fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $8,679,445 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and offer tailored solutions to help you succeed. Whether you're interested in refinancing existing loans or exploring eligibility options for new ones, we are here to assist you. Feel free to reach out to us at 770-441-9235 or visit us at 1718 Peachtree St Nw Ste 153 Atlanta GA 30309 for personalized support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,759,489, make buying or refinancing simple. We are committed to guiding you through the process of securing your dream home with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,640,669 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your finances on track.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that the offers you see are fair and transparent. LendMesh prioritizes accuracy by gathering information from trusted lenders who adhere to industry regulations.

EXCEL FEDERAL CREDIT UNION