Excel Credit Union Atlanta GA | Best Auto Loans & Business Banking

Introduction

Welcome to Excel at the Atlanta Federal Center, where we've been serving our community since 1952. Located at 61 Forsyth St Sw Ste 8B70, Atlanta, GA 30303, we're not just a financial institution; we're your trusted partner in building a secure financial future. With over 11,477 members relying on us, our commitment to providing exceptional service and support remains strong. At Excel, our assets amount to an impressive $175,531,645, allowing us to offer competitive loans totaling 4,957 across various needs, from personal loans to business financing. Our members enjoy a solid foundation with total deposits of $25,419,567, reflecting our dedication to fostering financial growth and stability. Under the leadership of CEO Thomas Hayden and Board President Moses Brown, we emphasize community impact and member relationships. Our team of 31 employees is always ready to assist you with personalized services that fit your unique financial needs. While members can visit us at our branch for consultations and transactions, official correspondence should be sent to our mailing address: 61 Forsyth St, Atlanta, GA 30303-8931. We invite you to explore how Excel can help you achieve your financial goals today. Whether you're interested in opening a new account or need assistance with loans and investments, feel free to reach out by calling us at 770-441-9235 or visiting our website at www.excelfcu.org. Join us in making your financial dreams a reality!

Branch History & Mission

Join Us

While members can visit us at our branch location for all their banking needs during our lobby hours (Monday to Friday from 9 AM to 4 PM), official correspondence should be sent to our mailing address at 61 Forsyth St, Atlanta, GA 30303-8931. As we continue to grow and evolve, we invite you to join Excel Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. For more information or to get started today, call us at 770-441-9235 or visit our website at www.excelfcu.org. Together, let's build a brighter financial future!

Our Mission

At Excel, we are driven by a simple yet profound mission: to enhance the financial well-being of our members and foster a strong sense of community. We believe in putting people before profits. This means that every decision we make prioritizes the needs and aspirations of those we serve. In addition to providing top-notch financial products, we actively engage in community outreach initiatives that uplift and support those around us. Whether through local partnerships or volunteer efforts, we strive to make a positive impact beyond banking. We also recognize the importance of accessibility in today's digital world. That's why we offer online and mobile banking options to ensure that managing your finances is convenient and user-friendly. With features like mobile payments and person-to-person transfers, we're committed to enhancing your banking experience while maintaining ADA compliance.

Our Story

Located at 61 Forsyth St Sw Ste 8B70, Atlanta, GA 30303, our branch is situated in the heart of Atlanta's vibrant downtown area. Since our inception, we've focused on meeting the diverse financial needs of our community. Our journey has been marked by significant milestones such as reaching total assets of over $175 million reflecting our commitment to stability and growth for our members. Over the years, we have embraced innovation while staying true to our mission. We understand that banking is not just about transactions; it's about building relationships and supporting our members through every stage of life. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions.

Branch Location & Accessibility

Come Visit Us!

We invite you to come experience the friendly service and accessibility that makes Excel stand out. Whether you're an existing member or looking to join our community, we're excited to assist you on your financial journey. Don't hesitate stop by today!

Convenient Access and Parking

Finding us is simple! We offer ample parking options nearby, ensuring that you can stop by without hassle. Our branch is fully ADA compliant with features such as ramps and accessible entrances, so everyone can enjoy our services comfortably.

Friendly Operating Hours

We know your time is valuable, which is why our lobby hours are designed to fit your busy schedule. Join us Monday through Friday from 9 AM to 4 PM for all your banking needs. Whether you're looking to open a new account or need assistance with loans and services, our team is here and ready to help!

Services Tailored for You

At Excel, we offer a range of personal and business banking services that cater to your unique financial journey. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with ATM availability right at our location, accessing cash is quick and easy. Although we don't have a drive-thru service at this branch, our dedicated staff ensures that every visit is efficient and welcoming. If you have questions or need assistance before stopping by, feel free to give us a call at 770-441-9235.

Member Eligibility

Joining the community at Excel is an exciting step toward better financial health and support! To become a member, you just need to meet a few simple eligibility requirements. Typically, anyone who lives, works, worships, or attends school in the area can join us. We're all about making banking personal and accessible, so we welcome diverse individuals who are looking for a financial partner that truly cares. Once you're eligible, opening an account is straightforward; just visit our website for more details on the process at https://www.loanliner.com/loanrequest/presenter/loanlist?cuid=01001448&loanlistid=2573&channelid=5419679202326211207&locationid=5102209202326211153&isframed=f. If you have questions or want to learn more about becoming part of our family, feel free to call us at (770) 441-9235. For further specifics on eligibility criteria, check out this resource: . We can't wait to welcome you to Excel at 61 Forsyth St Sw Ste 8B70 Atlanta Ga 30303!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify your daily operations. Imagine having a seamless payment process that allows you to focus on what you do best growing your business. Our solutions cater to various transaction needs, ensuring you get paid quickly and efficiently. Visit us at 61 Forsyth St Sw Ste 8B70 Atlanta Ga 30303 or call us at (770) 441-9235 to learn how our business banking services can empower your success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,679,445, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easy to hit the road in style. We offer competitive rates and flexible terms, allowing you to drive away in your dream vehicle without breaking the bank. Whether it's a new ride or refinancing an existing loan, we are here to help simplify the process.

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, can help take your venture to the next level. We understand that running a business comes with its own set of challenges, and we're here to provide solutions that fit your needs.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only provide flexibility in spending but also allow you to earn rewards on every purchase. It's a great way to make your everyday expenses work for you while enjoying added benefits.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we emphasize our online and mobile banking features. With easy access to account management from your computer or smartphone, checking balances, transferring funds, and making payments has never been simpler. Plus, our ATM services ensure that cash withdrawal is always within reach. At Excel, we strive not just to meet your expectations but exceed them. Our goal is to empower members like you by offering comprehensive financial solutions tailored just for you. Ready to experience all that we have to offer? Reach out today at (770) 441-9235 or visit us online at https://www.excelfcu.org/ for more information on how we can assist you further!

Mortgage Solutions

For those ready to buy a home or refinance their current mortgage, our mortgage loans and refinancing services are designed with you in mind. Navigating the housing market can be daunting, but with our knowledgeable staff, you'll have the support needed to make informed decisions about your future home.

Personal Banking

When it comes to personal banking, we offer a variety of options to meet your everyday needs. Whether you're looking for checking and savings accounts to manage your daily expenses or need assistance with personal loans for unexpected costs, we've got you covered. Our friendly team is here to guide you through the process, ensuring you find the right fit for your financial journey.

Digital & Online Banking

At Excel, we understand that life can be busy, and managing your finances shouldn't add to that stress. That's why we offer a suite of digital and online banking services designed for your convenience and security. Whether you're at home or on the go, our services ensure you have access to your accounts anytime you need them. One of the standout features is our comprehensive online banking platform, accessible at https://www.excelfcu.org/. Here, you can manage your accounts with ease check balances, pay bills, and transfer funds all from one secure location. Plus, our 24/7 online banking service means you're never far from your money. For those who prefer managing their finances through mobile devices, we provide a user-friendly mobile application. With this app, you can enjoy features like mobile payments and person-to-person transfers. Sending money to friends or family has never been easier! Security is always a priority for us. That's why we utilize electronic signature authorization for transactions, ensuring that your sensitive information remains protected. You can also opt for e-statements, which are not only eco-friendly but also keep your financial documents organized and accessible at any time. In today's fast-paced world, having the right tools makes all the difference. At Excel, we're committed to making your banking experience as smooth as possible. With our robust online resources and mobile capabilities, you'll have real-time management of your accounts right at your fingertips. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $16,407,589 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,005 in used auto loans and $102,714,299 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 21,669, showing a strong and growing member base that trusts us with their finances. This trust allows us to focus on providing the best possible services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Excel is your trusted partner. Visit us at 61 Forsyth St Sw Ste 8B70 Atlanta Ga 30303 or call (770) 441-9235 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $28,029,145 in share certificates and $20,102,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,948,750, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,515,330 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $19,553,171, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,114 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,868,612 in used vehicle loans and $5,777,488 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with a vehicle you love while keeping your budget in check.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $8,679,445 provide the capital needed to expand your operations and reach new markets. We understand that running a business comes with its own set of challenges; our tailored solutions can help you navigate them successfully.

Credit Lines and Unsecured Loans

For those who need extra flexibility in their finances, we offer total credit lines amounting to $32,294,103. This feature allows you to manage expenses as they arise without the pressure of high-interest rates. Additionally, our unsecured credit card loans total $3,640,669, providing members with effective options to handle daily purchases and unexpected costs.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,759,489, making buying or refinancing simple. Whether you are purchasing your first home or refinancing an existing loan, our dedicated team is here to guide you through every step.

Refinancing and Eligibility

We also have refinancing options available for various types of loans. If you're looking to lower your monthly payments or consolidate debt into a single payment plan that fits your lifestyle better, we can assist you in finding the right solution based on your needs. To learn more about how our loan products can fit into your financial plans or if you have any questions regarding eligibility requirements and application processes, feel free to give us a call at 770-441-9235. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Excel Credit Union, we're committed to helping you find the best financing options tailored just for you!

Loan Aggregator

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