Eweb Employees Credit Union Eugene OR | Affordable Auto Loans & Online Banking

Introduction

Welcome to Eweb Employees, your trusted partner in personal and business banking located at 388 Pearl St Ste 1, Eugene, OR 97401. Since our establishment in 1954, we have been dedicated to fostering a strong community spirit among our 1,395 members. With a solid foundation built on trust and reliability, we are proud to manage assets totaling over $34 million, ensuring that your financial needs are met with care and professionalism. At Eweb Employees, we understand the importance of every dollar. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our commitment to you is reflected not just in our extensive offerings but also in our sound financial management boasting total deposits of $3,478,725 and net worth of $4,089,949. Led by our passionate CEO, Pat Walters, and Board President Brent Bacon, our team of six dedicated employees is always ready to assist you. We pride ourselves on providing personalized service that makes banking easier for everyone in Eugene and surrounding areas. If you have questions or need assistance, don't hesitate to reach out at (541) 484-5304 during our lobby hours from 9 AM to 5 PM, Monday through Friday. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 12000, Eugene, OR 97440. Explore more about us on our website here. Join us as we continue to grow together because at Eweb Employees Credit Union, you're not just a member; you're part of the family. Come visit us today or call for more information!

Branch History & Mission

Commitment to Service

We pride ourselves on being more than just a financial institution; we are a partner in your journey. Our operating hours are convenient for all: Monday through Friday from 9 am to 5 pm, allowing you to visit us easily for any assistance you may need. While members can visit us at our branch location, official correspondence should be sent to PO BOX 12000, Eugene, OR 97440. Even though we currently do not offer ATM services or drive-thru banking options at this time, we make it easy for you to manage your finances online or via mobile applications. Our digital banking services include online account management and person-to-person payment options that make transactions simple and secure.

Community Focus

At Eweb Employees, we understand the importance of giving back. Our partnerships with local organizations help us reach those who need support the most. Whether it's sponsoring events or participating in community projects, we strive to make a positive impact right here in Eugene. As we look toward the future, our dedication remains unwavering. We invite you to join our growing family at Eweb Employees Credit Union. Experience how being part of a credit union can enhance your financial well-being while also contributing to the community's growth. Let's build a brighter future together! For more information about membership or our services, feel free to contact us at 541-484-5304 or visit us online at Eweb Employees.

Our Journey

From humble beginnings, Eweb Employees has always focused on serving our members with integrity and care. We've seen many changes since our inception, including advancements in technology and shifts in community needs. However, one thing has remained constant: our commitment to providing exceptional personal banking services. Today, we offer a range of products from checking and savings accounts to auto loans and credit cards ensuring that we meet the diverse financial needs of our members. Our mission is not just about banking; it's about building relationships and fostering growth within our community. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. This philosophy drives us to engage actively with local initiatives and support various outreach efforts aimed at strengthening Eugene.

Branch Location & Accessibility

Welcome to Eweb Employees! Conveniently located at 388 Pearl St Ste 1 Eugene Or 97401 in the heart of Eugene, OR, our branch is here to serve you with a friendly smile and expert assistance. Whether you're stopping by for personal banking, auto loans, or just to ask a question, we are committed to making your visit as pleasant as possible. Our branch is easily accessible, ensuring that everyone can find their way to us. You'll find ample parking available right outside, along with ADA-compliant features like ramps to make it easier for all members of our community to access our services. We're also close to popular landmarks, making it even more convenient for you to visit us during your busy day. While you're here, don't forget about our operating hours from 9 am to 5 pm, Monday through Friday. We want you to feel welcome whenever you come by! If you need assistance after hours, please feel free to give us a call at (541) 484-5304, and our team will be happy to help. Though we currently do not offer ATM services or drive-thru banking at this location, our dedicated staff is ready to assist you inside the branch. While members can visit us at 388 Pearl St Ste 1 Eugene Or 97401, official correspondence should be sent to PO BOX 12000, Eugene, OR 97440 if different. At Eweb Employees, we pride ourselves on providing a range of services tailored just for you from checking and savings accounts to auto loans and personal loans. Our goal is to support your financial journey every step of the way. We invite you to stop by soon! Discover how we can help meet your banking needs. Your satisfaction is our priority, and we look forward to welcoming you into our community!

Member Eligibility

At Eweb Employees, becoming a member is like stepping into a welcoming community where your financial needs come first. We invite individuals who live, work, or attend school in our local area to join us and experience the benefits of personalized banking. Whether you're looking to open a checking account, secure an auto loan, or simply want to enjoy exceptional service, you are likely eligible to be part of our family. For more specific details about eligibility requirements, we encourage you to check out our resource at . It's easy to get started! To open your account today, just visit us online at http://www.myewebcu.org/services/apply or give us a call at (541) 484-5304. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify your transactions and enhance customer experience. Imagine being able to accept payments effortlessly, whether in-store or online. Our reliable payment solutions ensure that you can focus on what matters most growing your business. Visit us at 388 Pearl St Ste 1 Eugene Or 97401 in Eugene, OR, or call us at (541) 484-5304 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those not yet part of our community, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, our Business Banking services include Merchant Services & Business Loans that cater specifically to your operational needs. We know how important it is to have reliable banking support as you grow your business.

Cash Withdrawal Convenience

While we currently do not offer ATM services at our branch location, our staff is always ready to assist with any cash withdrawal needs during regular business hours. At Eweb Employees, we're more than just a credit union; we're a community partner invested in your financial well-being. Explore our wide range of services and see how we can help you thrive financially. For more information or to start an application today, visit us online at Corporate Office or call us directly at (541) 484-5304. Let's take the next step together toward achieving your financial goals!

Credit Cards and Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases, giving you even more value for your spending. Imagine using rewards for travel, shopping, or cash back it's just another way we help make managing finances rewarding!

Embracing Digital Banking

In today's fast-paced world, convenience matters. Our online and mobile banking features ensure that accessing your accounts is simple and secure. With tools like online bill pay and account management right at your fingertips, managing your finances has never been easier.

Financial Assistance When You Need It

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options. These loans can help you manage bills or consolidate debt into a single monthly payment, making it easier to keep track of your finances.

Personal Banking Solutions

We offer an array of personal banking solutions tailored to meet the needs of our members. Whether you're opening a Checking or Savings Account to manage your daily finances or saving for future goals, we have options that work for you. Our Auto Loans & Vehicle Financing help you get on the road with flexible terms and competitive rates. If you're looking to buy a home or refinance your existing mortgage, our Mortgage Loans & Refinancing services provide guidance and support throughout the process.

Digital & Online Banking

Accessible Online Banking

Enjoy the freedom of 24/7 online banking services. Whether you're checking your balance, transferring funds, or paying bills, our secure system is always available for you. You can rest easy knowing that your personal information is protected with the latest security measures.

Mobile Application & Features

For those on the go, our mobile application makes banking even simpler. With just a few taps on your smartphone, you can access your account, view e-statements, and initiate person-to-person transfers easily. Our app is designed to be intuitive, ensuring that you can manage your money without any hassle.

Real-Time Management

Keeping track of your finances is crucial, and with features like e-statements and person-to-person transfers, you have real-time access to your financial activities. Whether you're sending money to a friend or reviewing your monthly spending, everything is just a click away. At Eweb Employees, we are committed to making banking accessible and straightforward for all our members. Explore our digital banking solutions today at https://www.myewebcu.org:443/ and take control of your financial journey!

Secure Transactions

When it comes to signing documents or authorizing payments, our electronic signature authorization feature streamlines the process while keeping everything safe. You won't have to worry about printing or mailing papers everything can be done digitally with ease.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 2,903, showing a strong and growing member base that trusts us with their finances. This community spirit is vital to us as we strive to support each member's unique journey toward financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eweb Employees is your trusted partner. Visit us at 388 Pearl St Ste 1 Eugene Or 97401 or call (541) 484-5304 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Excellence

Our operational efficiency is reflected in our $516,049, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $1,358,574 in share certificates and $8,471,114 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Your Future

With $2,970,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $197 in used auto loans and $16,285,823 in total loans and leases.

Solid Financial Health

With a net worth of $4,089,949, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,200 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these products, we provide various financing solutions like personal loans for debt consolidation and business banking services. If you're a business owner, our outstanding commercial loans are tailored to provide the capital needed to grow and expand your venture. We also have refinancing options available if you're looking to lower your monthly payments or consolidate debts. Visit us at Eweb Employees or give us a call at (541) 484-5304 during our operating hours from 9 am to 5 pm Monday through Friday. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can help you achieve your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,310,727 in used vehicle loans and $1,530,795 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Credit Options

For those needing quick access to cash or managing expenses, we also offer flexible terms on unsecured credit card loans. With a total of $773,895 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs designed with you in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $449,464, make buying or refinancing simple. We understand that purchasing a home is one of the biggest financial decisions you'll ever make, and we're here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces the platform's credibility and effectiveness in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. The platform's rigorous sourcing process means that you can trust the information presented.

EWEB EMPLOYEES FEDERAL CREDIT UNION