Everyone's Credit Union Santa Rosa NM | Best Auto Loans & Business Banking

Introduction

Welcome to Everyone's at our Santa Rosa Branch, located at 1079 Historic Route 66, Santa Rosa, NM 88435. Since our establishment in 1954, we have proudly served our community with dedication and a focus on member satisfaction. With a total membership of 4,499 and assets reaching an impressive $44,449,554, we are committed to providing financial solutions that truly meet your needs. At Everyone's, we understand that every member is unique. That's why we offer a variety of services, including personal banking, auto loans, mortgages, and business banking options tailored just for you. Our CEO, Court Watson, along with our Board President, Amanda Hammer, lead a team of 19 dedicated employees who are here to assist you every step of the way. As part of our commitment to transparency and financial health, we're proud to share that our total deposits amount to $2,782,362 and our net worth stands strong at $6,079,324. We also maintain a robust cash reserve of $1,144,302, ensuring that your funds are secure with us. While you can visit us directly at the branch for all your financial needs, official correspondence should be sent to the same address: 1079 Historic Route 66, Santa Rosa, NM 88435. If you have any questions or need assistance right away, don't hesitate to reach out at 575-472-1231. We invite you to explore everything Everyone's has to offer. Whether you're looking for a new account or seeking guidance on loans or investments, we're here to help. Visit our website at everyonesfcu.com for more information or stop by our branch today! Your financial journey begins here.

Branch History & Mission

Welcome to Everyone's, a credit union with a rich history and a strong commitment to the community. Established in 1954, our Santa Rosa Branch has been serving the vibrant community of Santa Rosa, NM, for nearly seven decades. Located at 1079 Historic Route 66, our branch is more than just a financial institution; it's a cornerstone of support for our members and neighbors. Over the years, Everyone's has seen significant growth. With over 4,499 members and total assets amounting to $44,449,554, we have expanded our services while staying true to our mission: to provide accessible financial services that enhance the quality of life for every member. Our mission focuses not only on meeting the financial needs of our members but also on uplifting the community through various outreach programs and partnerships. At Everyone's, we believe in putting people first. Our dedicated team is always ready to assist you with personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also offer business banking services to help local businesses thrive. While you can visit us during our operating hours from 9 am to 4 pm MST (Monday through Friday), we also provide online banking features for your convenience. Our commitment to innovation is evident in our embrace of technology. Members can enjoy services like online banking and person-to-person transfers. We are also ADA compliant, ensuring that everyone in our community has access to our services. While you can reach us at our branch address, please note that official correspondence should be sent to the same address: 1079 Historic Route 66, Santa Rosa, NM 88435. As part of our dedication to community support, we actively participate in various outreach initiatives aimed at improving financial literacy and providing assistance where it's needed most. We understand that being a good neighbor means being there for one another. Join us at Everyone's and experience how we can help you achieve your financial goals while making a positive impact in Santa Rosa. Whether you're looking to open an account or explore loan options, we invite you to become part of our family. Together, we can build a stronger community! For more information or assistance, please call us at (575) 472-1231 or visit us online at Everyone's FCU.

Branch Location & Accessibility

Accessibility Features

At Everyone's Santa Rosa Branch, we prioritize your comfort and convenience. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and pathways to ensure everyone can visit us easily. Ample parking is available right by the entrance, making it simple for you to stop by whenever you need.

Operating Hours

We understand your time is valuable, which is why our lobby is open from 9 AM to 4 PM MST Monday through Friday. Whether you're coming in for personal banking services or simply to ask questions about your accounts, our friendly team is ready to assist you during these hours.

Services Offered

Our Santa Rosa Branch offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal loans, we have solutions designed for individuals and families alike. If you're looking for business banking options or credit cards with rewards, our knowledgeable staff can help guide you through the process. Plus, with ATM availability on-site, cash withdrawals and balance checks are just a moment away. While we don't offer drive-thru banking at this location, we encourage you to take advantage of our online and mobile banking services for added convenience. Feel free to reach out at 575-472-1231 if you have any questions or need assistance before your visit. We invite you to stop by Everyone's Santa Rosa Branch soon! Your financial journey starts here.

Member Eligibility

At Everyone's, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of a community that values you and your financial well-being, our doors are open! To qualify for membership at Everyone's, you need to meet certain criteria, which often include living, working, or worshipping in the area or being related to someone who does. It's all about creating connections and fostering relationships. You can find detailed eligibility requirements on our website. Joining is easy! Once you've confirmed your eligibility, you can start the account opening process by visiting us online at https://my.homecu.net/fi/everyone/lnappfrm.html. If you have any questions or want more information, feel free to give us a call at (575) 472-1231. We're here to help you every step of the way as you embark on this exciting journey with Everyone's at 1079 Historic Route 66 Santa Rosa Nm 88435!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,369,031, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that streamline your operations. Imagine being able to accept payments effortlessly whether it's via card or mobile payments allowing you to focus more on serving your customers. Our solutions help you manage transactions efficiently, improving cash flow and enhancing customer satisfaction. If you're ready to take the next step in growing your business, visit us at 1079 Historic Route 66, Santa Rosa, NM 88435 or call us at 575-472-1231. Let's work together to bring your business vision to life!

Comprehensive List Of Services

Business Services Tailored for You

For local entrepreneurs, we provide robust Business Banking solutions including Merchant Services & Business Loans. We're here to support your growth and success, whether you're just starting out or looking to expand.

Community Focused Service

We take pride in being part of the Santa Rosa community and strive to create meaningful relationships with our members. Whether it's through one-on-one consultations or community events, we aim to be a resource you can trust. If you have any questions or need assistance with any of our services, please don't hesitate to reach out! You can contact us at 575-472-1231 during our lobby hours from 9 am to 4 pm MST (Monday through Friday). Discover how Everyone's can assist you on your financial journey by visiting us today or checking out more information on our website at Everyones FCU. We're excited to help you achieve your financial goals!

Embracing Digital Convenience

In today's fast-paced world, we know how important it is to manage your finances on the go. That's why we offer comprehensive Online & Mobile Banking services that allow you to check balances, transfer funds, and pay bills from anywhere at any time. Our convenient ATM & Cash Withdrawal Services ensure that accessing cash is simple and straightforward.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking options are designed with your convenience in mind. Start with our Checking & Savings Accounts, which help you manage your day-to-day expenses while saving for the future. If you're in need of a vehicle, we offer Auto Loans & Vehicle Financing to get you behind the wheel quickly and affordably. Thinking about buying a home? Our Mortgage Loans & Refinancing options make home ownership more accessible than ever, allowing you to settle into your dream space. For those unexpected expenses or plans that require some extra cash, our Personal Loans & Debt Consolidation services can help ease financial burdens. Plus, don't forget about our Credit Cards with Rewards, giving you benefits on your everyday purchases.

Digital & Online Banking

Key Features

One of the standout features of our online services is the ability to make person-to-person transfers. This means sending money to friends or family is simple and quick no more waiting for checks to clear! Plus, with e-statements available, you can easily keep track of your transactions without the clutter of paper statements. While we currently do not offer mobile payments or a dedicated mobile application, our online platform remains user-friendly and efficient for all your banking needs. You can rest assured knowing that even without electronic signature authorization, we prioritize security in every transaction. At Everyone's, we aim to enhance your banking experience with features that are not only convenient but also designed for real-time account management. By choosing us as your financial partner, you're opting for a service that values ease of use and accessibility just as much as you do. Experience the difference today by visiting https://everyonesfcu.com/ and take charge of your financial journey with Everyone's!

Financial Strength

At Everyone's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring you can trust us with your savings and loans. With a net worth of $6,079,324, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,877,869 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,819,024, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,180,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,939,633 in total loans and leases and 449 used auto loans available. Our operational efficiency is reflected in our net income of $130,662, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 7,863, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) total $209,846, further demonstrating our capability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everyone's is your trusted partner. Visit us at 1079 Historic Route 66 Santa Rosa NM 88435 or call 575-472-1231 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing existing loans or need eligibility options for any of our products, our knowledgeable staff is here to help you navigate those choices and find the best solution for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Everyone's, we believe in making banking accessible and straightforward for everyone. Visit us today to learn more about how our loan offerings can work for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,021,102 in used vehicle loans and $7,889,044 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $5,369,031 provide the capital needed to grow and expand your enterprise. Whether you're starting up or looking to scale your operations, we have options tailored for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are here to guide you through other available mortgage solutions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $200,943 in loans helping members manage their finances effectively. These cards provide the convenience and flexibility you need for everyday purchases and emergencies without having to worry about collateral.

Loan Aggregator

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EVERYONE'S FEDERAL CREDIT UNION - Santa Rosa, NM

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