Everwise Three Oaks MI Credit Union | Top Checking & Auto Loans

Introduction

At Everwise, we understand that your financial journey is unique, and we're here to support you every step of the way. Located at 6701 Us Highway 12, Three Oaks, MI 49128, our branch has been a trusted part of the community since 1931. With a commitment to helping you achieve your financial goals, we proudly serve over 297,945 members with personalized banking solutions. As a member-focused credit union, we take pride in our impressive total assets of $5,191,587,858 and total deposits reaching $121,698,606. Whether you're looking for an auto loan or want to open a savings account, our wide range of services is designed to meet your needs. We currently manage 125,084 loans and leases, ensuring that we have the resources available for whatever you need. Led by our dedicated CEO, Jason Osterhage, and Board President, Vince Henderson, our team of 760 employees is committed to providing exceptional service. We believe in building long-lasting relationships with our members based on trust and transparency. Our strong net worth of $476,827,658 reflects our stability and ability to offer competitive rates while keeping your interests at heart. While members can visit us at 6701 Us Highway 12, official correspondence should be sent to our mailing address: 110 S Main St, South Bend, IN 46601-1805. We invite you to explore how Everwise can help enhance your financial well-being. Whether you prefer online banking or visiting us in person during our lobby hours from Monday through Friday (9:00 AM - 5:00 PM), we're here for you. Call us today at 269-756-2222 or visit us online at Everwise Credit Union to learn more about what we can do for you!

Branch History & Mission

A Legacy of Growth

Over the decades, Everwise has evolved significantly. From our original mission to provide affordable financial services to local families, we have expanded our offerings to meet the diverse needs of our members. Today, with total assets exceeding $5.19 billion, we are well-equipped to provide personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, and more. Our headquarters are situated in South Bend, IN, but our commitment to the Three Oaks community runs deep. We understand that strong communities are built on trust and support. That's why we focus not just on financial growth but also on uplifting those around us through various outreach programs and partnerships.

Commitment to Service

We ensure that banking is accessible for everyone by offering a range of digital tools including online banking and mobile payments. With one ATM available at our branch and drive-thru service for your convenience during lobby hours Monday through Friday from 9:00 am to 5:00 pm Everwise strives to make every visit easy and efficient. Additionally, our shared service center availability allows members from partner credit unions to conduct basic transactions seamlessly. This demonstrates our commitment not only to our members but also to fostering collaboration within the broader financial community.

Join Us

As we look forward to the future, we invite you to become part of the Everwise family. Experience firsthand how our dedication can help you navigate your financial journey successfully. Join us today and see how we can work together towards building a brighter future for you and your community! For more information or assistance, please call us at (269) 756-2222 or visit our website.

Our Mission

At the core of Everwise's mission is a genuine desire to help our members achieve their financial goals while enhancing the community's well-being. We believe in empowering individuals through access to quality financial education and services tailored to their unique situations. Whether it's providing personal loans or supporting local businesses with merchant services and business loans, we aim to make a positive impact in every interaction. While members can visit us at 6701 Us Highway 12 for all their banking needs, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant, with ramps and accessible entrances to ensure everyone can enjoy our services without any hurdles. Parking is ample and close to the entrance, making it easy for you to pop in whether you're driving or walking.

Operating Hours

At Everwise, we know your time is valuable. That's why we're open Monday through Thursday from 9:00 am to 4:30 pm, and on Fridays from 9:00 am to 5:00 pm. Our drive-thru service mirrors these hours, providing you with quick and convenient banking options without leaving your vehicle.

Services Available

Whether you need personal banking services like checking and savings accounts or are interested in auto loans, mortgages, or credit cards with rewards, we have you covered! Plus, if you're a member of a partner credit union, you can take advantage of shared branch transactions right here at our location. And don't forget about our ATM availability! With an ATM on-site, withdrawing cash or checking your balance is just a quick trip away. We're here for you! If you have any questions or would like more information about our services, don't hesitate to give us a call at 269-756-2222. We invite you to stop by and experience the warmth of our community-focused banking today!

Member Eligibility

At Everwise, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the area, you're likely eligible to join us. We invite you to check out the specific eligibility criteria at this link. Whether you're looking for personal banking options, auto loans, or even business services, being a member at Everwise opens up a world of benefits tailored just for you. The process to become a member is straightforward and designed with you in mind. Simply visit us at our branch located at 6701 Us Highway 12, Three Oaks, MI 49128, or give us a call at 269-756-2222 for more information. You can also find details about how to open an account online by visiting this page. We look forward to welcoming you to our Everwise family!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine being able to accept payments effortlessly, giving your customers more ways to shop with you. Our merchant services provide just that. From point-of-sale systems to online payment options, we help simplify transactions so you can focus on what you do best running your business. Let Everwise at 6701 Us Highway 12 Three Oaks Mi 49128, Three Oaks, MI be your trusted partner in achieving your business goals. With us, you're not just a number; you're part of a community that cares about your success.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. We recognize the unique challenges businesses face and are committed to supporting their growth with tailored financial solutions.

Convenient Access

At Everwise, accessibility is key. We feature online and mobile banking platforms that allow you to check balances, transfer money, or pay bills from the comfort of your own home or on-the-go. Plus, our ATM services ensure that cash withdrawals are never a hassle just another way we strive to serve our members better. For quick transactions, our drive-thru service allows you to handle deposits and withdrawals efficiently. If you're a member of one of our partner credit unions, take advantage of shared branch transactions for added convenience when accessing your account.

Credit Cards

Our credit cards with rewards are designed to give back to our members. Whether you're traveling or just making everyday purchases, enjoy benefits that enhance your spending experience.

Get Started Today!

With all these services at your fingertips, there's no better time than now to become part of the Everwise family! Visit us at 6701 Us Highway 12 in Three Oaks, call us at 269-756-2222, or explore more about how we can assist you at Everwise. Join us today and discover how easy managing your finances can be!

Home Financing

For those considering homeownership, our mortgage loans and refinancing services can help you find the right solution for your needs. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through the options available.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed to fit different lifestyles. Imagine having easy access to your funds while also earning interest on your savings. Our accounts come with features like online and mobile banking, making it simple for you to manage your finances anytime, anywhere. If you're in the market for a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. We understand that buying a car is a big decision, and we aim to make this process as smooth as possible. Our team is here to assist you every step of the way.

Personal Loans

Need a little extra cash? Our personal loans and debt consolidation services can help simplify your finances by combining multiple payments into one manageable monthly payment. This way, you can focus on what truly matters without the stress of juggling various debts.

Digital & Online Banking

Key Features

Our electronic signature authorization makes signing documents a breeze no more printing and scanning! Plus, with e-statements available, you can say goodbye to paper clutter while keeping your financial records organized and secure. Need to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and easily. Simply enter their information, and the funds will be sent instantly. If you prefer mobile payments, you're in luck! You can use your smartphone for quick transactions at participating retailers.

Security You Can Trust

We prioritize your security at every step. With advanced encryption technology protecting your information, you can bank confidently knowing that your data is safe with us. Whether you're checking balances or making payments, our systems are designed to keep your financial information secure. In short, the digital banking services at Everwise make it simple for you to manage your finances on your terms. Experience the ease of online banking today by visiting https://www.everwisecu.com/!

Financial Strength

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which reflects our commitment to providing you with the best possible services and support. With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $62,848 in used auto loans and an impressive $4,095,942,655 in total loans and leases. Our operations reflect efficiency as evidenced by our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $63,192,025. Total Share and Deposit Accounts: 549,417, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 6701 Us Highway 12 Three Oaks MI 49128 or call 269-756-2222 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable pre-owned vehicle, our flexible financing options ensure that you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $1,113,679,215 provide the capital needed to grow and expand. We recognize the unique challenges faced by businesses today and are committed to providing tailored solutions that meet your specific needs. No matter which loan product you're interested in, our knowledgeable team at Everwise is here to answer any questions and guide you through each step. Reach out to us at (269) 756-2222 or visit us at 6701 Us Highway 12 Three Oaks Mi 49128, Three Oaks, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial goals are within reach with our comprehensive lending solutions designed just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. We are dedicated to guiding you through the process and ensuring that you understand all your options. Plus, if you're interested in refinancing your current mortgage, our team is ready to help you explore eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $83,722,768 in loans helping members manage their finances effectively. This option allows you to make purchases without tying up your assets, giving you the freedom to spend when necessary while enjoying competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh takes pride in sourcing its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results from the NCUA, ensuring that users receive fair and transparent offers (Source: https://www.ncua.gov). By working exclusively with verified financial institutions, LendMesh guarantees that the information presented is both trustworthy and up-to-date.

EVERWISE CREDIT UNION - Three Oaks, MI

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Home Equity Loans

Mortgage Loans

Vehicle Loans

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Loan rates in Three Oaks, MI (49128)

Introduction

Branch History & Mission

A Legacy of Growth

Commitment to Service

Join Us

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Get Started Today!

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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