EVERWISE CREDIT UNION

At Everwise, we understand that your financial journey is unique, and we're here to support you every step of the way. Located at 6701 Us Highway 12, Three Oaks, MI 49128, our branch has been a trusted part of the community since 1931. With a commitment to helping you achieve your financial goals, we proudly serve over 297,945 members with personalized banking solutions. As a member-focused credit union, we take pride in our impressive total assets of $5,191,587,858 and total deposits reaching $121,698,606. Whether you're looking for an auto loan or want to open a savings account, our wide range of services is designed to meet your needs. We currently manage 125,084 loans and leases, ensuring that we have the resources available for whatever you need. Led by our dedicated CEO, Jason Osterhage, and Board President, Vince Henderson, our team of 760 employees is committed to providing exceptional service. We believe in building long-lasting relationships with our members based on trust and transparency. Our strong net worth of $476,827,658 reflects our stability and ability to offer competitive rates while keeping your interests at heart. While members can visit us at 6701 Us Highway 12, official correspondence should be sent to our mailing address: 110 S Main St, South Bend, IN 46601-1805. We invite you to explore how Everwise can help enhance your financial well-being. Whether you prefer online banking or visiting us in person during our lobby hours from Monday through Friday (9:00 AM - 5:00 PM), we're here for you. Call us today at 269-756-2222 or visit us online at Everwise Credit Union to learn more about what we can do for you!

At Everwise, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the area, you're likely eligible to join us. We invite you to check out the specific eligibility criteria at this link. Whether you're looking for personal banking options, auto loans, or even business services, being a member at Everwise opens up a world of benefits tailored just for you. The process to become a member is straightforward and designed with you in mind. Simply visit us at our branch located at 6701 Us Highway 12, Three Oaks, MI 49128, or give us a call at 269-756-2222 for more information. You can also find details about how to open an account online by visiting this page. We look forward to welcoming you to our Everwise family!

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which reflects our commitment to providing you with the best possible services and support. With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $62,848 in used auto loans and an impressive $4,095,942,655 in total loans and leases. Our operations reflect efficiency as evidenced by our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $63,192,025. Total Share and Deposit Accounts: 549,417, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 6701 Us Highway 12 Three Oaks MI 49128 or call 269-756-2222 to learn more about how we can help you achieve your financial goals.