EVERWISE CREDIT UNION

Welcome to Everwise, your trusted partner in financial growth and community support, located at 6485 Sawyer Rd, Sawyer, MI 49125. Since our establishment in 1931, we have been dedicated to serving our members with a range of financial services that cater to their unique needs. With a strong membership base of over 297,945 individuals, we pride ourselves on being more than just a credit union; we are a community hub that fosters relationships built on trust and mutual support. At Everwise, we understand the importance of financial well-being. Our total assets amount to an impressive $5,191,587,858, showcasing our stability and commitment to our members' financial security. We offer a variety of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. With $121,698,606 in total deposits and $39,240,553 cash readily available, you can feel confident knowing your money is safe with us. Our leadership team is passionate about providing exceptional service. Under the guidance of our CEO, Jason Osterhage, and Board President Vince Henderson, we strive to create an inclusive environment where all members feel valued. We are proud to have a dedicated team of 760 employees working tirelessly to meet your financial needs. While you can visit us at our branch for all your banking requirements, please note that any official correspondence should be directed to our mailing address at 110 S Main St, South Bend, IN 46601-1805. Whether you're looking for loans or simply want to manage your savings more effectively, Everwise is here to assist you every step of the way. For inquiries or assistance, don't hesitate to reach out at 269-426-3100. Explore more about what we offer by visiting our website at Everwise Credit Union. Join us today and experience the difference with Everwise where members come first!

At Everwise, we believe that joining our community means becoming part of a family that cares for your financial well-being. If you're wondering how to become a member, it's simpler than you might think! We welcome individuals who live, work, worship, or attend school in certain areas, as well as their family members. This means that if you have a loved one who is already a member, you can join too! To explore the full eligibility details and see if you qualify, visit us at this link. Once you're ready to take the next step, opening an account with us is straightforward and designed for your convenience. You can find more information about the account opening process by checking out this page. Should you have any questions or need assistance, don't hesitate to reach out to us at (269) 426-3100. We look forward to welcoming you to Everwise at our branch located at 6485 Sawyer Rd Sawyer Mi 49125!

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which enables us to provide the best services and support to our community. Our latest performance insights, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , showcase our robust financial health. With a net worth of $476,827,658, we maintain a solid footing that allows us to offer better rates, lower fees, and enhanced member services. This commitment to your financial well-being is at the core of what we do. Our net worth ratio of $916 further demonstrates our strong capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability means you can trust us with your savings and investments. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $55,763,500, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $451,367,666 in undivided earnings, allowing us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is significant; with $62,848 in used auto loans and $4,095,942,655 in total loans and leases, we support various financial goals across many sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products tailored for you. We're proud to employ 719 full-time employees and 41 part-time employees who are dedicated to providing excellent service at every branch. With net shares available for lending and investments totaling $63,192,025, along with 549,417 total share accounts showcasing a growing member base that trusts us with their finances, we are well-positioned to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 6485 Sawyer Rd Sawyer Mi 49125 or call (269) 426-3100 to learn more about how we can help you achieve your financial goals.