Everwise New Buffalo MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Everwise, your trusted financial partner located at 45 N Whittaker St, New Buffalo, MI 49117. Since our establishment in 1931, we have been dedicated to providing exceptional service and support to our community, growing alongside our members. With a robust membership of 297,945 and total assets reaching an impressive $5,191,587,858, we are committed to fostering financial wellness for everyone we serve. At Everwise, we understand that banking is more than just numbers; it's about building relationships and creating opportunities. Our total deposits stand at $121,698,606, reflecting the trust our members place in us. We offer a variety of services including personal banking, auto loans, mortgage solutions, and business banking options all designed with your needs in mind. While members can visit us at our branch location, official correspondence should be sent to 110 S Main St, South Bend, IN 46601-1805. Our team of dedicated professionals, led by CEO Jason Osterhage and Board President Vince Henderson, is here to assist you with friendly service every step of the way. With a total of 760 employees ready to serve you, we pride ourselves on being accessible and responsive to your financial needs. Whether you're looking for a new loan or simply need assistance managing your account, we're here to help. Feel free to reach out to us at 269-469-2222 or explore more about what we offer on our website here. Join us today and experience the difference that comes from being part of the Everwise family!

Branch History & Mission

A Journey Through Time

Everwise began its journey with a simple mission: to provide reliable financial services to individuals and families. Over the years, we have grown from a small credit union into a trusted institution known for its member-focused approach. Our physical location at 45 N Whittaker St, New Buffalo, MI 49117 is not just a building; it symbolizes our deep-rooted connection to this community. As part of our dedication to accessibility and convenience, we have modernized our services over the decades. We offer advanced digital banking options alongside traditional banking methods. Our members can enjoy online banking, mobile applications, and even person-to-person payment services that make managing finances easier than ever.

Join Us

With operating hours designed for your convenience Monday through Thursday from 9 AM to 4:30 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM we're here when you need us most. Our drive-thru service ensures that you can complete transactions swiftly without leaving your vehicle. If you're looking for a financial partner that prioritizes your needs while giving back to the community, consider joining Everwise today! Experience firsthand how our commitment can help you achieve your financial dreams. Visit us or call us at 269-469-2222 to learn more about membership benefits. Together, let's build a brighter financial future!

Our Mission

Our mission is straightforward: to empower our members with the tools they need to achieve their financial goals while fostering a sense of community. We believe that strong financial education and support are essential for individual success and collective well-being. Our comprehensive suite of services includes personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also emphasize community outreach through partnerships with local organizations and initiatives that uplift those in need. Supporting local charities and events is integral to who we are as a credit union. While members can visit us at 45 N Whittaker St, official correspondence should be sent to 110 S Main St, South Bend, IN 46601-1805.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

You'll find our branch easily accessible, with ample parking available for your convenience. We pride ourselves on being ADA compliant, ensuring that everyone can visit us without hassle. If you need assistance, our friendly staff is always ready to lend a hand. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805.

Operating Hours and Services

Our doors are open during convenient hours to fit your busy schedule. Join us Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. We also offer drive-thru banking during these hours for those quick transactions on the go. At Everwise, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is available for easy withdrawals and balance checks.

Your Community Credit Union

As part of the Berrien County community, we take pride in offering shared services that allow members from partner credit unions to conduct basic transactions here as well. So whether you need to make a deposit or withdrawal, we're here for you! We invite you to stop by our branch or give us a call at 269-469-2222 if you have any questions or need assistance. Experience the friendly service and community spirit at Everwise your trusted credit union in New Buffalo!

Member Eligibility

At Everwise, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, or worship in our service area. If you share our values of financial empowerment and community support, we invite you to join us! To find out more about the specific eligibility criteria, feel free to check out our detailed information at http://WWW.everwisecu.com/about/become-a-member . Once you're ready to take the next step, opening an account with us is straightforward and hassle-free. You can start your journey toward membership by visiting our account opening page at http://WWW.everwisecu.com/borrow/apply-for-a-loan . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (269) 469-2222. We're here for you every step of the way as you join our growing family at Everwise, located at 45 N Whittaker St New Buffalo Mi 49117!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easier

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services offer practical solutions that simplify transactions for both you and your customers. From mobile payment processing to point-of-sale systems, we provide the tools that help enhance customer experience and boost sales. Located at 45 N Whittaker St New Buffalo Mi 49117, New Buffalo, MI, we invite you to explore how our tailored financial solutions can help your business thrive. Reach out today at (269) 469-2222 to learn more!

Comprehensive List Of Services

Accessible Banking Options

We also prioritize accessibility with our ATM services available for cash withdrawals and balance checks. If you prefer face-to-face interactions but are short on time, our basic drive-thru banking allows you to complete deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, we offer shared branch transactions so that members from partner credit unions can easily access their accounts through us.

Business Banking Services

For small business owners, Everwise understands the importance of having reliable financial support. Our business banking services include merchant services to help streamline transactions and business loans designed to fuel your growth. We are here to support your entrepreneurial journey every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Everwise offers robust online and mobile banking features. You can manage your accounts anytime and anywhere through our secure online platform or mobile app. Our services include person-to-person payments, e-statements for easy tracking of transactions, and mobile payments for quick checkouts.

Personal Banking Solutions

For those managing day-to-day finances, Everwise offers a variety of personal banking services. Our checking and savings accounts are designed to help you save while enjoying easy access to your funds. If you're considering a new vehicle or need financing for an existing one, our auto loans and vehicle financing options provide competitive rates to get you on the road quickly. If home ownership is in your sights, our mortgage loans and refinancing solutions can help make that dream a reality. We also offer personal loans for those times when unexpected expenses arise or when debt consolidation is needed to simplify your financial life. Plus, with our credit cards that come with rewards, you can earn benefits on everyday purchases.

Visit Us Today!

Whether you're visiting us at 45 N Whittaker St or calling us at 269-469-2222, we invite you to explore how Everwise can assist you with all your financial needs. From personal banking solutions to business services and everything in between, we're here to help you achieve your financial goals with ease and confidence. Don't hesitate reach out today or visit us online at everwisecu.com!

Digital & Online Banking

Key Services

Our online banking services provide real-time account management, so you always know where you stand financially. You can check balances, view transaction history, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it quick and simple. We also prioritize your security. With electronic signature authorization available, signing documents is not only easy but also safe. Plus, if you're looking for paperless options, e-statements are readily accessible for your convenience.

Mobile Banking Made Simple

For those who prefer banking on the go, our mobile application is here for you! Whether you're paying bills or making mobile payments, everything is just a tap away. This means no more waiting in line; you can handle your banking needs right from your smartphone. Whether it's day or night, our 24/7 online banking service ensures that you have control over your financial journey whenever it suits you. At Everwise, we're committed to providing user-friendly solutions that make managing your money a breeze. Join us today and experience the ease of modern banking!

Financial Strength

A Growing Community

Total Share Accounts: 549,417, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $63,192,025. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 45 N Whittaker St New Buffalo Mi 49117 or call (269) 469-2222 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings Security

Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $62,848 in used auto loans and $4,095,942,655 in total loans and leases.

Loan Offering

Additional Options

In addition to these offerings, we provide refinancing options for many of our loan products, allowing you to potentially lower your monthly payments or interest rates. If you're interested in exploring eligibility options, please visit us online or give us a call at (269) 469-2222. We invite you to learn more about our loan products and how they can benefit you by visiting us at 45 N Whittaker St New Buffalo Mi 49117, New Buffalo, MI, or check out our website at https://www.everwisecu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your path to better financial health starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. Whether you're interested in a new or pre-owned vehicle, we've got financing options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,113,679,215 provide the capital needed to grow and expand your operations. We understand that businesses need support, and we're here to provide the financing options that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. We are here to guide you through the process and help you find the best terms for your situation.

Unsecured Credit Card Loans

Managing your finances effectively is essential, and we provide flexible terms on unsecured credit card loans. With a total of $83,722,768 in loans, our credit cards can help you handle unexpected expenses while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

One key advantage of using LendMesh is Verified Data. All loan offers are sourced from legitimate financial institutions, guaranteeing that users receive trustworthy information. Additionally, LendMesh operates without Sponsored Listings. Unlike other comparison tools that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. Another important feature is Real-Time Rate Comparisons. Users can access up-to-date loan rates from multiple institutions, enabling them to compare options side-by-side and select the best fit for their needs. This transparency allows consumers to make decisions with confidence. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

EVERWISE CREDIT UNION - New Buffalo, MI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Journey Through Time

Join Us

Our Mission

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Operating Hours and Services

Your Community Credit Union

Member Eligibility

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Merchant Services That Make Transactions Easier

Comprehensive List Of Services

Accessible Banking Options

Business Banking Services

Convenient Digital Banking Features

Personal Banking Solutions

Visit Us Today!

Digital & Online Banking

Key Services

Mobile Banking Made Simple

Financial Strength

A Growing Community

Member Savings Security

Operational Efficiency

Our Financial Health

Reinvesting for Your Benefit

Loan Offering

Additional Options

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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