Everwise Westfield IN Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Everwise, your trusted credit union located at 45 W Tournament Trl, Westfield, IN 46074. Established in 1931, we have proudly served our community for over 90 years. Our commitment to providing personalized financial services has allowed us to grow into a strong institution with a total membership of 297,945 and total assets exceeding $5.19 billion. At Everwise, we understand that financial decisions are personal and impactful. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. We currently manage $121,698,606 in deposits and have issued over 125,084 loans, demonstrating our dedication to supporting our members' financial goals. Our leadership team is here for you: CEO Jason Osterhage and Board President Vince Henderson work hard every day to ensure our members receive top-notch service. With a skilled staff of 760 employees, we're always ready to assist you. Whether you're looking for advice or need help with transactions, our friendly team is just a call away at 317-399-8009. While members can visit us at our branch in Westfield, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. We invite you to explore the various ways we can support your financial journey by visiting our website at everwisecu.com or stopping by the branch today! Join us as we continue making a positive impact in the lives of our members and the community. Your financial future is brighter with Everwise by your side!

Branch History & Mission

Mission Statement

At Everwise, our mission is simple yet powerful: to improve the financial lives of our members through accessible services and unwavering support. We believe that everyone deserves financial stability and opportunities for growth. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking services designed for entrepreneurs. We are also committed to community outreach. Through partnerships with local organizations and initiatives, we strive to uplift those around us. Whether it's supporting local schools or participating in charitable events, we aim to make a positive impact on the lives of individuals and families in Westfield. Our branch operates during convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. For those needing assistance outside regular hours, our Live Teller service is available Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. Additionally, we are proud to provide ATM access for easy cash withdrawals and balance checks. While you can visit us at our branch location for all your banking needs, please direct any official correspondence to our mailing address at 110 S Main St, South Bend, IN 46601-1805 if different. Join us at Everwise today! Experience personalized financial solutions that put you first. Together, let's build a brighter future for you and your community.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Westfield location or give us a call at 317-399-8009 if you have questions or need assistance. Our friendly team is eager to help you navigate your financial journey. Remember, while you can visit us at this address for all your banking needs, any official correspondence should be sent to our mailing address: 110 S Main St, South Bend, IN 46601-1805. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Nestled near popular spots like the Westfield Washington Park and Grand Park Sports Campus, our location is not only convenient but also surrounded by community activities. We have ample parking available for your ease, and our facilities are fully ADA compliant, ensuring that all members can access our services without any barriers.

Operating Hours

We understand that life gets busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings until noon. If you need assistance outside these hours, our Live Teller service operates Monday through Friday from 8 AM to 6 PM and on Saturdays until 1 PM.

Services Offered

At Everwise, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards there's something for everyone. Plus, if you're a member of a partner credit union, you can take advantage of basic shared branch transactions right here!

Member Eligibility

Welcome to the community at Everwise! We're excited to share that becoming a member is an easy and welcoming process. If you live, work, worship, or attend school in Hamilton County or have family members who do, you're already eligible to join us! At Everwise, we believe in supporting our members with personalized services that help you achieve your financial goals. By joining, you'll gain access to a variety of benefits, including competitive loan rates, convenient banking options, and a friendly team ready to assist you. Ready to take the next step? You can find all the details about membership eligibility at http://WWW.everwisecu.com/about/become-a-member, where we break down everything you need to know. And when you're ready to open an account, simply visit http://WWW.everwisecu.com/borrow/apply-for-a-loan for a straightforward application process. If you have any questions or need assistance, feel free to give us a call at (317) 399-8009. We can't wait for you to become part of our family at Everwise, located at 45 W Tournament Trl Westfield In 46074!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine seamlessly processing payments from your customers without any hassle. With our services, you can focus on what matters most growing your business. From payment processing to cash management, we're here to ensure your operations run smoothly. Visit us at 45 W Tournament Trl Westfield In 46074 in Westfield, IN, and discover how Everwise can partner with you on your business journey. Let's work together to turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

If you're running a business, we've got you covered with our comprehensive business banking services. From merchant services that simplify transactions to tailored business loans, we aim to support your growth and success.

Digital Banking & Convenience

In today's fast-paced world, convenience is key. That's why Everwise offers robust online and mobile banking services. You can check your balance, transfer funds, and pay bills anytime, anywhere with ease. Our ATM services allow for quick cash withdrawals and balance checks without hassle.

Home Financing

If you're ready to own a home or refinance your existing mortgage, our mortgage loans and refinancing options can guide you through the process smoothly. We strive to make homeownership accessible and affordable for our members.

Loans & Credit Cards

For those unexpected expenses or projects around the house, consider our personal loans and debt consolidation solutions. Our credit cards with rewards add an extra layer of benefit by allowing you to earn while you spend.

Personal Banking Services

We understand that everyone has different banking needs. That's why at Everwise, we offer a variety of personal banking services designed for your convenience. Our checking and savings accounts make it easy for you to manage your day-to-day finances while also saving for future goals. Need financing for a vehicle? Our auto loans and vehicle financing options are competitive and flexible, making it easier for you to get behind the wheel of your dream car.

Shared Branching

As part of our commitment to serving you better, we also provide access to basic shared branch transactions like deposits and withdrawals for partner credit union members. This means that even when you're away from home, you still have access to your funds. For any questions or assistance regarding our services at Everwise in Westfield (located at 45 W Tournament Trl), feel free to reach out by calling us at 317-399-8009. We're here to help! Experience the difference with Everwise today! Whether it's opening an account or applying for a loan, visit us online at Everwise or come see us in person. Your financial well-being is our priority!

Digital & Online Banking

Key Features

Our online banking platform offers a variety of features to help you stay in control of your finances. You can easily check balances, transfer funds, and pay bills without ever stepping foot in a branch. Want to send money quickly? Our person-to-person transfer feature lets you send funds instantly to friends or family with just a few clicks. For added convenience, our mobile application allows you to manage your accounts on the go. Whether you're at home or out and about, you can deposit checks using electronic signature authorization, view e-statements, and even make mobile payments. Plus, with e-statements available, you can go green while keeping track of your financial activity effortlessly.

Security and Accessibility

We prioritize your security. With advanced encryption technology, you can trust that your information is safe when using our digital banking services. Our user-friendly interface makes it simple for everyone to navigate their accounts with ease. At Everwise, we believe that banking should fit into your lifestyle. That's why our digital services are not only accessible but also designed to give you real-time updates on your account activity. Whether it's managing bills or making quick transfers, we're here to support you every step of the way. Join us today and experience the convenience of modern banking with Everwise!

Financial Strength

Commitment to Growth

We have a total of 549,417 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $63,192,025, highlighting our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Everwise is your trusted partner. Visit us at 45 W Tournament Trl Westfield IN 46074 or call 317-399-8009 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $451,367,666 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $62,848 in used auto loans and an impressive $4,095,942,655 in total loans and leases.

Strong Financial Health

With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $1133127043 in used vehicle loans and $328364557 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $1113679215 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored solutions that meet their unique needs. If you're interested in any of these loan offerings or want to explore refinancing options, please reach out to us at 3173998009. Our team is ready to assist you with eligibility questions or help you through the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check our website at Everwise for more information on how we can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207176627, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $83722768 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see offers based solely on merit rather than marketing dollars. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, giving users confidence in their choices.

Everwise

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Mission Statement

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Business Solutions

Digital Banking & Convenience

Home Financing

Loans & Credit Cards

Personal Banking Services

Shared Branching

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Reinvesting for Your Benefit

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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