EVERWISE CREDIT UNION - Warsaw, IN

At the heart of Everwise lies our mission: to empower individuals and families by providing them with accessible financial services while supporting local initiatives that enhance community well-being. We believe that when our members thrive, so does the community. This belief drives us to create programs that promote financial literacy, support local businesses, and engage in various outreach efforts. While members can visit us at 2890 Frontier Dr for personal banking needs including checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. Our commitment extends beyond just traditional banking services. We embrace digital advancements such as online banking and mobile payments to ensure convenience for all our members. Whether you prefer visiting us in person or managing your accounts from home, we strive to make banking easy and accessible. Additionally, we offer ATM availability and drive-thru banking services for those who prefer quick transactions without entering the branch. Our shared service center further enhances accessibility by allowing partner credit union members to conduct basic transactions at our location. Everwise actively engages with the community through various partnerships and initiatives aimed at supporting local development. We work closely with local organizations to address pressing issues such as economic empowerment and educational opportunities. As we continue to grow and adapt to the changing needs of our members, we invite you to join us on this journey. Experience firsthand how Everwise can help you achieve your financial goals while making a positive impact in Warsaw and beyond. Contact us at 574-267-3150 or visit our website to learn more about becoming a member today!

Our branch features ample parking and is equipped with ADA-compliant access points to ensure everyone can visit us comfortably. If you're short on time, take advantage of our drive-thru banking services, available Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. We also have an ATM on-site for quick cash withdrawals or balance checks whenever you need it.

We know your time is valuable! That's why our lobby hours are designed to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, and Friday from 9:00 AM to 5:30 PM. On Saturdays, we're available by appointment only, ensuring that you receive personalized service when it suits you best.

At Everwise, we offer a range of services including personal banking solutions like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Our shared service center allows members from partner credit unions to conduct basic transactions here too! We are committed to providing not just financial services but also a welcoming environment where every member feels valued. If you have any questions or would like more information about how we can assist you, feel free to call us at 574-267-3150. Come see us today at Everwise where your financial well-being is our priority!

Imagine having a streamlined way to process payments from your customers. Our merchant services allow businesses like yours to accept various payment methods effortlessly, enhancing customer satisfaction and boosting sales. Whether you're running a small café or a retail store, our solutions can adapt to your unique needs, ensuring that you can focus on what you do best growing your business. Visit us at 2890 Frontier Dr Warsaw In 46582 in Warsaw, IN or call us at (574) 267-3150 to learn more about how we can partner with you on your business journey!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

With convenient ATM access, you can withdraw cash or check your balance anytime. Our network ensures that you have easy access to your money when you need it most.

Thinking about purchasing a new car? Our auto loans come with competitive rates, making it easier for you to drive away in the vehicle of your dreams. We also offer flexible financing options that cater to various budgets, ensuring that everyone has access to reliable transportation.

If you're a business owner, you'll appreciate our dedicated business banking services, including merchant services and business loans. We understand the challenges faced by small businesses and are committed to helping you thrive.

Our credit cards come with rewards that give back to you! Use them for everyday purchases and watch as points accumulate towards exciting perks and benefits. It's like getting paid for spending!

For quick transactions, our basic drive-thru banking allows you to handle deposits and withdrawals without leaving your car. Additionally, if you're a member of a partner credit union, you can take advantage of shared branch transactions for even greater convenience. At Everwise, we are more than just a credit union; we are a community partner invested in your financial well-being. If you're ready to explore all these services and more, visit us at 2890 Frontier Dr Warsaw In 46582 or give us a call at (574) 267-3150. Let's work together towards achieving your financial goals today! For more information about membership eligibility or how to open an account, check out our website: https://www.everwisecu.com/ .

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our team is here to guide you every step of the way.

Whether you're opening a checking or savings account, we make the process simple and straightforward. You can manage your finances from anywhere through our robust online and mobile banking platforms. Imagine checking your balance or transferring funds right from your smartphone while enjoying a coffee at your favorite café!

Need some extra cash for unexpected expenses? Our personal loans can help you cover those costs without breaking the bank. Plus, if you're struggling with multiple debts, consider our debt consolidation options to simplify your payments into one manageable monthly bill.

Our online banking platform at https://www.everwisecu.com/ allows you to check your balances, view transactions, and even manage your bills all with just a few clicks. Plus, with 24/7 online banking services, you're never more than a moment away from your financial information. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast no need for cash or checks. And if you're always on the move, our mobile application is here for you! Whether it's checking your account or making mobile payments, everything is accessible right from your smartphone.

We take security seriously. With electronic signature authorization available, signing documents is quick and safe. Plus, e-statements are not only eco-friendly but also help keep your financial records organized without the clutter of paper. In today's fast-paced world, convenience matters more than ever. At Everwise, we're committed to providing you with tools that fit into your life seamlessly. From mobile payments to real-time account management, we're here to ensure that you have everything you need at your fingertips. In short, our digital banking services offer you the flexibility and peace of mind to handle your finances whenever and wherever it suits you best. Explore what we have to offer today!

Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking to borrow for your next big purchase, Everwise is your trusted partner. Visit us at 2890 Frontier Dr., Warsaw IN 46582 or call 574-267-3150 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our net income of $0 reflects our operational efficiency during challenging times. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust placed in us is evident from our robust member base with a total of 549,417 share accounts, showcasing how many people rely on Everwise for their financial needs.

With $451,367,666 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is reflected by $62,848 in used auto loans and an impressive $4,095,942,655 in total loans and leases, supporting our members' financial goals across various sectors.

With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans, helping many members get on the road with confidence. Whether you're interested in financing a new ride or a reliable used car, our team is here to assist you every step of the way.

For business owners looking to expand or enhance their operations, our outstanding commercial loans total $1,113,679,215. These loans provide the necessary capital to help your business grow and thrive in today's competitive environment.

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627. This means whether you're purchasing your first home or looking to refinance an existing mortgage, we have solutions tailored for you.

If you are considering refinancing any of your current loans or mortgages for better rates or terms, our team at Everwise is here to guide you through the process. We can help assess your current situation and find solutions that best suit your needs. At Everwise, we pride ourselves on transparency and supporting our members' financial journeys. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out to us at 574-267-3150 if you have any questions or would like to learn more about our loan offerings! We're here to help you make informed decisions for a brighter financial future.

We also understand that managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $83,722,768 in loans helping members manage their finances effectively. Our credit cards come with various benefits that fit your lifestyle.

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for all users. By utilizing verified data, LendMesh guarantees that loan offers come from legitimate financial institutions, which promotes trust and reliability in the comparison process.