EVERWISE CREDIT UNION

Welcome to Everwise, your trusted financial partner located at 108 E Winona Ave, Warsaw, IN 46580. Since our establishment in 1931, we have been committed to serving our community with integrity and dedication. With a total membership of 297,945 individuals, we pride ourselves on being more than just a credit union; we're a family that supports each other in achieving financial success. At Everwise, our members benefit from our robust financial services. We currently hold total assets of $5,191,587,858 and maintain total deposits of $121,698,606. Our commitment to responsible lending is evident as we manage 125,084 loans and leases with a net member business loan balance of $1,168,422,006. These figures reflect not just numbers but the trust that our members place in us. Our leadership team is dedicated to ensuring that your financial needs are met with care and expertise. Under the guidance of CEO Jason Osterhage and Board President Vince Henderson, Everwise continues to prioritize our members' interests while fostering growth within the community. While members can visit us at our Warsaw branch for personal banking services including checking and savings accounts, auto loans, and mortgage refinancing official correspondence should be sent to our mailing address: 110 S Main St, South Bend, IN 46601-1805. With a staff of 760 employees, we're here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you need assistance or want to explore our services further, don't hesitate to reach out at (574) 269-4487 or visit us online at Everwise Credit Union. Join us today and discover how we can help you achieve your financial goals!

At Everwise, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports your financial journey. If you're wondering how to become a member, it's quite simple! To qualify for membership at Everwise, you typically need to live, work, worship, or attend school in the areas we serve. This includes individuals in Warsaw and surrounding communities. It's our way of ensuring that our members share a connection with one another and with us. For the most current eligibility criteria and additional details, feel free to check out our website at this link. Once you've confirmed your eligibility, opening an account is straightforward and welcoming. You can start the process by visiting us in person at 108 E Winona Ave, Warsaw IN 46580, or you can easily apply online through our application page. If you have any questions or need assistance along the way, don't hesitate to call us at (574) 269-4487. We're excited to help you take this important step towards better banking!

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to being a trustworthy partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $62,848 in used auto loans and $4,095,942,655 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $63,192,025. Total Share and Deposit Accounts: 549,417, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 108 E Winona Ave Warsaw In 46580 or call (574) 269-4487 to learn more about how we can help you achieve your financial goals.