EVERWISE CREDIT UNION

Welcome to Everwise, your trusted financial partner in the heart of Walkerton, Indiana. Located at 449 Liberty St, we have been serving our community since 1931 with a commitment to providing exceptional financial services tailored to your needs. With a robust membership of 297,945 and total assets amounting to an impressive $5,191,587,858, we strive to create a supportive environment for all our members. At Everwise, we understand that life is full of financial decisions, big and small. That's why our dedicated team led by CEO Jason Osterhage and Board President Vince Henderson is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our goal is to empower you towards achieving your financial dreams. While members can visit us at 449 Liberty St, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. We invite you to take advantage of our wide array of services which include online and mobile banking options, making it easier than ever for you to manage your finances on the go. With total deposits reaching $121,698,606 and a net worth of $476,827,658, we ensure that your money is safe and sound with us. Our staff of 760 employees is ready to assist you with any queries or concerns you may have. You can reach us easily at 574-586-3143, or explore more about our offerings on our website: Everwise Credit Union. Join us today and experience the difference that comes from being part of a member-focused credit union. Your financial well-being matters to us!

At Everwise, our story is one of growth, commitment, and community. Established in 1931, we began our journey in Walkerton, IN, with a simple goal: to provide accessible financial services to our members. Over the years, we have grown from a small credit union into a thriving institution that proudly serves nearly 300,000 members. Our branch is located at 449 Liberty St, right in the heart of Walkerton. This convenient location is easily reachable and close to local landmarks that make us a staple in the community. Our mission at Everwise is clear: we strive to empower our members through personalized financial solutions while fostering a sense of community. We understand that banking is not just about transactions; it's about building relationships. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, our dedicated team is here to guide you every step of the way. As we look back on our rich history, we take pride in our achievements. With total assets now exceeding $5.19 billion, we've established ourselves as a trusted financial partner. Our commitment to innovation and service has allowed us to embrace new technologies while ensuring accessibility for all. We are proud to offer online and mobile banking options alongside traditional services like drive-thru banking and ATMs. While our branch address is 449 Liberty St, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. This dual-address system ensures that we remain connected with our members no matter where they are. Community involvement is at the core of who we are. We actively participate in local events and support various outreach programs aimed at enhancing the lives of those in Walkerton and beyond. By partnering with local organizations and schools, we aim to uplift our community while providing valuable resources to those in need. With operating hours designed for your convenience Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM our team is always ready to assist you. Whether you prefer visiting us in person or using digital services like e-statements or mobile payments, Everwise adapts to meet your needs. We invite you to join us on this journey toward financial wellness and community support. Experience the benefits of being part of Everwise; visit us today or explore more on our website at Everwise. Together, let's build a brighter financial future!

Joining the Everwise community means becoming part of a family that genuinely cares about your financial well-being. If you're wondering how to become a member, it's quite simple! At Everwise, we welcome individuals who live, work, worship, or go to school in our local area. This includes residents of St. Joseph County and nearby communities. We believe everyone deserves access to quality financial services, and being a member here opens doors to better rates on loans and savings accounts, personalized service, and a supportive environment where your voice matters. To get started, just visit us at our branch located at 449 Liberty St, Walkerton, IN 46574, or give us a call at (574) 586-3143. You can find detailed eligibility criteria on our website at http://WWW.everwisecu.com/about/become-a-member , which is a great resource for checking any updates. Once you're ready to open an account, simply head over to http://WWW.everwisecu.com/borrow/apply-for-a-loan for an easy application process. Welcome aboard!

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health metrics, which reflect our commitment to serving you with reliability and trust. With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $62,848 in used auto loans and $4,095,942,655 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $63,192,025. Total Share Accounts: 549,417, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 449 Liberty St Walkerton In 46574 or call (574) 586-3143 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.