EVERWISE CREDIT UNION

Welcome to Everwise, where our commitment to serving the South Bend community has been unwavering since 1931. Located at 3915 Portage Rd, South Bend, IN 46628, we are proud to offer a range of financial services tailored to meet the unique needs of our members. With a robust membership base of 297,945 individuals and total assets exceeding $5.19 billion, we strive to provide solutions that empower you to achieve your financial goals. At Everwise, we believe in fostering relationships built on trust and transparency. Our dedicated team, led by CEO Jason Osterhage and Board President Vince Henderson, is here to ensure that your banking experience is not only seamless but also enriching. Whether you're seeking personal banking options like checking and savings accounts or exploring loan opportunities for your dream home or vehicle, we have you covered. While members can visit us at our branch, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. With total deposits reaching $121,698,606 and cash in hand amounting to $39,240,553, we are well-equipped to support both individual and business needs alike. Our services extend beyond traditional banking; we offer online and mobile banking options for your convenience. As a member-focused credit union, our mission is clear: enhance your financial well-being while making a positive impact in the community. We invite you to experience the difference that comes with being part of Everwise. If you have any questions or need assistance, don't hesitate to reach out by calling us at 574-247-3900 or visiting our website at everwisecu.com. Join us today and discover how Everwise can help you thrive financially!

Becoming a member of Everwise is like joining a friendly family that truly cares about your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join! We believe in inclusivity, so whether you're just starting out or looking to enhance your financial journey, we welcome you with open arms. At Everwise, members enjoy a variety of benefits including personalized service, competitive rates on loans, and access to helpful financial resources. You can find more detailed eligibility criteria by visiting http://WWW.everwisecu.com/about/become-a-member . Ready to take the next step? Opening an account is a breeze! Just check out the details at http://WWW.everwisecu.com/borrow/apply-for-a-loan , or feel free to reach out to us at (574) 247-3900 if you have any questions. Our team at 3915 Portage Rd South Bend In 46628 is excited to help you start this rewarding journey with us!

At Everwise, we understand that every business has unique needs and aspirations. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to support your journey. Imagine a local bakery that dreams of opening a second location. With our member commercial loans, we've funded over $1,109 in loans for our members, helping businesses like this one scale and succeed. We also recognize the importance of inclusivity; that's why we offer $17 in non-member commercial loans, providing flexible financing solutions for the entire community. Our commitment to supporting businesses is evident, with investments in growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services can simplify your payment processes, making it easy for customers to shop at your store. By accepting various payment methods seamlessly, you can focus on what really matters growing your business. Located at 3915 Portage Rd South Bend In 46628, South Bend, IN 46,628, we're here to help you navigate your financial future. Reach us at (574) 247-3900 and let's discuss how we can help your business thrive!

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a reliable partner in your financial journey, ensuring you have access to the resources you need. With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $451,367,666 in undivided earnings. This allows us to develop innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $62,848 in used auto loans and $4,095,942,655 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our current net income stands at $0, this reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees dedicated to serving you with a knowledgeable, committed team. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 3915 Portage Rd South Bend In 46628 or call (574) 247-3900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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